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Topic: Which is more risky? Bitcoin or bank investment? - page 46. (Read 6036 times)

newbie
Activity: 26
Merit: 0
We can say that bitcoin is a very risky at these moment but if we do have a lot of ideas and knowledge about this. in the end we will gain a lot of more profit rather than bank investments because like other say bank investments needs a lot of time like a lot of effort and a very hard decision making before you do things like this
newbie
Activity: 70
Merit: 0
Bitcoin is more risky than bank investment. When you invest in butcoin and if you are scammed you cannot sue those involved people since it's not yet that legalized. There's not yet a law specific for cryptocurrency, whereas on bank investment since it was a registered business/institution you as their client can demand to get back your investment or part of it if they face financial calamity such as bankruptcy.
newbie
Activity: 168
Merit: 0
Bitcoin is indeed risky. But bank investments are risky too. In our country (coz I'm not sure if this exist in other countries). When you have a large amount on your account they will call you and ask you if you want to invest, minimum of 20,000 Php (or 400 USD). They will propose some investment plans where there is a choice of low, medium, or high risk investment. When you choose the high risk there is a chance to lose or gain 100% of your investment (Medium is 75% and low is 50% if I remember it right). It doesn't make sense to me, it sounds like a scam, they will invest using your money and you don't have any control to it. That is why I like bitcoin more, coz Though it is risky and it's very volatile, you have full control on your investment.

What do you guys think?
Bitcoin and investment in banks are both at risk. The risk of both investment assets is very different. But despite the huge risks, profits are also much greater. But for now, I prefer and more comfortable to invest in Bitcoin. Yes maybe because Bitcoin can be very profitable in the near future and very worthy of being used as a long-term investment asset.
newbie
Activity: 25
Merit: 0
Bank investment is easy less efforts but less in profit, while bitcoin investment is more risky but very big profits our efforts here in bitcoin is worthy to received
newbie
Activity: 17
Merit: 0
In bank investments, things are more easy to predict as the investments by banks are done on real businesses which are controlled by some or the other laws. In case of bitcoins, it is more about perception and comparatively less related to real business performance.
newbie
Activity: 217
Merit: 0
 To my point of view and experience I think that bank investment is more risky since a few years back I had deposited some cash in my bank account then I went for four years outside my native after returning I thought to check and was badly in need of my own cash then the bank authorities reply was negative they informed me to open a new account to operate so I was in desperate my balance was more than the minimum required the reply I got from them was they did see me for two years so they thought this customer is no more so due to this reason I came to conclusion that bank is not for customers . This Bitcoin up to my studies I reached to that this will never cheat the users like I have experienced from the Bank.
sr. member
Activity: 966
Merit: 275
I'd assume your from the Philippines in which I'm also too, you see the way your talking about this low,medium,high risk investment plan is nothing but a scam sounds really a stupid investment, investment plan in fact that you don't have any information where or what they doing to your money but I'd still prefer its more risky investing to bitcoin than the actual bank because legal bank have at least 2 to 1.5 % of gain annually to what you invest with, but with bitcoin it is likely to fall any time soon with its fluctuating market stabilization.

I think you're right, investing in bitcoin is riskier as compared to bank investment, and I think there are only two banks in the Philippines that offers investment, BDO and BPI. However, even if investing in banks is a good option, I would still invest in Bitcoin no matter happens.
member
Activity: 143
Merit: 10
Banks are more conservative than bitcoin when it comes to high-risk high returns, meaning btc is more stable but that does not mean that banks are safer. It just means that in bitcoin, it's riskier in terms of movement, can experience big movements in minutes and fall in a few seconds, but I prefer to hold btc than invest in a bank unless I have a good amount of money, then I diversify my investment.
I believe that bitcoin is a riskier investment than a bank. Although your money in the bank does not grow or add value but you will be sure that it is safe and waiting for you to pick it up whenever you need it. Bitcoin, on the other hand, is easy to change, your money can earn 50% or lose 50% at the same time. which is quite risky. You will also keep your private key from the hacker. too many things involved with bitcoin.
hero member
Activity: 1008
Merit: 501
For me, bank investment can be well guaranted as the type and low profit because there is no risk and even then there will be low risk involved later. The decision depends on your country of origin. In the government's approach to bitcoin and the taste of people if most of them feel good then it will be good. Some other criteria you need to consider everything and consider the best for you in the future. Cool
Yeah in the bank does have long-term investment facilities with small risks but big profits. but with the condition that your money can not be taken/withdraw for a certain period (eg 3 years). different from bitcoin that is very profitable and your money can be taken at any time. but the risk is great
member
Activity: 210
Merit: 10
Bank investment for me is better since it's secured and experienced. Comparing with  bank investment,  bitcoin is more risky.  Ath the same time, through bitcoin we can earn higher income than the income from bank investment. For that I'm sure if you want to get a big profit then bitcoin is the most appropriate investment place.
member
Activity: 235
Merit: 11
I didn't know that the banks would suggest me do investment. Probably the banks from your country do that but here it doesn't. Even if it does, maybe I don't know about it. Well, if you don't have any control of your money then certainly that's not a good way to make investment. In that sense, Bitcoin is good. But you need to consider the time frame here. In bank investment, after a certain time we will see the result of your investment whether if it's a loss or profit. But in Bitcoin, time will change the result of your investment. Someday it's profit, someday it's a loss. But this doesn't suppose to happen in bank investment. That's more like a one time deal.
newbie
Activity: 126
Merit: 0
All investments will have risks, but we should be able to minimize those risks.
If the investment in the Bank then that has full control is the Bank and the government while investing in Bitcoin then the control is on our own.
And I am more interested in investing using Bitcoin because it will benefit more from Bitcoin.
Many have proved investing with Bitcoin is a great advantage and this is not just nonsense.
full member
Activity: 295
Merit: 104
I think both are at risk. Because risky activities will definitely earn enough profit and sufficient losses as well. Both are good enough to invest, but here I prefer not both. Because I don't have the capital to start it. I better just take advantage of what is in this forum is to follow ICO. There I can get some Bitcoin or Tokens with a small amount. Though small but this can all change my life for the better.
jr. member
Activity: 308
Merit: 1
Semi-Decentralized Exchange
bitcoin is much more risky then bank statement because in case of bank you have this surety that whatever you get low or high profit but you can withdraw your investment whenever you want but in case of bitcoin you can lost your initial investment upto 100% or gain profit upto 100% as well so its more risky.


Gaining more means risking more. Comparing Bitcoin investment to a bank, Bitcoin is more risky. It is like reaching your goals, the more you stretch the greater the effort and the risk you take in order to attain what you want. Compared with just waiting for the return and not giving a try to stretch your hands to attain what you want.  Behind a business man's success is risk.
newbie
Activity: 130
Merit: 0
bitcoin is much more risky then bank statement because in case of bank you have this surety that whatever you get low or high profit but you can withdraw your investment whenever you want but in case of bitcoin you can lost your initial investment upto 100% or gain profit upto 100% as well so its more risky.
member
Activity: 364
Merit: 10
From this case is it not possible if we refuse to make low, medium or high investment as suggested by the bank? Because the money belongs to us the absolute decision should be our hands is not it?
Which one is more risky in my opinion remains bitcoin,  but nothing worth having comes easy. For example, this bitcoin although high risk but can provide high profits as well. As for the lower risk banks but the resulting profits are also low even be a minus.
newbie
Activity: 115
Merit: 0
I think Investing in bitcoin is riskier than investing your money in the bank. In the bank at least they give an assurance that they give you a profit after a year, but in bitcoin anytime it will go or collapse, still more investors trust bitcoin even they know its risky investment because bitcoin has give fast profit.
newbie
Activity: 95
Merit: 0
Without a doubt crypto is more risky but what's really cool about it, is that your investment can become for example x5 or x10 or even more in a very short term. I guess it's a good idea to invest 50% in crypto and 50% as a bank investment.
full member
Activity: 286
Merit: 100
Of course investing in bitcoin is much more risky than investing your money in a bank! We can assume that the bank is the guarantor, but the crypto currency is a bubble and the market can collapse any day!
full member
Activity: 602
Merit: 100
There are banks with which to invest you need to sign a contract for at least a year and a half. And until that period of time is over, you can't take the money. It's a risk.
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