Fiat must be owned, not all shops accept crypto and not all agencies accept bitcoin, so it is mandatory to hold fiat to supplement their daily needs. For certain preparations, Fiat certainly has better use value.
But the obstacle is that someone will be hard to decide when he has to buy, most of them just hope that the coin/token price drops lower than that price. They kept waiting as far as the price of the token/coin rose and their fiat money was not used properly. This is useless, you like saving the money in your pocket book. Saving fiat money on cryptocurrency requires a courage, if someone does not have the courage it makes no difference from saving money on a bank.I think its a good plan so we wont be stressed or distracted because of the need to pay bills while we thinking about trading / investment strategy on cryptomarket.
