Topic: What would you do in this situation? Invest or save? - page 3. (Read 1583 times)

i thought the same thing $5000 is a huge amount of money but if you’re only missing $5000 then you already have 75% of your planned budget you’re already closer to your initial plan, why go sideways?
unless of course you’re losing hope to get that missing $5000 then maybe you’ll just scratch the original plan to immediately start a business and gain profit soon after


exactly starting a business is always a risk so it’s important to plan everything down to a penny if you know that x amount of value is needed to start your dream business then don’t do shortcuts as this may not work in your favor later on

They are tricky questions, but it all depends on the individual, to have a preference and go with it. The important thing is that you're not partying with the money, so either of the options is good to go. Although if i were in your friends position and I must make a decision to pick from either of them, then I'll go with option 2, because i believe that the moment that you dip your hands into money that is meant for something else, then that money might not be readily available when you'll need it. No business has 100% guarantee that you'll recover you investment capital when you need it, so it's safer to keep the money in savings, pending when you raise the remaining balance.

There are ups and downs in business, so it's better to start a business with the money that you have budgeted for it, so if you experience any lose, you can easily give yourself time to pick up again. Example is you invest the money in bitcoin, and the timeframe to collect the money has reached, at that time bitcoin price dips, it'll be a big regret for the person.

Investing at a capital of $15k and a capital of $20k has still no difference, losing is still inevitable. That's why I'd rather chose the first option but I won't invest the whole amount of $15k but just a small amount that I can easily manage to lose. If I get lucky, I will get some profits that I will add on my savings and continue to invest more for future profits. However, if become unfortunate and lose my capital, I think that's something that I don't need to regret since we all expect this when things happen not according to our plan.

The important thing here is we gain some significant experience because the success of an investment does not only based on its own sufficient capital but it gives more credit to the person who is going to manage the investment, that's why building experience is always a must.

In my personal opinion I think that In my personal opinion I think that every successful business has not reached its current position from the very beginning, it must have started with something small and became successful through hard work and persistence.
So my option will be to start a suitable with that related business with the funds that I have. Then I think that gradually with own will and hard work one day the business can be taken to a successful stage or its target. Moreover, I don't want to keep that fund in savings because currently keeping my fund in fiat currency means depleting my fund. Because currently the inflation of fiat currency is increasing day by day. So it will be nothing but only is stupidity if the fund were savings on fiat currency.

There is both profit and loss in business so in order to do business you have to take risk. But on the other hand you have to make sure that the business you want to do has a high probability of success and you can do it. And in case of investment in any place, you have to keep in mind that even if you lose there, you can back up your financial position through an alternative means. And your total weight shouldn't consist of just one thing.  You should make your investment in several places, it will reduce your risk and loss chances

If I was in that place I would start a business which have high expectancy if giving  profit.
Like a fast food business it is better than a security camera retail. Because from fast food business I will a le ro earn something daily.while and in security business it is hard to get orders quickly and takes time to get orders.

Its true, those who cannot wait for 5 years will definitely find it difficult to manage real estate business even if a man wants, he cannot do this business easily. Because for land an investor has to spend a lot of money which is not possible for everyone. Some are not even in a position to buy land. On the other hand, if one wants to invest in a trading business by taking risks in a short period of time, there can be quick profitability. An investor can get his expected profit within 5 years if the investment is well monitored. Any type of investment is risky. The investor must take a good decision before investing.

Starting small can be a good way to scale a business, and investing personal money can be important in the early stages of a business. Instantly realizing this idea can be helpful in starting your dream business. You should not use money with high risk without studying and preparing the business. With proper planning, education, and monitoring, you will reap huge benefits after starting a business. Best wishes! Earning money from business results can be a safe and good move to invest, if you plan well and manage properly. But it is important to remember that it is very important not to be hypnotized in any investment. You have to choose your money carefully and in the recommended way so that you can invest safely.

Pretend you have the 20k right now what does the dream business do for you?

do you earn 2k a month with the new business? or do you earn more?

In this situation, I'd recommend option 2: Keep the $15,000 and continue working on other projects or employment opportunities to slowly save up the remaining $5,000 needed for your dream business. It's a more conservative approach and reduces the risk of losing your hard earned savings if the smaller business in option 1 doesn't succeed. Also think of it, if you could save $15,000 (3/4 of what you need), what then is hard in saving the remnant? The business you want to invest the $20,000 is most likely always available, and you can start it when you want (at your own pace)

I will seek venture capital from investors or use crowd funding to fund my business and get a small business loan too. I think this will make my business dream come true. Or, If I had a dream to do a business that I am capable of and a perfect plan to do it, I would definitely go for it. I will take a business loan from a bank for $20,000. So I am going with option three, neither option one nor option two.In option one, I thought I could use my whole savings in my business, but first of all, it's not enough money, and in business, there are extra other needs involved, so we need that money for emergency use. And the second option is to make me wait, but we don't know what will happen in the future; the situation may not be favorable.

Before we invest, of course we have to have enough savings to be able to invest and we also have to have good knowledge of the investments we make and we also have to understand the risk of loss that might occur from the investments we make.
You are right, when making investments we have to be careful in doing so so as not to experience losses from the investments we make, because without being careful in making investments we will of course make the wrong choice so that we will likely experience losses from the investments we make.

If you do really have the plans on making out some investment then if you arent that in a rush then you would really be needing to save up for you to have such capital but if you are in a rush then
getting up some loan would really be definitely your fastest way for you to be able to get that lacking amount that you are really that wishing for. There are really indeed situations on which you cant really be able to avoid on to rush up specially if you are really  that seeing some potential or opportunities on which you do know that you could really be able to make money. If you could wait up and wanting to play safe
then saving up and trying to accumulate on the amount on a slow manner rather than on rushing up yourself on making investment on which you arent even sure on what it is or simply out of your own interest.



Invest on what you can afford as always and never ever tend to make yourself believe that risks is really that not present which is not. You should really be that wary
and really be alert on what are the circumstances and possible things that you would really be able to encounter along the way on which its never been that simple or something
that you would really be that thinking that ir would be that resulting into positive. If you are really that going for reaching out that certain amount capital
then it would be just depending on you on which things that you do prefer.

For investment ,first thing you can do that is save ,save and save . Saving is first  step of investment ,then you should get knowledge of any business in want to invest your money because your  investment plan can change your family life .They are depending on you ,if you lose all your investment ,you will be on road and you will be responsible for whole situation ,So before investment in any thing , do research and do not trust on anything because man sinks when he over confidently trust on  sweet  knife. Many salesman talks persuasively and common people entrapped in their trap.If you want to invest in Bitcoin ,you should invest for long term and forget it and wait to increase price of Bitcoin and sell when it is on peak an buy when Bitcoin price is going down .

To start the dream business,you need to raise the capital from your saving money.So the small saving over a period will help the person to save the big money in the longer period.But he should be very passionate to save that money,because the many expenses you will face at the middle of your journey.Mostly like the tough situation for the saving,but you can multiple the saving dollars using the long term investment.The bitcoin will be the better option to hold your saving money for the business.

It is more adviceable and better to Invest,because when you invest,you get more money but when you save your money doesn't increase..
Like in a situation when you want to start a business but the amount at hand isn't enough to start the business,it is better and it will be great if you invest the money you have at hand and also doing other work that will give you money before you withdraw the money you have invested. So at the end of it all you will have more money than you expected, which will be enough to start up your business and take care of some little needs.

Investing in other opportunities that is not even our dream business or the kind of investment we plan to put our money is not something we have to stress ourselves about. Even though we don't have the capability to go for the kind of business we plan or have interest in, it will be good for us to put the money in another business or investment that would yield profits for us which we can use part of it to invest in our dream business or investment.

 It is good for us to know how to improvise because, this is the only way we can get to the level we intend to reach. There are so many investments we can put our money and make good profits. We don't need to be living too much to be desire just because we haven't gotten what we want.

If you do really know on how to flip out and make some real estate engagement then it would really be that something that could really make you rich and this is something more better compared into other businesses or investment but we know that it isnt something that comes very cheap and this is why not all would really be touching up this area because of the money involved. If you do have the money then this is the sweet spot to spend up and make out investment. I do say that this investment is less risky compared to others but of course you would really be needing to be that strategic when it comes on purchasing properties.
Real estate might be good but always mind off that not all properties does really have that potential or having that appreciating price on which means that you do still need to be careful
on buying one.

You should really not that make yourself that careless because if you do then you do know on whats next. We are talking big money on here on which we cant really just easily
ignore about the risks or the probabilities on which you could really make yourself that able to suffer some loses or negative. This is why we should really be
that still mindful and be careful about those possibilities.

The situation we are in, I think, is very generalized throughout the world. I would think that it could be said that it is very difficult to save, because the cost of living is very high. What I can say is that every time you make purchases of klas more basic things and what can be left over, then you must make an effort and change that fiat to Bitcoin and save it, that is what is best to do, I would do it, sometimes I just do it but it is very difficult because the expenses that are unforeseen are the ones that They leave you with nothing, but you have to try to do it. I could try, but I rarely have any money left over.

I would prefer to invest the remaining $15k in a small business which of course has a good chance of making a profit, even though it is risky, all businesses certainly have risks that can make us lose our initial capital, that is what requires us to deepen our knowledge and insight regarding  the business we are going to start (always remember that a business that is started without prior knowledge is just gambling, you are just betting on luck for the success of the business you are building).