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Topic: Where to buy US prepaid virtual visa/master card? (Read 292 times)

legendary
Activity: 3234
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~snip~
In this search process, I also discovered a CakePay, which sounds very interesting for every user who cares about their privacy.


What exactly does privacy mean in relation to that service? I ask because their website is not accessible to me through Tor, which is a bit strange if they are focused on the privacy of their users.
legendary
Activity: 2534
Merit: 1713
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It is good you created this thread because if members post about their experiences it will provide a lot of confidence to others as they contemplate whether to buy a product or service. Having said that, if you want to specifically read opinions about Bitrefill, it would probably be a good idea to create a thread for that purpose (the title is a little misleading).

Hopefully you will find something suitable whether you opt for a solution found through the forum or elsewhere.

I definitely consider the browsing of this forum but the reason why I started this thread was that I wanted to hear from someone who had experience with Bitrefill, i.e. has bought the visa/master prepaid card without getting KYCed during usage.
By the way, besides Bitrefill, I wanted to hear personal experiences from others about other, similar services. I definitely do research myself and searched some things on this forum but definitely it's pleasant and gives me more confidence when I see myself someone who verifies that has used this or that service successfully.
legendary
Activity: 1568
Merit: 6660
bitcoincleanup.com / bitmixlist.org
I want to buy from a website that exclusively sells items in the USA, it's US shop. In order to pay, you need to have a US Visa/Master card. If I buy a card from Bitrefill, how does thing happen then? Imagine, I bought a $100 card. Do I get 16 numbers and that's all? Or is there a mini app where I can check this card and balance of this card? Sadly, I couldn't find any video online of someone buying and using prepaid card from Bitrefill.

The card issuer decides in which region the card can be used. So if there is no special fine print then it can be assumed it works everywhere. But I would use a (residential) IP address belonging to the target country just to be safe.

You almost always get the 16 digits, a 3-digit CVV and the expiry date of the card after the checkout. Sometimes there is a 4-digit PIN as well but not always.
legendary
Activity: 2212
Merit: 7064
This is exactly the answer I was looking for. Thank you, I hope my experience will be smooth. I'll let you everyone when I try it. In this search process, I also discovered a CakePay, which sounds very interesting for every user who cares about their privacy.
CakeWallet with CakePay is not bad option at all, especially for having more privacy on mobile devices, but now they have desktop wallet also.
I never purchased cards from them so I can't say much about that, but their wallet supports Bitcoin Silent Payments and litecoin MWEB addresses for better privacy.
Most of the crypto virtual cards are suing same or similar providers, so just look for lower fees and better terms, and accept the risks of using this cards.
hero member
Activity: 882
Merit: 792
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~snip~
I am not endorsing any of the names in the list because I have not used any of them but either way due-diligence is extremely important before parting with any money. The OP should consider browsing the forum because there might be something available that suits his needs.


It seems to me that my proposal would be exactly what the OP is looking for - but I agree that before he chooses an option, he should consider all the possibilities. If there are more of them that match what he is looking for, then definitely pay attention to the fees - maybe they will seem too high to someone, but that is the price you pay for a virtual card without KYC.
I definitely consider the browsing of this forum but the reason why I started this thread was that I wanted to hear from someone who had experience with Bitrefill, i.e. has bought the visa/master prepaid card without getting KYCed during usage.
By the way, besides Bitrefill, I wanted to hear personal experiences from others about other, similar services. I definitely do research myself and searched some things on this forum but definitely it's pleasant and gives me more confidence when I see myself someone who verifies that has used this or that service successfully.

Have you guys bought Visa or Mastercard from Bitrefill recently?
No, I didn't purchase them recently, it was a while ago, but there was nothing asking me to perform any kind of verification.
You are getting virtual card with all the information like in normal cards, and I think there was a link with access to some website that reveals secret code with three characters.
There are a bunch of different cards and they are always changing terms and providers, so things could be different now.
This is exactly the answer I was looking for. Thank you, I hope my experience will be smooth. I'll let you everyone when I try it. In this search process, I also discovered a CakePay, which sounds very interesting for every user who cares about their privacy.
legendary
Activity: 2212
Merit: 7064
Have you guys bought Visa or Mastercard from Bitrefill recently?
No, I didn't purchase them recently, it was a while ago, but there was nothing asking me to perform any kind of verification.
You are getting virtual card with all the information like in normal cards, and I think there was a link with access to some website that reveals secret code with three characters.
There are a bunch of different cards and they are always changing terms and providers, so things could be different now.
legendary
Activity: 3234
Merit: 5637
Blackjack.fun-Free Raffle-Join&Win $50🎲
~snip~
I am not endorsing any of the names in the list because I have not used any of them but either way due-diligence is extremely important before parting with any money. The OP should consider browsing the forum because there might be something available that suits his needs.


It seems to me that my proposal would be exactly what the OP is looking for - but I agree that before he chooses an option, he should consider all the possibilities. If there are more of them that match what he is looking for, then definitely pay attention to the fees - maybe they will seem too high to someone, but that is the price you pay for a virtual card without KYC.
legendary
Activity: 2534
Merit: 1713
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There are a few more threads in the forum too:

[ANN]RedotPay: Spend Crypto Like Fiat – Virtual & Physical Cards Available!
[ANN]PayWithUs - Virtual cards - NO KYC. Pay with Crypto.
[ANN]Novacard - Anonymous Crypto Prepaid Cards [BTC, LN, ETH, LTC, USDT...]

I am not endorsing any of the names in the list because I have not used any of them but either way due-diligence is extremely important before parting with any money. The OP should consider browsing the forum because there might be something available that suits his needs.

@Synchronice, have you seen this topic? [No KYC] Prepaid Cards, Gift Cards, eSIMs and Virtual Numbers | Stealths.NET

Their MPC Mastercard is a USA card and works internationally, and it is possible that this is just what you need. In any case, if you have any doubts, it is best to check with their customer service.
hero member
Activity: 1302
Merit: 561
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I also know that some merchants demand from you to pay with card where shipping and billing addresses are the same. The owner of the shop where I want to buy something, told me that his payment processor doesn't request such match but in case I want to buy something in the future, I also want to know, if there is a company that gives away virtual Visa/Master card and also lets you to change billing address with the address you want. Is there such a crypto company?

I'm not sure I paid with crypto on barter a vcc site that's close to your narrative. Cardholders can change names, and edit card details. Though the service has been seized by Flutter Wave, they should be other similar vcc providers.

legendary
Activity: 3234
Merit: 5637
Blackjack.fun-Free Raffle-Join&Win $50🎲
@Synchronice, have you seen this topic? [No KYC] Prepaid Cards, Gift Cards, eSIMs and Virtual Numbers | Stealths.NET

Their MPC Mastercard is a USA card and works internationally, and it is possible that this is just what you need. In any case, if you have any doubts, it is best to check with their customer service.
legendary
Activity: 1568
Merit: 6660
bitcoincleanup.com / bitmixlist.org
It's the right choice, because some online Marchants find it hard to choose the appropriate Mcc for their business, and payment processors sometimes pick category codes for their users. But in situations like an online marketplace that sells different products, similar to what Op is on the look for,  is the site issued one mcc or each shop chooses the number assigned to their kind of goods?

No. There is one MCC that is specifically assigned to e-commerce stores, which is ironically restricted by many prepaid card issuers due to high fraud rates caused by refunds.
hero member
Activity: 882
Merit: 792
Watch Bitcoin Documentary - https://t.ly/v0Nim
Do I get 16 numbers and that's all? Or is there a mini app where I can check this card and balance of this card? Sadly, I couldn't find any video online of someone buying and using prepaid card from Bitrefill.

I've not tried Bitrefill but most vcc sites will show you the complete card details and balance. As for the US residence requirement, maybe cardholders will provide their US address, post codes, names, etc when making online payments. It could be that bitrefil hand out only the 16digits, CVV, and expiring date.
If the process is that simple, then it's very good. I think I'll risk with 50 dollars, if it gets lost, that's it but hope it won't.


I also know that some merchants demand from you to pay with card where shipping and billing addresses are the same. The owner of the shop where I want to buy something, told me that his payment processor doesn't request such match but in case I want to buy something in the future, I also want to know, if there is a company that gives away virtual Visa/Master card and also lets you to change billing address with the address you want. Is there such a crypto company?
hero member
Activity: 1302
Merit: 561
Leading Crypto Sports Betting & Casino Platform

The only way you 100% know for sure if a card works at a particular site is by trying it. However, it is possible to  scrape the landing pages of target websites, run them through a LLM, and have it pick the correct MCC code like 90% of the time or so. I don't have hard numbers yet.

Once you guess what the code is, you can find exact information on whether it is blocked by the card issuer because blocks will absolutely be noted in the cardholder agreement. You don't have to trust the vendor then, as the legal document is always correct.

It's the right choice, because some online Marchants find it hard to choose the appropriate Mcc for their business, and payment processors sometimes pick category codes for their users. But in situations like an online marketplace that sells different products, similar to what Op is on the look for,  is the site issued one mcc or each shop chooses the number assigned to their kind of goods?

Do I get 16 numbers and that's all? Or is there a mini app where I can check this card and balance of this card? Sadly, I couldn't find any video online of someone buying and using prepaid card from Bitrefill.

I've not tried Bitrefill but most vcc sites will show you the complete card details and balance. As for the US residence requirement, maybe cardholders will provide their US address, post codes, names, etc when making online payments. It could be that bitrefil hand out only the 16digits, CVV, and expiring date.
hero member
Activity: 882
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Watch Bitcoin Documentary - https://t.ly/v0Nim
@Accardo,
@NotATether,
@dkbit98

Have you guys bought Visa or Mastercard from Bitrefill recently? I'm on this page and there I read: Verified US customers. I'll explain again what I want. I want to buy from a website that exclusively sells items in the USA, it's US shop. In order to pay, you need to have a US Visa/Master card. If I buy a card from Bitrefill, how does thing happen then? Imagine, I bought a $100 card. Do I get 16 numbers and that's all? Or is there a mini app where I can check this card and balance of this card? Sadly, I couldn't find any video online of someone buying and using prepaid card from Bitrefill.


@dkbit98
Thank you very much for providing me with alternatives too.
legendary
Activity: 1568
Merit: 6660
bitcoincleanup.com / bitmixlist.org
Helpful details, but your last lines are not clear. The guess work who is it required for -- the merchant or the issuer? I learnt that issuers publish category codes on their website, which makes it hard to trust online card vendors as they operate in form of intermediaries between issuers and buyers. Hence, the user wouldn't know the mcc before purchasing.

The vendor could claim that the card would work, unfortunately the code wouldn't match with the merchant you want. Unless the person works directly with the bank, most VCCs bought from online vendors do not offer the privilege to see merchant category codes. They'll only tell you after it has been declined...

MCCs are private information - don't go around expecting businesses to give you their code - but they are, for the most part, pretty straightforward to determine if you know what kind of business the company is doing.

Example: Casinos accepting card payments - 7995.
Crypto exchanges - 6051.

And so on.

The only way you 100% know for sure if a card works at a particular site is by trying it. However, it is possible to  scrape the landing pages of target websites, run them through a LLM, and have it pick the correct MCC code like 90% of the time or so. I don't have hard numbers yet.

Once you guess what the code is, you can find exact information on whether it is blocked by the card issuer because blocks will absolutely be noted in the cardholder agreement. You don't have to trust the vendor then, as the legal document is always correct.
legendary
Activity: 2212
Merit: 7064
Here I found that Bitrefill sells Virtual Prepaid Visa cards: https://www.bitrefill.com/us/en/gift-cards/virtual-prepaid-visa-usa/
They say that it's only for US residents but If I use a VPN and pay with a crypto to buy this card, will they ask me to submit KYC?
No they won't ask you for any KYC verification (unless you buy their physical/digital kyc card),
but there is a chance merchant could detect if you are not using US ip address, or if you are using vpn.
I used bitrefill cards before but it was only for buying some small digital services, nothing physical, and it worked fine.
Alternative cards are available at thebitcoincompany.com, trocador.app, bit.store, and you can find the list of other available cards on Bitlist.co website:
https://bitlist.co/debit-cards
hero member
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Purchasing of virtual cards is a 50/50 thing, it could work or it wouldn't. One of the Many factors that causes virtual cards to be declined is the issuer/bank may not be comfortable with the Marchant or vice versa. Apparently it's not certain if the transaction would be successful once you get a virtual US Visa card, they could be more.

Actually it's not a 50/50 thing at all. All merchants (stores) that accept card payments have a code assigned to them by the card networks - and the business payment gateway if applicable e.g. PayPal). This four-digit code identifies the line of business they perform so that card issuers can easily allow or block them accordingly.

For example, crypto purchases have their own code. So do casinos, dating sites, adult sites, tech sites, gas stations, stock brokers, and pretty much every single store that accepts card payments. There's usually a list of the prohibited merchant categories in the cardholder agreement because the issuer has to disclose such information.

There is no website (yet) that lets you easily see the category of a website, but if you can guess the category, it will let you more reliably determine whether a particular card will work or not.

Helpful details, but your last lines are not clear. The guess work who is it required for -- the merchant or the issuer? I learnt that issuers publish category codes on their website, which makes it hard to trust online card vendors as they operate in form of intermediaries between issuers and buyers. Hence, the user wouldn't know the mcc before purchasing.

The vendor could claim that the card would work, unfortunately the code wouldn't match with the merchant you want. Unless the person works directly with the bank, most VCCs bought from online vendors do not offer the privilege to see merchant category codes. They'll only tell you after it has been declined...
legendary
Activity: 1568
Merit: 6660
bitcoincleanup.com / bitmixlist.org
Purchasing of virtual cards is a 50/50 thing, it could work or it wouldn't. One of the Many factors that causes virtual cards to be declined is the issuer/bank may not be comfortable with the Marchant or vice versa. Apparently it's not certain if the transaction would be successful once you get a virtual US Visa card, they could be more.

Actually it's not a 50/50 thing at all. All merchants (stores) that accept card payments have a code assigned to them by the card networks - and the business payment gateway if applicable e.g. PayPal). This four-digit code identifies the line of business they perform so that card issuers can easily allow or block them accordingly.

For example, crypto purchases have their own code. So do casinos, dating sites, adult sites, tech sites, gas stations, stock brokers, and pretty much every single store that accepts card payments. There's usually a list of the prohibited merchant categories in the cardholder agreement because the issuer has to disclose such information.

There is no website (yet) that lets you easily see the category of a website, but if you can guess the category, it will let you more reliably determine whether a particular card will work or not.
hero member
Activity: 1302
Merit: 561
Leading Crypto Sports Betting & Casino Platform
Purchasing of virtual cards is a 50/50 thing, it could work or it wouldn't. One of the Many factors that causes virtual cards to be declined is the issuer/bank may not be comfortable with the Marchant or vice versa. Apparently it's not certain if the transaction would be successful once you get a virtual US Visa card, they could be more.

Even, physical cards get declined. But one good thing is that bitrefil offers valid cards and if it doesn't work for a specific merchant it'll work somewhere else. At least you ain't losing your money. For example my US card was declined on a gaming site and accepted on medium. However, I don't think bitrefil would ask for Kyc, I've used them to buy Skype credits.
legendary
Activity: 1568
Merit: 6660
bitcoincleanup.com / bitmixlist.org
Here I found that Bitrefill sells Virtual Prepaid Visa cards: https://www.bitrefill.com/us/en/gift-cards/virtual-prepaid-visa-usa/
They say that it's only for US residents but If I use a VPN and pay with a crypto to buy this card, will they ask me to submit KYC? I'll fail into that because I'm not US resident. Does anyone has any experience or can give me an advise?

They're not going to ask you for KYC unless you buy thousands and thousands of dollars' worth of cards.

This also applies to gift cards.
legendary
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I don't know if bitrefill will ask for KYC but I found this one: How do I become a verified user? There's a purchase limit if you reach that limit, they will ask for KYC.

So it is risky to do that just to purchase a US virtual card.

Why not try other options? Check this debit card list: [V2] Big List of Crypto Debit Cards
hero member
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I want to buy something from the USA but I can't pay with my card. For some reason, the merchant only accepts cards from the USA. So, I am looking for a ways to bypass payment problems and I think that buying a prepaid US virtual Visa or Master card can be a good solution but here is the problem, I don't have experience.

Here I found that Bitrefill sells Virtual Prepaid Visa cards: https://www.bitrefill.com/us/en/gift-cards/virtual-prepaid-visa-usa/
They say that it's only for US residents but If I use a VPN and pay with a crypto to buy this card, will they ask me to submit KYC? I'll fail into that because I'm not US resident. Does anyone has any experience or can give me an advise?
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