Bitcoin, being a different kind of a digital currency, it breaks down conventional thinking in many aspects. No central regulatory body. The concept of mining. The open-ledger (blockchain), the way miners are rewarded, how transporting value is determined by its packet size and not value, the hash rate, the concept of limited supply. The 100 Million pennies in a Bitcoin, etc.
Its difficult enough for people in the money space to thoroughly understand Bitcoin (we all say we understand it, but do we really?).
For a common person, its an overkill. Its like trying to explain the concept of TCP/IP, Networking, Routing, the Internet for someone who wants to use email. Overkill.
May be yes that is how it all works. For general public bitcoin is just medium of transaction and lately it is just way of earning money. Thats all people think about it. In reality no one really want to understand how bitcoin is really working here or how the mechanism of action takes place when someone transact over the blockchain and how miners catch and verify it. They just know that its BTC and it has got value wroth thousands of dollars. They know various ways to grow their fiat by means of using bitcoin. That is all it is for general population and I think it will stay as it is !
For those who are not interested on that particular activities like bitcoin it is difficult to understand of course to the people who are started on the activities but if you ask there is no way not to be understand and also research and always update on what is new so that you are updated always on that particular activities you are joining.