In my country (Nigeria) there are many gamblers who don't have savings and it isn't help matters at all. Most of these gamblers can't afford for there families but they can afford money they will use to gamble. So why are they not having savings that they can use to help there families in time of lack. Like they said, we save money so money can save us tomorrow. But these gamblers doesn't know that.
Even if gamblers knew that most likely they will get from that fund to satisfy their gambling needs and this is the nature of a gambler,telling a gambler to save money is like to say to a prostitute to start having morals meaning it does not work like that.
If a gambler were to save money for a better tomorrow he would not be called a gambler but a wise investor,something a lot of people want to do yet very few achieve it.Gamblers gamble to make money fast and they don't think for long term.
In countries like Nigeria then it is even more emphasized as a phenomena due to this country from what I know and read being a poor one.