I would not keep it in Fiat. Stocks or real estate or what ever brings me 5% a year.
This. With a good managed portfolio, I've been pulling in 10-12% over the last three years on my traditional investments. Very happy with the numbers I'm seeing.
Does not make sense to keep money liquid, just sitting there, earning basic sub 0.5% interest rates in a traditional checking account; take a number you are comfortable with not touching for at least a year, and put it into a managed fund, if you can. The fee's are more than made up for with the profits you will likely realize.
In my experience, anyway.
Well, if what you say is actually accurate, then you are pulling out way the fuck more than what is within the realms of conventional recommendations, which is to pull out within the area of 4%. Of course, any of us can tweak recommendations because as people we have discretion to do whatever the fuck we like; however, your pulling out 2.5x to 3x of the conventional recommendations seem a bit much.. and I suppose that within you assertion, you might be suggesting that you are able to achieve returns that are on average 2.5x to 3.5x greater than normal peeps?
Could be. Could be. But doesn't seem too likely, especially if you consider real long term projections about what actual returns are. Of course, in recent years, we have BTC that can be added into the mix regarding our actual returns, so in that regard, our actual returns could end up getting way the fuck skewed to the upside if BTC continues to generally (and even quite exponentially) outperform traditional asset classes.
Get some of that sweet sweet coin for cheap! And you don't even have to trample anyone to death accidently... Well maybe a japanese businessman or two who just got liquidated, but hey.
