It is wise to pay attention to the direction of growth market expansion and situation at that moment. I think returns are everyone's goal to take home, but at least assess the risk first, whether low risk or medium if you want to invest, whether in crypto or anywhere else after withdrawing our assets from the bank which were previously prepared to be used to cover our various needs.
Well, for bonds I think they can be safer, because at that moment the interest rate was lowered by the central bank to deal with this pressure, but there is something you need to pay attention to, where there are often changes interest rates the implementation schedule. I think hat is a risk that can always happen. We as bond holders are also hit too in the end even though our initial intention was to increase the value of our investment.