I have come to realize that poverty is as a result of ones reasoning and ability to engage in meaningful activities that would help them grow.
Another factor I put into consideration is ones circle. If you are always in a circle of lousy people who think not of what they could do to generate more funds or being productive, you will remain like them because they would always drag you down to their level so the best thing is to always stay in circle higher than you if you must grow and be productive.
I really do not think education is a barrier to being wealthy and rich. I know people in my country that are very successful business men and women. They weren't educated as we thought but because of their drive to succeed, they were able to stand and be useful to themselves and the world.