You have absolutely no idea what you are talking about.
Ripple is about super fast payment across thousands of applications that is much cheaper for banks and for us the customers.
In addition it will not be comtrolled by any company, bank or institution because the nodes will be decentralized through thousands of nodes that no one control the majority of.
Banks today control fiat through inflation and money production, in addition the government can dictate how it operates.
Ripple is exactly what the cryptoworld need and what people should support. Which is why everyone is buying Ripple/ XRP.
So go away with your mindless ignorance