Stellar. At first glance it is the better Ripple, "decentralized" and all.
But is it?
No!
There is almost no crypto that has less respect for privacy. There was an airdrop to BTC holders:
https://www.stellar.org/blog/bitcoin-claim-lumens-2/You know what? They forced participants to ID with FACEBOOK. FACEBOOK!!!! Those participating would have to have locked their BTC holdings AND their Stellar wallets to their ID forever.
If you’re not using an exchange, then law requires us to ensure you’re not on the U.S. sanctions list or located in any of the restricted jurisdictions listed above. We’re using Facebook account verification to complete this check.
Again, this "nonprofit foundation" tried to link ID's to Bitcoin and Stellar wallets. They claim they had to do this because of the "law".
LOL. Hundreds of airdrops were done without ID requirement; in fact I know no other airdrop who had identity verification as a requirement.
Whatever made Stellar.org require this, one thing is clear: if they ever want to freeze/blacklist funds, they can and will do it. Ripple is the Federal Reserve of crypto, and Stellar is Facebook of crypto.
Should Stellar ever be used by the so-called bad guys (Iran, ISIS, Venezuela ....) then good luck to Stellar holders!!!!!!!!