It’s difficult to talk about such things, I’m not at all inclined to regret about something and rebuild my past in terms of attempts to change it.
However, something I would change - this is my attitude towards life and finance.
At one time I was too relaxed, did not think about the future, did not know what I want from life.
I believe that I resolved these issues on time, but if this had happened earlier, my development would have been faster.