Tips to save my finances, to grow personal economy

blockman

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Quote from: Uruhara on September 06, 2022, 06:35:30 PM

Quote from: blockman on September 06, 2022, 06:20:20 PM

Quote from: Uruhara on September 06, 2022, 09:00:24 AM

Besides saving money, Maintaining the quality of sleep can also influence in improving the quality of the economy in our lives. then sleep regularly. because if you lack sleep then thoughts and inspiration will be very difficult to emerge. Even Elon Musk has revealed that sleep quality has an effect on building productivity in life.

Sleep is lowkey. Everyone who wants to be productive, they're neglecting the importance of having quality sleep. Most productive people are sleeping around 8 hours a day because that's the normal span that we need to have for us to do our daily errands.
I have also understood the importance of it and that's making a contribution to the economy because each individual's contribution will vary based on their sleep. And it's not just Elon that has said that but the other famous people tells that they need to have that enough sleep for them to do their things.

Indeed, sometimes we forget important things and take them for granted. one of them is sleep. and also sometimes we neglect our health such as eating irregularly. but to work we need a healthy body and a strong mind. and that can be obtained from maintaining quality sleep and eating regularly of course with balanced nutrition.

Like when we're young, we tend to think that we can work nonstop for 24-48 hours.
And I've been there and really done that but realizing how growing old needs to be taken seriously and having enough sleep is really one of the best ways to be productive in making money and doing all of your hustles.
You can't work perfectly when you lack sleep and one sign of that which I've felt is becoming quick in anger.

monineklutak

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Quote from: Mario Yamasaki on September 07, 2022, 10:30:17 AM

The best thing to save our finance is to continue to look for alternative income, many people do everything means of savings but the results fail because many posts of expenditure that cannot be stopped, but by continuing to look for sources of income it will save our finances.

Being a minimum wager is a struggle during this inflation crisis and it will be a big challenge to save or even survive. It is really an important thing to look for side jobs where we could earn more and save for the future. There are part-time jobs that we could find online nowadays which are worth grabbing. It's better to work and grind hard these days than be contented with minimum pay.

It is important to have more than one source of income, especially now that there are many platforms that we can use for that.
With inflation, I think we must also be aware of managing finances,
Limit unnecessary spending and divert it to saving

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Quote from: Uruhara on September 06, 2022, 09:00:24 AM

Besides saving money, Maintaining the quality of sleep can also influence in improving the quality of the economy in our lives. then sleep regularly. because if you lack sleep then thoughts and inspiration will be very difficult to emerge. Even Elon Musk has revealed that sleep quality has an effect on building productivity in life.

having enough sleep is very important for work life. but some of us don't have this knowledge and they think if they sleep less and work more they'll be more successful. but they don't know if the keep doing this habbit. they'll eventually loose productivity and can't give 100% to their work like they can do when they get proper sleep.
if anyone want to save their finances and grow personal economy. he should not ignore importance of good and on time sleep.

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Quote from: Uruhara on September 06, 2022, 09:00:24 AM

Besides saving money, Maintaining the quality of sleep can also influence in improving the quality of the economy in our lives. then sleep regularly. because if you lack sleep then thoughts and inspiration will be very difficult to emerge. Even Elon Musk has revealed that sleep quality has an effect on building productivity in life.

In this case there may be a point because at least by changing this lifestyle it will make a little change in yourself because indeed if we look at some successful people like Jeff Bezos, Gates and even Mark Zuckerberg always say that he sleeps for 6-8 hours every day. but on the other hand when we are faced with something real, obviously it will also be a little more difficult considering in this case there are some things that will definitely be difficult to realize especially when we are pioneering from scratch so we need extra effort and even sacrifice sleep time.

Mario Yamasaki

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The best thing to save our finance is to continue to look for alternative income, many people do everything means of savings but the results fail because many posts of expenditure that cannot be stopped, but by continuing to look for sources of income it will save our finances.

BRINIRHA

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Quote from: amishmanish on September 06, 2022, 10:18:40 PM

I really liked your words..I am someone who had for a long period of my life never saved much. But now I am realising the importance of financial planning. I wish to make up for my past mistakes let's see if I manage to do it.i hope so, i might be. But yes now I feel Bitcoin has helped me off late and I am being able to save atleast a portion which is enough for me... Thanks Bitcoin.

Sometimes frugality is very difficult for some people to do. Because frugality is a difficult thing to get used to, especially if we are used to living extravagantly. like myself last year ago is a wasteful person. because at that time I had no dreams at all. and then I have a goal and a dream to achieve. from there I started to be motivated to be able to save and save money. but frugality must be in a healthy way and should not be excessively frugal (extreme). because after all we need to enjoy this life. and a little party is sometimes needed to boost our spirits. Focusing on goals is also the key to building a frugal personality.

amishmanish

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I really liked your words..I am someone who had for a long period of my life never saved much. But now I am realising the importance of financial planning. I wish to make up for my past mistakes let's see if I manage to do it.i hope so, i might be. But yes now I feel Bitcoin has helped me off late and I am being able to save atleast a portion which is enough for me... Thanks Bitcoin.

Uruhara

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Quote from: blockman on September 06, 2022, 06:20:20 PM

Quote from: Uruhara on September 06, 2022, 09:00:24 AM

Besides saving money, Maintaining the quality of sleep can also influence in improving the quality of the economy in our lives. then sleep regularly. because if you lack sleep then thoughts and inspiration will be very difficult to emerge. Even Elon Musk has revealed that sleep quality has an effect on building productivity in life.

Sleep is lowkey. Everyone who wants to be productive, they're neglecting the importance of having quality sleep. Most productive people are sleeping around 8 hours a day because that's the normal span that we need to have for us to do our daily errands.
I have also understood the importance of it and that's making a contribution to the economy because each individual's contribution will vary based on their sleep. And it's not just Elon that has said that but the other famous people tells that they need to have that enough sleep for them to do their things.

Indeed, sometimes we forget important things and take them for granted. one of them is sleep. and also sometimes we neglect our health such as eating irregularly. but to work we need a healthy body and a strong mind. and that can be obtained from maintaining quality sleep and eating regularly of course with balanced nutrition.

blockman

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Quote from: Uruhara on September 06, 2022, 09:00:24 AM

Besides saving money, Maintaining the quality of sleep can also influence in improving the quality of the economy in our lives. then sleep regularly. because if you lack sleep then thoughts and inspiration will be very difficult to emerge. Even Elon Musk has revealed that sleep quality has an effect on building productivity in life.

Sleep is lowkey. Everyone who wants to be productive, they're neglecting the importance of having quality sleep. Most productive people are sleeping around 8 hours a day because that's the normal span that we need to have for us to do our daily errands.
I have also understood the importance of it and that's making a contribution to the economy because each individual's contribution will vary based on their sleep. And it's not just Elon that has said that but the other famous people tells that they need to have that enough sleep for them to do their things.

ChiBitCTy

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You’ve laid out some pretty good things here and many of which I tell my clients often, especially number one here. There’s three things I tell my clients that they should do at least once a year.. 1) increase contribution amount to retirement plan 2) run a monthly budget calculation & 3) reassess your investment situation (am I too aggressive/too conservative or right on track).

You hit the mail on the head with number one though, this is simply not done nearly as often as it should be for everyone.

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Quote from: Uruhara on September 06, 2022, 09:00:24 AM

Besides saving money, Maintaining the quality of sleep can also influence in improving the quality of the economy in our lives. then sleep regularly. because if you lack sleep then thoughts and inspiration will be very difficult to emerge. Even Elon Musk has revealed that sleep quality has an effect on building productivity in life.

Saving money couldn't make you financially stable, not will grow your finances, however, it gives you some security. But, having some business, multiple sources of income, you gonna sleep well and making you financially stable, and most of all, you are absolutely secured. Elon Musk did say it because he had already reached his goal and made his life even better.

And of course, changing our lifestyle really has a huge impact on our finances. We gonna have to control our spending habits, spend the money wisely and it was better if it will be acquiring assets, not liabilities.

Uruhara

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Besides saving money, Maintaining the quality of sleep can also influence in improving the quality of the economy in our lives. then sleep regularly. because if you lack sleep then thoughts and inspiration will be very difficult to emerge. Even Elon Musk has revealed that sleep quality has an effect on building productivity in life.

sayaya17

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Quote from: Mahanton on August 24, 2022, 02:55:39 PM

Quote from: BRINIRHA on August 22, 2022, 03:46:50 PM

Quote from: Fortify on August 22, 2022, 03:38:23 PM

Quote from: BRINIRHA on August 12, 2022, 04:33:29 PM

5. Make a goal (dream to be achieved) to make yourself more motivated.

This is one of the more important points on your list and maybe something that most people don't necessarily realize when they're younger. When it comes to finances you've really got to plan for the long term and you have to understand that it requires persistence to achieve most dreams. The people who have $500k banked and are possibly able to live off dividends the rest of their life might have been putting away $2k per month for decades into their investment - it's not some trick about trying to win the lottery by buying that miracle share for $1k that leaps up in 500 times in value. It's a slow and steady commitment, not wasting money on frivolous things, to get to that end goal. That being said, the more financial risk you can take as you have a longer recovery time but it's better to work out your strategy early.

for some people this is sometimes they forget. even though the key to success is starting when we have determined a goal / dream / ideal. And when we have a dream, that's where the star line starts. and that dream is the finish. someone who does not have a dream is more likely to walk in place / monotonous. but that's for some people.

We do all have goals and wishes in life but there are people who are just keep on dreaming but do really lacks out some action or effort and given time to at least trying out to achieve that dream thats why they do totally failed or not able to reach those things.It is really just common sense that you would really be needing to do lots of hard work and be wise on making up decisions basing up on what you are tending to achieve.
Success might not really be that an assured thing to happen but at least you had done your part on trying out to make it happen.Just dont sit and wait up for something that you are wishing because
it wont really be happening if you arent doing anything.

If we want our finances to grow and we can get a better life in the future. From now on it is not enough for us to have desires and goals,
but must be accompanied by real steps. We have to take various kinds of actions that can bring us closer to our goals, in fact if we are diligent
and never give up, the opportunity to improve our economy is very wide open. So do effort according to our respective capacities and
don't be afraid of failure. Sometimes success in life requires struggle to achieve it, because hard work will produce positive results. As you said,
we will not achieve success if we just stand still, hard work to achieve our goals is very important. We must remember that most successful people
all require a process and cannot be obtained instantly. So if our goal is for our economy to grow and develop, then do something that can make
our economy grow.

Theones

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Tips for managing finances are things that I like and become very interesting because it turns out that in my life that has been around 24 years many things are different from the theory that has been taught in school, especially unexpected things like Covid that makes me out of the office so I will continue learn about systems that can improve finances

Person like me is very rude to the financial issues ...I don't know but I am very upset for losing so much money in a Jiffy.
However someone gave me a piece of advice - to take care of pennies and dollar will take care of you

South Park

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Quote from: batang_bitcoin on August 24, 2022, 12:25:20 PM

Quote from: Shasha80 on August 20, 2022, 05:26:51 PM

Quote from: batang_bitcoin on August 20, 2022, 06:27:17 AM

Living a frugal life is lowkey. People don't realize that when they save and live their lives the way how much they're earning, that's how life goes for the simple folks.
You don't need to be showy to the other people just to impress them. Live within your means and that's what's going to make you happy in life. No need to impress the people that surrounds you because the important thing you need to remember is to make yourself comfortable, happy and contented.

Our success in life is how to manage our finances well, live a frugal life we must do before we achieve financial freedom. But the sad fact is that
many people lead the wrong lifestyle, they want to show others that their life is happy by showing them the luxury items that they sometimes
buy on an installment basis. Moreover, with the existence of social media as a place to show off to impress others, such a life will only be stressful
in the end and will not provide real happiness. It's true why we waste our money just to impress other people, if in the end we will experience
financial problems due to installments of luxury goods. It's better to live frugally and focus on investing in potential assets, so that our future is
bright and in old age we can live happily.

That's the problem in the current generation, too many are reliant on the opinions of other people and they're seeking validation from them. I mean nothing wrong with that if there's really need for you to be corrected but if most of your decisions in life is being connected to it, that won't make you prosper financially and mentally. You'll always find a way to be validated by the others and your happiness will only be reliant to their opinion. Don't get approval from those people if you're doing the correct thing and you're doing everything you can, the best that you can with the career or business you're having. Because when you do, you'll find and do the best decisions in life and it will help you grow and make you more mature. Decisions that will be done by you will always be based for the sake of good which includes finance.

While there is a time and place to care about the opinions of others, when it comes to improving our finances this seems like the wrong path to take, if you were to ask 100 different people about how they would go about achieving financial success you will get 100 different pieces of advice, and yet the majority of people never get to accomplish that goal, so it is better to look at the few which have done so and then try to model their behavior, this will mean going against the advice of the majority, which means you will get criticized by them, but if you want to achieve your goals this is something that must be done, and a clear example of this is bitcoin, if you told your friends and family about your investment in bitcoin the truth is the majority of them will criticize you and refuse to support you even if you showed evidence of how well you were doing thanks to it.

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Quote from: Mahanton on August 24, 2022, 02:55:39 PM

We do all have goals and wishes in life but there are people who are just keep on dreaming but do really lacks out some action or effort and given time to at least trying out to achieve that dream thats why they do totally failed or not able to reach those things.

Either they are lacking of actions or doing their part or they are not really good at it, you must know how to do things the right way for you to able to exceed from your limits and succeed to your desire position, that's the mindset that everyone needs, try to go deeper and exceed from others to make yourself being compensated.

Quote

It is really just common sense that you would really be needing to do lots of hard work and be wise on making up decisions basing up on what you are tending to achieve.

Correct, I agree to that, be wise and use all the resources that you can have for you to able to succeed from how you percept your future in whatever venue of investment or savings that you are working with.

Quote

Success might not really be that an assured thing to happen but at least you had done your part on trying out to make it happen.Just dont sit and wait up for something that you are wishing because it wont really be happening if you arent doing anything.

Not all have that same outcome, but by doing the right thing you are extending your opportunities and by trying your best
you are also adding extra edge to your possible success.

Mahanton

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Quote from: BRINIRHA on August 22, 2022, 03:46:50 PM

Quote from: Fortify on August 22, 2022, 03:38:23 PM

Quote from: BRINIRHA on August 12, 2022, 04:33:29 PM

5. Make a goal (dream to be achieved) to make yourself more motivated.

This is one of the more important points on your list and maybe something that most people don't necessarily realize when they're younger. When it comes to finances you've really got to plan for the long term and you have to understand that it requires persistence to achieve most dreams. The people who have $500k banked and are possibly able to live off dividends the rest of their life might have been putting away $2k per month for decades into their investment - it's not some trick about trying to win the lottery by buying that miracle share for $1k that leaps up in 500 times in value. It's a slow and steady commitment, not wasting money on frivolous things, to get to that end goal. That being said, the more financial risk you can take as you have a longer recovery time but it's better to work out your strategy early.

for some people this is sometimes they forget. even though the key to success is starting when we have determined a goal / dream / ideal. And when we have a dream, that's where the star line starts. and that dream is the finish. someone who does not have a dream is more likely to walk in place / monotonous. but that's for some people.

We do all have goals and wishes in life but there are people who are just keep on dreaming but do really lacks out some action or effort and given time to at least trying out to achieve that dream thats why they do totally failed or not able to reach those things.It is really just common sense that you would really be needing to do lots of hard work and be wise on making up decisions basing up on what you are tending to achieve.
Success might not really be that an assured thing to happen but at least you had done your part on trying out to make it happen.Just dont sit and wait up for something that you are wishing because
it wont really be happening if you arent doing anything.

batang_bitcoin

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Quote from: Shasha80 on August 20, 2022, 05:26:51 PM

Quote from: batang_bitcoin on August 20, 2022, 06:27:17 AM

Living a frugal life is lowkey. People don't realize that when they save and live their lives the way how much they're earning, that's how life goes for the simple folks.
You don't need to be showy to the other people just to impress them. Live within your means and that's what's going to make you happy in life. No need to impress the people that surrounds you because the important thing you need to remember is to make yourself comfortable, happy and contented.

Our success in life is how to manage our finances well, live a frugal life we must do before we achieve financial freedom. But the sad fact is that
many people lead the wrong lifestyle, they want to show others that their life is happy by showing them the luxury items that they sometimes
buy on an installment basis. Moreover, with the existence of social media as a place to show off to impress others, such a life will only be stressful
in the end and will not provide real happiness. It's true why we waste our money just to impress other people, if in the end we will experience
financial problems due to installments of luxury goods. It's better to live frugally and focus on investing in potential assets, so that our future is
bright and in old age we can live happily.

That's the problem in the current generation, too many are reliant on the opinions of other people and they're seeking validation from them. I mean nothing wrong with that if there's really need for you to be corrected but if most of your decisions in life is being connected to it, that won't make you prosper financially and mentally. You'll always find a way to be validated by the others and your happiness will only be reliant to their opinion. Don't get approval from those people if you're doing the correct thing and you're doing everything you can, the best that you can with the career or business you're having. Because when you do, you'll find and do the best decisions in life and it will help you grow and make you more mature. Decisions that will be done by you will always be based for the sake of good which includes finance.

RealMalatesta

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Quote from: Kadal Ijo on August 22, 2022, 06:02:35 AM

I have tried various tips from financial experts on YouTube and many articles, but they only said that according to what was written in the book or they got at school, the fact is that it is very difficult to manage finances and increase income in real life. I think experience about finance is more important than hearing advice from anyone.

It’s definitely not an easy thing, I agree that people who studied and learned in schools or from books would have a bigger advantage over people who are trying to learn it from scratch.

Some people like me do not even have good math, if you failed at math in school back in the day, and you are 30+ years old and haven't been in school for many years and did not used math at all in your regular life outside of maybe calculating the amount you need to pay at restaurants or something, you know that it’s going to be pretty tough for you to be a good trader. Hence, the reason why I am just a long term investor who happens to buy and not really sell at all, unless I absolutely have to.

BRINIRHA

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Quote from: Fortify on August 22, 2022, 03:38:23 PM

Quote from: BRINIRHA on August 12, 2022, 04:33:29 PM

5. Make a goal (dream to be achieved) to make yourself more motivated.

This is one of the more important points on your list and maybe something that most people don't necessarily realize when they're younger. When it comes to finances you've really got to plan for the long term and you have to understand that it requires persistence to achieve most dreams. The people who have $500k banked and are possibly able to live off dividends the rest of their life might have been putting away $2k per month for decades into their investment - it's not some trick about trying to win the lottery by buying that miracle share for $1k that leaps up in 500 times in value. It's a slow and steady commitment, not wasting money on frivolous things, to get to that end goal. That being said, the more financial risk you can take as you have a longer recovery time but it's better to work out your strategy early.

for some people this is sometimes they forget. even though the key to success is starting when we have determined a goal / dream / ideal. And when we have a dream, that's where the star line starts. and that dream is the finish. someone who does not have a dream is more likely to walk in place / monotonous. but that's for some people.

Topic: Tips to save my finances, to grow personal economy (Read 1025 times)