So yeah, a person should have a 'go to hell' plan on how to wrap stuff up.
I'm 65 years old on March 24th, 2020 and in 15-20 years I'd have to do such downsizing anyway...but if things really go to sh*t I'll do it a hell of a lot earlier!
(Best to have a get out of Hell plan, lowest BTC you'll keep HODL and stubbornly die with if that's what it takes, and of course, traditional investments cashed out and such.)
In such a world a lot of people would go 'screw this' and minimalize their life, especially clutter, and especially if you are retired and over 66 years retirement age.
Anyway, end of rant, but a likely plan, if things get worse.
(remember the days of 7 years ago, when everybody said things were gonna get better and working together was the plan)
Personally, it seems to me that you have a mission to view matters negatively.
In regards to where the fuck we are at in bitcoin.. .hey, I am happy as fuck. You know what? I was there with you in 2013.. maybe not exactly in the same capacity, but I went through a couple of years (arguably 3 years) of pretty dire BTC price performance, especially if measured from the top to the bottom and the time that it took to get back, and it seems to me that, as far as BTC price goes, we are way the fuck ahead of a vast majority of possible scenarios, and we are actually within a world (of what actually happened) that is amongst the best of possible BTC price performance scenarios...
We are floating well above 30x of our $250 bottom of 2015.... hardly imaginable during that period... but here we are, and I am happy as fuck about that.
Furthermore, there are real decent possibilities that we are going up from here... Yeah, going up is not guaranteed, but we remain in a great place.. .and could be way the fuck worse.
Regarding your age: Hey, I am more than willing to accept that a lot of things start to deteriorate with aging... and I have been experiencing it myself, but it feels really good to have BTC within my options, and I already acquired the vast majority of what I am likely to need.
Sure if you are getting older, it is nice to have been able to have already accumulated a decent amount of BTC....
But even if some folks are just getting into BTC, it is NOT too late.. even though some of us are way the fuck ahead of those folks... but each of us has to do what we can with our budget, and any guy (and even gal) who has been able to hang onto a decent amount of BTC until today, is in a very envious position, because as mentioned earlier, there are a lot of normies who have been quite struggling to get to double digit bitcoins... and there are likely to be even more who are struggling to get more than 1 bitcoin. Even the 21 bitcoin club seems to be like pie in the sky, so each of us just has to do what s/he can, and surely be grateful if you have been able to acquire a decent number of your coins in the triple digits of dollar prices.. or even in the lower 4 digits of dollar prices.