Again I did not know accounts were worth nothing, even more gaming accounts like steam or battle.net commonly sold online
If you want to be an asshole ok go on won't care, will add you both in ignore list
Its a good thing people won't just ignore your trust oh and by the way there's a sticky in the lending section which even Vod himself posted in with the community accepted guidelines: https://bitcointalksearch.org/topic/m.6311902
You can't just claim ignorance I'm afraid as everything has been clearly outlined before your request. Let's just say the collateral was valid for pity sake...it would only cover 70% (your words) and not the generally accepted 120%