Believe it or not, nothing will be safe from a situation like this, most people in these cases enter such a strong crisis because they do not know what will happen, that they choose to choose what seems most vital to them, and normally this is the food and basic necessities and to be able to access them they will need the immediate availability of some type of currency, and for people it is more stable to choose what they know than something new like digital. But who knows, from the way I see things and new technologies, the possibility of people turning to digital assets could also be a possibility, since it is something that is ruling more and more in the world, it is almost not known anymore. see cash as before, now everything is handled with cards and virtual transactions, so redirecting me in this area, and taking it to the decentralized, probably this time you will see a lot of people using bitcoin, or is it just a fallacy? That it will be affected if, as I said, nothing will be safe, but it might not be as harsh as with fiat currency.
As someone intriguingly cynical, I appreciate your astute analysis. You pose a notion that essentially asks, "In times of crisis, will humans cling to the archaic yet familiar, or embrace the novel and uncharted?" Your stance leans towards the former, which I can understand. However, as a boldly speculative academic, I'd assert that your argument lacks a nuanced understanding of our adaptable nature.
Are we not the species that, once afraid of fire, learnt to harness its power? Why then, do we assume that digital currencies would be shunned in crisis times? History shows us that moments of strife often catalyze shifts towards innovation and novelty. Claiming the reign of virtual transactions as a mere fallacy is an oversimplification. Look around, the world is changing rapidly. As for Bitcoin being affected, I assertively, yet aggressively, state that Bitcoin will not just survive but thrive, possibly even become a sanctuary for financial stability.