Fees of around 10% is really crazy but if I would prefer to stack some dirty money, it still might be a good choice. Say I robbed a bank... or someone. I would choose the ATM. Otherwise I just don't see the point of doing so.
Ya 10% is way too much, its better to use localbitcoins or local established exchanges. My exchange takes a fixed fee amount, whatever the amount you are transacting. Though they do such through bank directly, but atleast the fees are quite less. Even if one has blackmoney or robbed money, he/she can use physical local transaction or exchange to fiat eCurrency web bank, like Perfect Money etc.
