Poor grandma. This is exactly why we should always have a backup location for our hard wallets. Even if we don’t anticipate these things, they can still happen. It was not only her house that was lose but she also lost her Bitcoin investment. It’s a tough situation, but it’s a strong reminder of how important it is to have proper backups, and things should be planned ahead.
This is absolutely devastating. Unfortunately, natural disasters are events that occur unexpectedly or mostly when we're not prepared and the outcomes are usually heartbreaking and at different levels. This is the reason why it is very important for us to prepare against it at any point and not to play with methods in which we can safeguard our investments.
Although every community has historically one or two different types of natural disasters their prone to, however, events can change and sometimes new disasters erupt. But to be at a safer side, it is best to adopt multiple strategies towards backing up our seed phrase physically and one of it is through stainless steel wallets. Since these wallets are harder conditions such as fire, water or corrosion.
For instance, if grandma had backed up her private key using hard stainless steel wallet, the wildfire that engulfed her home would have left the private key unarmed, likewise if she had stored it in multiple locations such as her residential home and her hometown.
Multiple backups and keeping them in multiple locations that are not close to each other is very important. Natural disaster like flood, earthquakes, hurricane, etc. can make people not to even identify the former location of their homes. The Libya flood of in 2023 destroyed 25% of the city of Derna. Stainless seed can be buried or be washed into the ocean when some natural disaster occur.
As you made reference to what happened in Libya, I also reflected what happened in the city of Dubai last year. I can still remember vividly how an heavy rainfall almost washed away the larger part of Dubai city and some areas within the United Arab Emirates in April last year and reports had it that it was the heaviest rainfall to have been experienced by the city since the last 75 years ago. This flooding disaster was caused by drastic change in the climate but I don't think the magnitude of the rainfall was expected to be so massive as experienced by the people.
Imagine having only two different locations within the city and your private keys were stored there but despite that, the flooding still went ahead and washed away the backups. The truth of the matter is even if you got stainless seeds, although your chances of recovering them after the disaster is high, it does not stop the fact that they could be watched into the ocean.
In this case, can I also suggest that you could store your seeds or private keys on high-end encryption and stored digitally. For example, aside from your physical backups which must have been stored in multiple locations, having your private key stored using offline encrypted storage such as Veracrypt could be another helpful alternative or better still by using the SSS strategy via the Shamirs Secret Sharing scheme.
In this case, you will split up your private key into multiple parts and stored using tools like Shamirs Backup. When that's done, no one can combine it into a usable complete private key without your consent. You make it a bit more puzzling to arrange but with your conceived format of arrangements.