Who's fault is it that people buy near the peak? Who's fault is it that people invest with borrowed money? People need to rethink their actions and for once acknowledge that it's not crypto that should be blamed for their failure.
People went nuts on crypto by using credit last year, which explains why several banks have blocked crypto purchases with credit. I don't even blame them with how people don't understand what risks they expose themselves to.
Rule nr1: don't speculate with money that isn't yours.
It will take only those who understand the full potential and the long term benefit of what they are holding, that will be able to know how to make certain investment decisions, something that those with the wrong mindset will never be able to do.