And i recommend to avoid gambling this method is not good for users who only want is to earn with small capital this method is for rich people and they only want is entertainment or enjoyment.
Yes lending is very risky that's why you are just going to lend your bitcoin to those people that are trusted here in the forum. Just make sure that you know who are those people. Because there are some that are also imitating the names of the trusted people here for the hope that they can try to scam someone with that type of borrowing.
It's always risky to give a loan. And those people whom you trust too. They may have unforeseen circumstances. It is better to come up with another way of investing - maybe in stocks or other securities