Car insurance companies are not sitting on their ass -- they risk their money by offering you a service. You, their customer, may plow into a crowd of people & cost them much more than you have paid in dues. This is in no way comparable to sticking your sound money in your mattress and sitting on it to become rich.
Bitcoin investors aren't taking any risks?
If we assume deflationary, sound money (accept it as a premise of our argument), sitting on your ass *guarantees* you profit. There are no risks involved.
Well, first of all, it's impossible for there to be a *guarantee* that the value of any commodity is going to go up. Whether it's dollar bills or gold bars or bitcoins or barrels of oil or whatever, there's always a possibility that the thing will lose value. There's also always a possibility that you'll die before you're able to cash in on your investment.
That said, it's quite common for it to be the case that you can expect, on average, to get more for your money by waiting. Whether you spend that waiting time on your ass or on your feet is irrelevant though. The important part is that, instead of consuming X now, you consume X+Y later.
As i have mentioned earlier, money itself doesn't change the amount of goods in the world. By changing from one money to another, the world doesn't suddenly become wealthier or poorer as a whole.
You can repeat it, but it's not true. Money does increase the amount of goods in the world. Money facilitates division of labor, and division of labor facilitates productivity, and productivity is the rate at which goods or services are produced.
When i ask you to stay focused & resist the urge to splice up everything into fragments, it is not for my sake, but for the sake of others reading this thread.
This is not IRC, it's easy to crap up a thread & make it unreadable. There are no set rules, but if you limit yourself to a one shot/one kill, the thread will remain readable for others.
/schoolmarm
So, addressing your last fragment:
No, money does not increase the amount of goods in the world. *Labor* increases it. Money, food, sex drive, music, greed, insecurities, butterflies, cartoon ponies, and everything else you can think of *may indirectly* affect productivity.