I don't use PayPal. Neither should you, since you clearly don't like it. Stop bitching & vote with your feet.
I use a CC. It lets me buy shit instantly, with money I don't even give them 'til a month later = free loan.
Oh, and they do let me charge back, if some righteous bro sends me a brick instead of the laptop I paid for
I'm talking about receiving payments. CC's are kind of one-way (you just pay with them, you are not getting paid). Paypal is two-way.
Receiving payments *is* free and practically non-reversible with BTC, post a few confs.
On the other hand, if you are a merchant, you have huge issues with chargebacks, "tickets" (freezing the tx funds), fees etc. All these don't exist with bitcoin. It's in a class of its own.
Are you a merchant? Why in the world do you use PayPal?! Stop. Use bitcoins. Because no chargeback.
The merchants I know personally don't use PayPal. They use Money 2.0, whimsically name "cash."
-No chargebacks.
-No fees, for buyer or seller.
-Instant.
-Requires no fancy hardware, internet connections, or knowledge of scripting languages.
-A child can use it.
-Accepted everywhere, as opposed to just some creepy run-down headshop crosstown, run by a neckbeard.
-Unlike Bitcoin, I don't need to buy it at ridiculously inflated rates from some douche who'll try to rob me.
After raping me behind some "safe" meetup location, i.e. dumpster, that is.
Please understand that internet commerce between individuals is a risky thing, and would be nearly impossible without payment providers to do conflict resolution. That's what you're paying money for. All the time I've dealt with PayPal, I had no problems with chargebacks. Possibly because I don't deal with the same class of people you do.
