It is better to gamble in such an instance but how can you determine that you're investing in an HYIP? They all sound legitimate even the various ICO's on Yobit and co. are all seeking to look genuine but they eventually dump the project and people loose their investments. So I'm as much as investing is good you should look at what you're investing in critically before you make a move else you're better off gambling it.
It's very easy to identify if you are into HYIP. Just read their promises that you are going to have a ROI that fast and you'll be earning unrealistic 120% for just a short time. If this is the only choice of investment I will not going to invest anymore or will play for gambling but not all the time. As there's no assurance if you'll take risk.