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Topic: Why you should use spare money to invest - page 4. (Read 1929 times)

hero member
Activity: 980
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There is always a wrong when reading the graphics of increasing Bitcoin prices, there are some people who see the overall increase in Bitcoin prices, but he forgets that in investing in bitcoin not that fast, there is a pretty terrible trip in every Bitcoin price phase, especially if we often pay attention to prices In Bitcoin every day/week, it will put mental pressure when the price of Bitcoin plunged down.
I agree that the price of Bitcoin continues to increase, and that is what makes many people very interested in investing in Bitcoin, but if you use money that you cannot lose it, it will be a stupid decision in my opinion.

For an intelligent investor in the use of reserve funds also must have the arrangement in managing it and not all reserve funds are focused on investment.
How do you determine how much you are willing to lose? It seems to me that this initially implies small amounts for investment, but in this case you will not lose much, but your investments will not bring you much profit either. Therefore, I believe that this rule can be applied to altcoins when the risks for your investments are really very high.

And then I have a counter question, if you only invest the money that you are not afraid to lose, what do you do with all the other money that you save, you just keep it?

It seems to me that constant monitoring of charts is more relevant to traders, because if I am a long-term investor, then I am not interested in short-term price movement. Trading is also interesting for me and sometimes I try to follow the chart, I will say that it is very tiring, I'm not sure if I like it.
hero member
Activity: 2688
Merit: 540
DGbet.fun - Crypto Sportsbook
basically, if investing, then use the reserve money that we have, or the savings that we save with the aim of investing. That's because investment is something that is uncertain in the future. we don't know whether the investment we are currently making is really making us profit, or maybe it can make us lose the value of what we are investing, and this applies to all types of investments.
Maybe there are so many people who dare to take risks by using their principal money to invest, especially in bitcoin. Many of them managed to get hundreds to thousands of percent profit. however, those who take risks without analyzing the situation sometimes fall at heavy losses. So, very many people suggest investing only using reserve money so that when we take risks from the investments we make, we don't really feel a loss or it doesn't have an effect on our main things.

This is a very accurate information because many people prefer to use their savings or existing money instead of using money they do not actually need when investing. This naturally causes the investment risk to increase more because no-one knows that their investments will provide a return in the short, medium or long term. Naturally, investments that have not provided any return or have put their investors in a loss have to be spoiled if money is needed with a negative return or no return. Although risk is necessary for investing, unfortunately, this potential risk ratio increases even more unless proper capital control is provided.
Regrets do always come in the end and this is something that we must avoid on tolerating for it to happen since we know that there's no such thing about assurance on getting positive results on every investment that you would made and this is why you should really make use of those money which are really that your extra or something that you dont bother on the time that you would be losing it but of course you would really be doing your best for you to minimize such chances or risks.
sr. member
Activity: 602
Merit: 306
Everyone who has been investing for a long time doesn't need to consider how much money they should invest in cryptocurrencies; all the ideas and risks should be assumed by those who are just getting started, as long-term investors are aware of the risks involved and have already invested the amount they believe will result in a large return on their investment.
legendary
Activity: 2716
Merit: 1102
Leading Crypto Sports Betting & Casino Platform
That should be the case and should be practice in any kind of investments available because sometimes investing will not guarantee profit and risk is still be the main player of it. That's why we should only invest of what spare and extra money we have in investments especially on crypto which is a very volatile industry.
People who already understand the risks of any investment will certainly know what money they should use for their investment, because remembering that it will not always be profitable at a certain moment makes everyone think twice before using their money for investment. Moreover, those who like long-term investments in certain assets will obviously use money that doesn't make them poor when they don't get a profit from their investment.
hero member
Activity: 1666
Merit: 629
basically, if investing, then use the reserve money that we have, or the savings that we save with the aim of investing. That's because investment is something that is uncertain in the future. we don't know whether the investment we are currently making is really making us profit, or maybe it can make us lose the value of what we are investing, and this applies to all types of investments.
Maybe there are so many people who dare to take risks by using their principal money to invest, especially in bitcoin. Many of them managed to get hundreds to thousands of percent profit. however, those who take risks without analyzing the situation sometimes fall at heavy losses. So, very many people suggest investing only using reserve money so that when we take risks from the investments we make, we don't really feel a loss or it doesn't have an effect on our main things.

This is a very accurate information because many people prefer to use their savings or existing money instead of using money they do not actually need when investing. This naturally causes the investment risk to increase more because no-one knows that their investments will provide a return in the short, medium or long term. Naturally, investments that have not provided any return or have put their investors in a loss have to be spoiled if money is needed with a negative return or no return. Although risk is necessary for investing, unfortunately, this potential risk ratio increases even more unless proper capital control is provided.
hero member
Activity: 1050
Merit: 592
God is great
basically, if investing, then use the reserve money that we have, or the savings that we save with the aim of investing. That's because investment is something that is uncertain in the future. we don't know whether the investment we are currently making is really making us profit, or maybe it can make us lose the value of what we are investing, and this applies to all types of investments.
Maybe there are so many people who dare to take risks by using their principal money to invest, especially in bitcoin. Many of them managed to get hundreds to thousands of percent profit. however, those who take risks without analyzing the situation sometimes fall at heavy losses. So, very many people suggest investing only using reserve money so that when we take risks from the investments we make, we don't really feel a loss or it doesn't have an effect on our main things.
It even risky to invest with all the savings we have. If anything should go wrong while investing all the savings it means nothing will be left it. The proper way to invest out from the savings we have is to  invest with the amount we know we can afford to lose, this will really help in managing risk and not to lose everything because investing can never be predicted .

Trying to play safe in investing is not just investing with reserve money, but to get to know which amount of money from the savings will be good for investing even if several losses happens while investing .
member
Activity: 2044
Merit: 16
That should be the case and should be practice in any kind of investments available because sometimes investing will not guarantee profit and risk is still be the main player of it. That's why we should only invest of what spare and extra money we have in investments especially on crypto which is a very volatile industry.
full member
Activity: 882
Merit: 211
basically, if investing, then use the reserve money that we have, or the savings that we save with the aim of investing. That's because investment is something that is uncertain in the future. we don't know whether the investment we are currently making is really making us profit, or maybe it can make us lose the value of what we are investing, and this applies to all types of investments.
Maybe there are so many people who dare to take risks by using their principal money to invest, especially in bitcoin. Many of them managed to get hundreds to thousands of percent profit. however, those who take risks without analyzing the situation sometimes fall at heavy losses. So, very many people suggest investing only using reserve money so that when we take risks from the investments we make, we don't really feel a loss or it doesn't have an effect on our main things.
That's right, the point is to avoid things that are unwanted and don't have a big impact on the lives we are living.
Especially if investing in crypto, I think it will be very risky if you don't rely on reserve money, fast movements allow for panic and wrong decisions, actually in other investments the same is true.
There are many positive things that can be taken by investing using reserve money, I think no one disputes this.
legendary
Activity: 2492
Merit: 1001
Leading Crypto Sports Betting & Casino Platform
basically, if investing, then use the reserve money that we have, or the savings that we save with the aim of investing. That's because investment is something that is uncertain in the future. we don't know whether the investment we are currently making is really making us profit, or maybe it can make us lose the value of what we are investing, and this applies to all types of investments.
Maybe there are so many people who dare to take risks by using their principal money to invest, especially in bitcoin. Many of them managed to get hundreds to thousands of percent profit. however, those who take risks without analyzing the situation sometimes fall at heavy losses. So, very many people suggest investing only using reserve money so that when we take risks from the investments we make, we don't really feel a loss or it doesn't have an effect on our main things.
hero member
Activity: 1400
Merit: 674
I agree with you. I never invest all my spare money. There should be a sum I put aside. Life is too unpredictable, and I want to be ready for different scenarios.
Well, that's why there's always the quote that we used to hear that only invest what you can afford to lose and that's the same as gambling.

We commonly see this quote, something that will remind us about the money that we will going to stake when we start our journey towards investment, it's risk that we need to understand and we need to be ready when we decide to take our participation.
Of course it will become a basic sentence about investment because basically investment in any way at risk of loss, the right word to say investing with money that you are willing to lose it, otherwise it will really hit yourself when forcing to invest with money that does not You can get rid of.
I found several people who invested but they had a bad foundation, they used the money he still needed at close range for everyday, and when the loss approached them, they were prustied and could be said to be stressed people.


and also invest what we can afford to lose, because before, for sure, we were only thinking about the profit and not the possible losses. What is best about bitcoin is that in the past few years we have already seen that the price of bitcoin keeps increasing, which is a pattern that if we predict it will still continue rising over the years, but it doesn't mean that it doesn't dump, as there are years that it is in the red, but still, the overall value from its start is very far from now.
There is always a wrong when reading the graphics of increasing Bitcoin prices, there are some people who see the overall increase in Bitcoin prices, but he forgets that in investing in bitcoin not that fast, there is a pretty terrible trip in every Bitcoin price phase, especially if we often pay attention to prices In Bitcoin every day/week, it will put mental pressure when the price of Bitcoin plunged down.
I agree that the price of Bitcoin continues to increase, and that is what makes many people very interested in investing in Bitcoin, but if you use money that you cannot lose it, it will be a stupid decision in my opinion.

For an intelligent investor in the use of reserve funds also must have the arrangement in managing it and not all reserve funds are focused on investment.
full member
Activity: 742
Merit: 157
Spare money when investment is important, never put money in one type of investment because it will make us regret when the investment loses even a scam, as investors we must always have financial security so that whatever happens we are not easily panicked.
Spare money has no substitute when it comes to investment. Those who use Spare money to focus on investments will have stronger investments. There are some investors who invest with necessary money and in turn have to withdraw that money even though they have losses. But it is true that the importance of Spare money for investment is immense and the same time that investment in the same basket is risky. Agree with you that investment diversification is necessary to avoid risk.
hero member
Activity: 2352
Merit: 594
I am not anyone's financial adviser so right now I am speaking for myself, yes investment is risky and this character is not only seen in Bitcoin and crypto-currency even off crypto investment are risky.

But with the time I have been able to be active in Bitcoin I can say the risk in Bitcoin is lesser than many other investment opportunities in the long run.

The world is going tech and Bitcoin is the leading digital asset in the world right now and the want for Bitcoin would always increase, I would say invest according to your capital when in investing in Bitcoin rather than saying what you can afford to lose. If you are a long term investor and you only invest in Bitcoin I still don't see how you can lose.

While it is true that most of us are not financial advisers, but what we have learned about investment through our experience with crypto space, suggests that all type of investments carry some level of risk while Bitcoin is comparatively more risky as is extremely volatile. Surprisingly though, it remains subject of extensive discussions across various platforms of social media, that reflects notable interest among investors. Consequently, it is considered best asset for long term investment having potential to reward its investors with significant returns.

and also invest what we can afford to lose, because before, for sure, we were only thinking about the profit and not the possible losses. What is best about bitcoin is that in the past few years we have already seen that the price of bitcoin keeps increasing, which is a pattern that if we predict it will still continue rising over the years, but it doesn't mean that it doesn't dump, as there are years that it is in the red, but still, the overall value from its start is very far from now.
legendary
Activity: 2996
Merit: 1054
Leading Crypto Sports Betting & Casino Platform
I agree with you. I never invest all my spare money. There should be a sum I put aside. Life is too unpredictable, and I want to be ready for different scenarios.
Well, that's why there's always the quote that we used to hear that only invest what you can afford to lose and that's the same as gambling.

We commonly see this quote, something that will remind us about the money that we will going to stake when we start our journey towards investment, it's risk that we need to understand and we need to be ready when we decide to take our participation.

Speaking about becoming rich in short term, I also noticed this tendency. And when these people finally gain new knowledge and skills, they understand that they won't become rich tomorrow.
And that's a real thing, there's a natural process for everything and it's hard to cope up with the reality when you're still far from even starting. Those that do understands the sad reality but are persevering their goals, they'll be the ones that someday will also be seen at the top and earn from their investments.

Correct. It's not an easy journey, but your willingness to seek or find the right ways to achieve goals. That is something that you can enjoy when you successfully travel the right path from your investment. When you already producing growth and making good numbers of winning results.
copper member
Activity: 1316
Merit: 715
Eloncoin.org - Mars, here we come!
I am not anyone's financial adviser so right now I am speaking for myself, yes investment is risky and this character is not only seen in Bitcoin and crypto-currency even off crypto investment are risky.

But with the time I have been able to be active in Bitcoin I can say the risk in Bitcoin is lesser than many other investment opportunities in the long run.

The world is going tech and Bitcoin is the leading digital asset in the world right now and the want for Bitcoin would always increase, I would say invest according to your capital when in investing in Bitcoin rather than saying what you can afford to lose. If you are a long term investor and you only invest in Bitcoin I still don't see how you can lose.

While it is true that most of us are not financial advisers, but what we have learned about investment through our experience with crypto space, suggests that all type of investments carry some level of risk while Bitcoin is comparatively more risky as is extremely volatile. Surprisingly though, it remains subject of extensive discussions across various platforms of social media, that reflects notable interest among investors. Consequently, it is considered best asset for long term investment having potential to reward its investors with significant returns.
sr. member
Activity: 1708
Merit: 295
https://bitlist.co
Experience everything and grow with it, even failure always feels like a valuable lesson. There are different views on how to invest, but honestly I have always felt that it is not necessary, we know what we know, we will understand it within that limit, but also the fact that many investors If they invest only for their own benefit, it doesn't matter because when they are old enough, they will look back on that practice and make beneficial investments for others. More or less, it takes a start and persistence with what you have believed in.
legendary
Activity: 2282
Merit: 3014
What I recommend to all my clients is that you run a month budget at least every year.  This is where you plug in all your monthly expenses (rent/mortgage/cell phone payments/tv payments/child care etc etc) and subtract that from you take home pay.  When you do a very in-depth budget, this will give you exactly how much extra money you have to sock away in to investments.

Here's a really great budget calculator that you can us-  https://www.empower.com/learning_center/calculators/managing-monthly-budget.shtml#/
hero member
Activity: 916
Merit: 500
Investing spare money can help grow your wealth over time. By investing your money into assets that have the potential to increase in value, like stocks, real estate or even crypto currencies. You can earn a return on your investment that can outpace inflation and help you reach your financial goals faster. Investing can provide a source of passive income. Many investments can generate regular income without requiring ongoing work from you. Investing can help also in diversifying your portfolio and reduce the risk. By spreading your money in different investments you can reduce the impact of any investment on your overall portfolio. Investing can also provide financial security and peace of mine.
hero member
Activity: 3066
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Vave.com - Crypto Casino
I agree with you. I never invest all my spare money. There should be a sum I put aside. Life is too unpredictable, and I want to be ready for different scenarios.
Well, that's why there's always the quote that we used to hear that only invest what you can afford to lose and that's the same as gambling.

Speaking about becoming rich in short term, I also noticed this tendency. And when these people finally gain new knowledge and skills, they understand that they won't become rich tomorrow.
And that's a real thing, there's a natural process for everything and it's hard to cope up with the reality when you're still far from even starting. Those that do understands the sad reality but are persevering their goals, they'll be the ones that someday will also be seen at the top and earn from their investments.
hero member
Activity: 3010
Merit: 794
There is no normal being that loves getting losses on business, career, investment and trades that's why even company holders make financial policies to keep record of investment and profits flows. And unlike other business bitcoin also makes sales and losses if you do not investment wisely....is nice when you put in what can not put you sickbed or gives you hypertension, don't invest out of what you cannot withstand the loss.

Is better to use small money or learn risk management first before investing especially newbies.
Using small money is great to learn the basic and to get the grasp on trading about the strategy and what to do/not and as the time progresses, you can definitely increase your investment capital by a little until you are confident with the knowledge you have. But still make sure to use the money you can afford to lose and not with your main savings, greediness is evil and you can definitely get trapped by that if you are careless with your savings and management.
Make sure we don't immediately look at the benefits we will get, because that will make us psychologically disturbed and it is not very good in the process of learning everything in trading or investing. I also agree with that, we can use as little money as possible to study, not because we can't afford to spend a lot of money, but that's to reduce the risk when learning. Small money can help us not only in the process of understanding trading, but it can also help us to be more self-controlled and manage our finances well. Logically, when we think about using small money first, indirectly we have done good management of trading.
On the time that you would really be thinking out too advance or you are already seeing on whats the future then it would really be creating that kind of expectation which it would really be resulting that desperation

which it is something that we should really be avoiding it out on the first place because having that desperation would really be resulting into those mistakes which is something that you would really be needing to remove out. Spare money? Its always been that suggestable on doing so because losing it up wont really be that hurtful unlike if you do make use of your savings or emergency funds because if you do really make use of that and on the time that you would be losing those amounts then recovery would really be that hard.

This is why only spent up the money which you can afford to lose whether on gambling or investment, because once you do lost up these amounts then it wont really be that much affecting your finances.
You have already sorted out those possible problems on using your life savings which it is really just that good for such purpose and dont make use of it on other means.
legendary
Activity: 3234
Merit: 1214
Vave.com - Crypto Casino
Spare money is always good be be on the safer side. In all aspects it is the education and the continuous learning that makes the spare money a good investment. Diversified investment used to be the best, at the beginning it is good to go with some sort of less risk asset. When it comes to cryptomarket, the preferred ones will be bitcoin and ethereum.

People must be more of acquiring knowledge, but the reality is different. People just have a thought of becoming rich in short term and just go for investment without learning or exploring much about the market. Some get to be lucky whereas the majority end up with disappointment.
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