I'll just hold and see what happens long term. Nether put any fiat into BTC, so not worried if it turns into the Zimbabwe dollar. If it turns into a future viable valuable currency then great. Nice little retirement fund in that case.
If a contentious fork does happen, I expect the markets to go 2008 banking crisis style. Smalltime 'clever big boy pants' leveraged traders are highly likely to get wiped out in the volatility. Some of them will quit trading. Others will become better traders. But I for one will just stay out of it and let the real economic powers fight it out between themselves. The real winner may not be known for many months or years, so I'll just hold onto pre-fork coins rather than try to be clever with them out of greed.
Like You, I'm staying put and I'm keeping my Bitcoins in my Priv-Key owned wallet. If peradventure, A Hard fork eventually happens, I'm choosing the Majority in such situation.
This Bitcoin Hard fork situation is creating too much panic, A hard fork as this kinda time could end Bitcoin. Let's see how it goes.
Hard fork can not wipe out Bitcoin, the only set back is the crash in price and this I don't expect it to last. I won't advice you not to cash out but just make sure you way both sides properly
There's one thing I'm sure of. If the hard fork doesn't wipe out Bitcoin, It'll definitely scare People, Not just from Bitcoin, But from Cryptocurrency. I really can't believe Bitcoin is the subject of matter for a hard fork. A split in the network would be fatal.