The biggest question I ponder with regards to bitcoin is the following:
Right now the only way to benefit from bitcoin appreciation is to sell it (or exchange for goods).
There are no cash flows that you can get from simply holding btc.
I know that it is from design, but would have preferred to have some income from btc holding.
Otherwise, the only way is to sell, which most people detest.
Getting cash loans in lieu of btc is super risky because of btc volatility.
Who wants to get a loan at 30% value, then get liquidated on a 83% "correction".
I wonder if some legit services will develop which can give you an "interest" (even a small one) on your btc.
Funny I was thinking this earlier in terms of fungibility.
The interest you get from the bank is so they can use your money while you aren't right?
If a service was made to centrally hold bitcoin securely so you don't have to worry, it wouldn't risk the fund at all just cold storage as a promise.
But then, what? no interest?? in fact the opposite, how much will you pay per year for bitcoin fort knox. With guaranteed 1 for 1 you own it coins?
Some percent a year?