Please just state your opinion without trying to advise me as a reply;
How do you consider the last quarter of the year? A time to take more financial risk or be reserved and more cautious.
I don't operate a business based on time and seasons because opportunities can come at any time of the year. The belief that one needs to be more cautious towards the end of the year looks like a myth to me. I am open to taking risks or being cautious at any time of the year.
It is the opinion of some people that the last quarter of the year is a time to gather and save up money for the expenses of the festivities, and January can be tough.
For me, I don't gather money to spend on pleasures because I don't have such extra funds. The reason why people see January as tough is that they spend more than they can afford during the festivities in December. January is not tough for me because I don't waste money on Christmas celebrations, so there is always enough to use in January.
What do you think about starting up a business in this last quarter of the year as someone who is an average income earner?
It will depend mainly on the type of business. Investing in clothing, Christmas items and farm animals will be a good one in my country in the fourth quarter.