Semua orang tau bgaimna cra mndptkn uang. Tpi tdk smua orang tau bgaimna cra menghmat uang. Sya ingin brbagi tips hemat uang ni guys ,brdasarkan penglamn hdup sya dlam mengelola mslah ekonomi.
1.ente hrus mnyesuaikan pemasukan dgn pEngeluaran ente.
2.beli yg perlu2 sja, sprti kbthan sehari hri ente.
3.mmbeli brang yg bsa d jual kmbli.. Sperti mas n jga yg lainnya..
Nah gitu cranya ane hemat uang.
Topic: Tips on how to save money. - page 7. (Read 739 times)
this was a tip from a successful business man, "BUDGET - SAVING = EXPENSES" which means we must save first rather than spending. It is very much wrong what we think that BUDGET - EXPENSES = SAVING because what if there is no more left to save?
Hope this help you
Hope this help you
to save money, we must be able to distinguish the use of money for things to prioritize and desire. so we just shop for goods that are prioritized for every day. also must fast frequently because fasting can make the body healthy and save money.
I know this might sound mean, but stop buying social things.
Like everyone brainwashes you that you're supposed to drink coffee. So you're buying $3 coffees sometimes 2x a day. Then you probably have vending machine food that'she another 1.65$ per day... and you hit the bar on the weekend/weekday... so that is upwards of $20+
So you're looking at upwards of $90 you could be saving per month by not buying these junk foods or going out socially.
Like everyone brainwashes you that you're supposed to drink coffee. So you're buying $3 coffees sometimes 2x a day. Then you probably have vending machine food that'she another 1.65$ per day... and you hit the bar on the weekend/weekday... so that is upwards of $20+
So you're looking at upwards of $90 you could be saving per month by not buying these junk foods or going out socially.
The only thing you need is discipline. Since you have a limited money, do not live beyond your means. Make a budget. You save first like 10% of your allowance daily, and the rest would be for your expenditures. This will help you to budget your available money. Save before spend.
It can be save by only your own steps.Don't waste money
focus only on the things that you really need
buy the cheaper alternative but with quality
try to not think that you have money to splurge.
buy the cheaper alternative but with quality
try to not think that you have money to splurge.
Save the change
What do you usually do when you receive a change of money in the form of coins? Keep it in the wallet, or just leave it carelessly on the table? It is undeniable that coins are often underestimated. In addition to a small nominal, physical also heavy. The result, often abandoned. In fact, a dime if collected diligently can also be useful, even can be used for vacation.
Always pay your utilities and the things you need first. after that go to a supermarket and buy more food so that it will be sufficient for a few weeks so that you know that your taken care off with the living and the food. After that with the money you are left with try not spending them to much, try to make an average of daily budged and always try not to spend them all
Learn to eat healthily on a budget. Buy cheap foods, such as oats, brown rice etc...
Check online if you have the best deals for electricity, gas and water.
Check online if you have the best deal for your mobile phone.
Have more nights in with a few cans of beer with mates, instead of going on expensive nights out to pubs and clubs.
Just some ideas
Check online if you have the best deals for electricity, gas and water.
Check online if you have the best deal for your mobile phone.
Have more nights in with a few cans of beer with mates, instead of going on expensive nights out to pubs and clubs.
Just some ideas
Save 'Treasure'
We all must have experienced this, finding money in locations or things we sometimes forget. For example, such as finding Rp 50 thousand in an old jacket pocket, or even in a backpack that used to be for holidays. Do not immediately spend your 'treasure' like this, you should save well in your savings. Think of it as a surprise fund for additional savings.
Hey guys! I need some tips on how to save money. I am still a student and I know that I can't save much money with just my allowance only. But still, I want to have some ideas on how to effectively save money. I want to know how you save your money.
Run the habit
If you finally finished paying car repayments that take years, do not start looking for other credits, but still set aside the same money to go directly to your savings. Your credit habits can be transformed into saving habits.
In fact, you can enter this credit into the auto savings that have been requested to the bank, as already alluded to earlier points earlier. Imagine you still have the debt to pay off the car, so the money will be stored well without you even knowing it.
You have to have a goal. That goal will drive you to save money.
Do not keep in mind that you've been riding a salary
Your salary goes up? Congratulations! But, before you do not think sane and want to shop for something, you should not have to remember-ningat if you just got a paycheck.
You should input this new salary increment into savings. So, the money you put aside each month the number is growing thicker.
This is a bit hard to do if the salary is up only annual routine, but if the salary is rising because of your campaign can freely manage your savings. It would be better if the new salary difference you can save for emergency funds or even pension funds.
Hey guys! I need some tips on how to save money. I am still a student and I know that I can't save much money with just my allowance only. But still, I want to have some ideas on how to effectively save money. I want to know how you save your money.
Save the change
Remember when you learned how to save money from childhood coins? There is nothing wrong to repeat this habit. Start by emptying the change in your wallet every weekend, put it in place that has been prepared.
You can involve the family as well in doing this little savings. Especially if you have children, the habit of saving money is very good, because your child will appreciate the money even though it's small value. If the savings start to full, exchange the change in the nearest bank or other money changers.
Know your wants and needs.
One trick to get used to connecting is to place deposits on top of everything. So, once the monthly bill arrives, do not immediately compile a list to be paid. But set aside some money for you to save first.
That way, once you have compiled the entire bill and prepared the money, you unconsciously already have money to keep, if it turns out the bill is not too much. But, if it turns out enough bills, you can take some of the money you have saved the first time.
do the following way to change the extravagant living habits that we live during this became a habit of frugality
1. Arrange the budget and apply gradually
2. do the analysis
3. Know the cause and find the solution
4. Saves gradually
5. Make a routine
6. replace old habits with new habits
7. Make new habits are cheap
8. Avoid temptation
9. create a reminder
10. Do not be too hard on yourself
11. moral support
12. keep trying
1. Arrange the budget and apply gradually
2. do the analysis
3. Know the cause and find the solution
4. Saves gradually
5. Make a routine
6. replace old habits with new habits
7. Make new habits are cheap
8. Avoid temptation
9. create a reminder
10. Do not be too hard on yourself
11. moral support
12. keep trying
Know your wants and needs.
You have to have a goal. That goal will drive you to save money.
focus only on the things that you really need
buy the cheaper alternative but with quality
try to not think that you have money to splurge.
buy the cheaper alternative but with quality
try to not think that you have money to splurge.
My own version of money-saving tips is to cut down on unnecessary spending, setting up a monthly spending restriction pattern. and make monthly financial restrictions. Thus my monthly spending money will be controlled.
Dont buy unecessary things, just be practical. Priority your needs before "wants".
Try to spend what you really need to.
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