Topic: Who wants to open own Bitcoin Bank? )) (Read 1684 times)
Everyone can only save the biggest amount of bitcoin and wait. This will be as a feature of the banking system and this is all we can do.
i agree that we need a new financial system to promote Bitcoin usage but I disagree we neéd bank to make it better.
we can do it P2P no matter i wanna borrow bitcoin or vice versa.
No matter what, no matter when BANK is still centralized and will be always, this will ruin bitcoin usage
MORE PEOPLE USE BITCOIN THEN FASTER BANK WILL DISAPPEAR SOONER OR LATER
we can do it P2P no matter i wanna borrow bitcoin or vice versa.
No matter what, no matter when BANK is still centralized and will be always, this will ruin bitcoin usage
MORE PEOPLE USE BITCOIN THEN FASTER BANK WILL DISAPPEAR SOONER OR LATER
I`m not sure how much this can work, banks have their system but to register in the bank you need to give them all documents, they lends money at interest in exchange for taking title of the debtor's property. How do you think to implement all that in bitcoin, anonymity will disappear.
I don`t wish to kill your dream, but you need to think about everything once again. And then decide what will you do, who knows maybe this can work and maybe you can make something good from all this, who didn`t try, didn`t know what can happen.
I don`t wish to kill your dream, but you need to think about everything once again. And then decide what will you do, who knows maybe this can work and maybe you can make something good from all this, who didn`t try, didn`t know what can happen.
we paid for development from own funds; today we're looking for entrepreneurs who will open bitcoin banks
wallets: not a banks
no deposits, no loans, no role in real business, no investment activity etc.
wallets: not a banks
no deposits, no loans, no role in real business, no investment activity etc.
He's new and doesn't see the vision of what bitcoin is or what it will be in the future. Bitcoin isn't a bank, it's the end of the bank. Not his fault, we all take that first step and try to grasp the vision of what Satoshi created.
I think usual bitcoin web wallets can be considered as bitcoin banks and actually like banks have hand over our money web wallets also have access to our bitcoin and i don't see any difference between your concept of bitcoin bank and existing web wallets. And for anyone to back your project few more details regarding any registered company you have under which this bank/web wallet will be launched? Haven't you tried to fund your project with crowdfunding platforms yet?
To what end? the words Bitcoin and Bank are quite contrary to each other. In pretty much every sense of the word
Quote
It's way easier for a bank to integrate Bitcoin, than for a poor (sorry everyone with less net worth than $1M) Bitcoin-Fan to become a bank.
Sir
Right now we're talking about Bitcoin Banking Software for EVERYBODY (including, and first of all for, Bitcoin-Fan!). Banks need spend about $10m...$15m (in US, maybe, $50m) and more to make their online bitcoin-bank. I am offer ready-to-use bitcoin bank without down payment. If bank make a profit, I want a share of the profit, but, generally, if you open your bitcoin bank with us, you need operating capital only.
Today bitcoin is the bubble, because its price entirely depends on the individual's willing to buy and sell. Bitcoin is not involved into the real market. This is a problem what I want to solve. You did not tell alternatives; you just 'hate' banks. Nothing else. It's sad.
Quote
That would be 15% p.a., for example. That doesn't even qualify as delusional. Quick reality check:
and.. what? where is bitcoin? and how these rates associated with bitcoin banking software?
Quote
Yes, but this 1 BTC may be worth $800 by then.
and.. what? your funds will $800; with bank your funds will $800*1.15=$920, or $800*1.25=$1000 if bitcoin banker will offer you this rate
I'm not a banker; I'm programmer and I try to make a financial system for bitcoin.
Sir)) you have your bitcoins in the wallet. what interest you can take?
Zero.
Quote
if you have 1 BTC, 1 year later your wallet will contain 1 BTC.
Yes, but this 1 BTC may be worth $800 by then.
Quote
If you put money in the bank, your account will increase to 1,15 BTC, for example.
That would be 15% p.a., for example. That doesn't even qualify as delusional.
Quick reality check:
http://www.fio.cz/docs/cz/urokove_sazby_FO.pdf
0.25%
Quote
Also, where you can take a loan? From another your account? of course you can do without borrowings 
Of course I can. How did you know?
Quote
Bitcoin extends and complements the banking system, not breaks it down.
Bingo! And therefore, you should try to find some application in this "extending and complementing" area. You will not be successfull in the traditional banking area. Because - guess what: That's where the banks are. It's way easier for a bank to integrate Bitcoin, than for a poor (sorry everyone with less net worth than $1M) Bitcoin-Fan to become a bank.
http://www.coindesk.com/bitcoin-de-launches-integration-with-fidor-bank-accounts/
http://www.coindesk.com/fidor-ethereum-core-banking/
Rico
Do you think that banking role is ended on debit cards??
Did you calculate all fees on Bitcoin debit card? For example: https://cryptopay.me or https://bitpay.com:
1% charge + $2.50 ATM transaction + spread. How much money you lose?
Bitcoin bank should reduce fees and currency spread. Yes, I think that banking system, if the banking system is operating properly, is better then your charged card. Card's emitter can't operate cards cheaper then bank because he paid for bank account. Let's remember about high volatility of bitcoin - and you will never see BTC symbol on the price in the bar. Bitcoin banking system can change it.
Did you calculate all fees on Bitcoin debit card? For example: https://cryptopay.me or https://bitpay.com:
1% charge + $2.50 ATM transaction + spread. How much money you lose?
Bitcoin bank should reduce fees and currency spread. Yes, I think that banking system, if the banking system is operating properly, is better then your charged card. Card's emitter can't operate cards cheaper then bank because he paid for bank account. Let's remember about high volatility of bitcoin - and you will never see BTC symbol on the price in the bar. Bitcoin banking system can change it.
You don't need a bank when you use bitcoin.
Banks are history.
However if one decides to become a bank, he only needs an internet connection and a safe computer with a btc wallet. Nothing else.
Banks are history.
However if one decides to become a bank, he only needs an internet connection and a safe computer with a btc wallet. Nothing else.
you hate banks unless you haven't your own bank
Why would I like to borrow money from myself ? And pay interest too? Explain,"your own bank".Still nobody answered me on the subject. Everybody hate banks, but I am sure, today you will go to bar and you will pay for beer by your credit card emitted by BoA or Citibank etc. So don't tell me about you hate; say, what you do to make the bitcoin effective currency; I make a financial system. My job will take a bitcoin into shops and bars and you will pay for beer from your lovely account; maybe you will not pay for transactions. Your private interests are not interested. I am interested to shops and bars who need their business account to serve you.
Or we can use one of the existing bitcoin debit cards which can be refilled using bitcoins and they are accepted in most of the shops/bars.You could take even money out of the ATM's with it,very less service charges I may add.Do you still thinkk your product is better?
you hate banks unless you haven't your own bank
Previously I gave answers about banks; that's my point.
Still nobody answered me on the subject. Everybody hate banks, but I am sure, today you will go to bar and you will pay for beer by your credit card emitted by BoA or Citibank etc. So don't tell me about you hate; say, what you do to make the bitcoin effective currency; I make a financial system. My job will take a bitcoin into shops and bars and you will pay for beer from your lovely account; maybe you will not pay for transactions. Your private interests are not interested. I am interested to shops and bars who need their business account to serve you.
p.s. may I ask a question? Why you do not hate exchanges? Bitcoin exchanges and payment systems (and banks too) together are robbed you when you change bitcoins to usd. And when you buy bitcoin, too. Or do you think that bitcoin falls from the sky for everybody?
Previously I gave answers about banks; that's my point.
Still nobody answered me on the subject. Everybody hate banks, but I am sure, today you will go to bar and you will pay for beer by your credit card emitted by BoA or Citibank etc. So don't tell me about you hate; say, what you do to make the bitcoin effective currency; I make a financial system. My job will take a bitcoin into shops and bars and you will pay for beer from your lovely account; maybe you will not pay for transactions. Your private interests are not interested. I am interested to shops and bars who need their business account to serve you.
p.s. may I ask a question? Why you do not hate exchanges? Bitcoin exchanges and payment systems (and banks too) together are robbed you when you change bitcoins to usd. And when you buy bitcoin, too. Or do you think that bitcoin falls from the sky for everybody?
Hey everyone!
My name is Oleg, I'm programmer. I am and my friends are developing Bitcoin Bank Software allows to provide classic banking services for bitcoin. We're starting to invite future bitcoin bankers to discuss the possibilities of partnership.
I should have stopped reading literally after this part but since you're a "programmer" I continued.Mate,we hate banks,speakin of the bitcoin community,you shouldn't be proud to use that word anywhere around regardless of however it was intended. (jokes only)My name is Oleg, I'm programmer. I am and my friends are developing Bitcoin Bank Software allows to provide classic banking services for bitcoin. We're starting to invite future bitcoin bankers to discuss the possibilities of partnership.
"Starting" means the software is under construction; BBank demo will be fully available at the end of october-start of november'2016. At that time we want to be agreed with 5...8 potential bankers about their interest. Anyway, potential bankers can ask us to show some demo features right now: bitcoin bank core and some UIs are ready.
How does that separate you from traditional banking services ? Tell me you give anonymous loans to bitcoin lenders without verifying their documents,we could have further discussions then. 
If I understood Bitcoin correctly (not sure - maybe someone can help me out there), then
with bitcoin, you are already your own bank
It may be a rumor, but from what I also heard, was, that with Bitcoin you can create as many accounts as you like.
In fact so many, that if you piled up the atoms of bodies of all unemployed programmers and put each on an address, there still would be empty accounts.
Rico
with bitcoin, you are already your own bank
It may be a rumor, but from what I also heard, was, that with Bitcoin you can create as many accounts as you like.
In fact so many, that if you piled up the atoms of bodies of all unemployed programmers and put each on an address, there still would be empty accounts.
Rico
Sir)) you have your bitcoins in the wallet. what interest you can take? if you have 1 BTC, 1 year later your wallet will contain 1 BTC. If you put money in the bank, your account will increase to 1,15 BTC, for example. Also, where you can take a loan? From another your account? of course you can do without borrowings
Try read https://bitcoin.org/en/innovation - please read sections 'Global accessibility' and 'Trust and integrity'. Bitcoin extends and complements the banking system, not breaks it down.
I wrote to you in private, please contact me
If I understood Bitcoin correctly (not sure - maybe someone can help me out there), then
with bitcoin, you are already your own bank
It may be a rumor, but from what I also heard, was, that with Bitcoin you can create as many accounts as you like.
In fact so many, that if you piled up the atoms of bodies of all unemployed programmers and put each on an address, there still would be empty accounts.
Rico
with bitcoin, you are already your own bank
It may be a rumor, but from what I also heard, was, that with Bitcoin you can create as many accounts as you like.
In fact so many, that if you piled up the atoms of bodies of all unemployed programmers and put each on an address, there still would be empty accounts.
Rico
First bitcoin banks will start with exchange, individual/corporate accounts ( = "wallets" ), saving accounts, deposits, individual/corporate loans, merchant accounts and leverage loans; the next steps will be debit and credit cards, private banking services and investment banking.
A question about exchange must be discussed with bictoin bankers. My point is the bank should buy and sell large volumes of currency in cooperation with currency stock exchange.
), saving accounts, deposits, individual/corporate loans, merchant accounts and leverage loans; the next steps will be debit and credit cards, private banking services and investment banking.A question about exchange must be discussed with bictoin bankers. My point is the bank should buy and sell large volumes of currency in cooperation with currency stock exchange.
Jump to: