Bitcoin is a long term investment that has good prospects, currently I am 28 years old and plan not to work at 40 years old, if I have more finances then I use it to buy bitcoin and some altcoins that have good potential in the future, I hope performance continues to improve so that at the age of 40 I have a business and I think bitcoin is worthy of being used as a retirement savings.
It is important to set goals like these to ourselves, the retirement age in most countries is very high and it is getting even higher, so if someone wants to retire early and enjoy their life then they need to make some heavy preparations to reach this kind of goal, and investing in bitcoin and holding your coins is a good idea, as the higher the price of bitcoin skyrockets the less years you will have to work to sustain your current lifestyle for the rest of your life. 
Topic: Would You Consider Adding Bitcoin to Your Retirement Savings - page 7. (Read 1100 times)
Bitcoin is a long term investment that has good prospects, currently I am 28 years old and plan not to work at 40 years old, if I have more finances then I use it to buy bitcoin and some altcoins that have good potential in the future, I hope performance continues to improve so that at the age of 40 I have a business and I think bitcoin is worthy of being used as a retirement savings.
Having a portfolio that is high-tech is actually a pretty good idea. Bitcoin, tesla, apple, these are all technology related stuff and it could actually build a good method of making a profit. There are a lot more new tech stuff like AI, and you could look for ways to invest into that but do not invest into anything that puts the AI label on their company, not all of them are like midjourney or openAI, they just put the machine learning in churn and claim they are AI too while having not even half-finished products to people.
Bitcoin is great because of this, it has been popular for over 10 years now, and it's getting even more attention every single day.
Bitcoin is great because of this, it has been popular for over 10 years now, and it's getting even more attention every single day.
Yes, I guess both fiat and bitcoin are still uncertain of what will be their value in the future, so if we can have them both as our retirement, then definitely our retirement funds will be more secured and stable by then. However, I would not invest more than 50% in bitcoin I think, I prefer 70% in fiat then 30% in bitcoin, but it could be changeable in the future if ever bitcoin becomes more relevant than fiat.
I totally agree with the division of your investment allocation that 30% determines the maximum amount for bitcoin investment because the price of bitcoin is unpredictable, besides that we can convert some fiat savings to buy gold, because saving everything in fiat will impact losses if the currency experiences inflation. 
Bitcoin’s future remains uncertain for now so it’s actually not bad to reserve some bitcoin for retirement so that if ever the price surges high, at least we can also benefit from it and will make our retirement days valuable. But let’s not also forget to secure fiat before bitcoin because it’s an obvious fact that fiat will still be highly needed in the future especially if we have some maintenance check ups and medicines that will help us live a longer life.
The thing is... that nothing is certain. Not even fiat. And I don't mean the current day's inflation, which is still not huge (but far from small either).
But look at Venezuela and their fiat. Do you really think that something like that (2018-2021) cannot happen to "better" fiat, like EUR or USD? Not now, but maybe in 20 years? Never say never.
That's why keeping some eggs in more baskets is the best... if one can afford that.
No matter on how high it would fly with colors in the future but it wont really be making out guarantees that it would be giving out positive results or outcome.No one really knows on what the future lies ahead.
This is why always consider out on having those risks management considering that we are involving our retirement savings which we know that we dont have other sources for us to get more income
on the time that we had retired.Unless if we do have properties and assets which we had been able to purchase when we are still in position.
Bitcoin’s future remains uncertain for now so it’s actually not bad to reserve some bitcoin for retirement so that if ever the price surges high, at least we can also benefit from it and will make our retirement days valuable. But let’s not also forget to secure fiat before bitcoin because it’s an obvious fact that fiat will still be highly needed in the future especially if we have some maintenance check ups and medicines that will help us live a longer life.
The thing is... that nothing is certain. Not even fiat. And I don't mean the current day's inflation, which is still not huge (but far from small either).
But look at Venezuela and their fiat. Do you really think that something like that (2018-2021) cannot happen to "better" fiat, like EUR or USD? Not now, but maybe in 20 years? Never say never.
That's why keeping some eggs in more baskets is the best... if one can afford that.
Of course, I would include Bitcoin as part of my "retirement" portfolio.
Here in my country currently there are no centralized mechanism for people to opt for Bitcoin in that way, as time passes I will have to manage my long term savings on my own. It happens the same with stocks and bonds, people need tome manage them themselves here, because the government only saves one's FIAT for retirement, which has proven to be fatal for people expecting to retire with any sense of financial security here.
I think I would go for between 25%-50%, sounds reasonable if I diversify the rest with less volatile/more traditional assets.
Here in my country currently there are no centralized mechanism for people to opt for Bitcoin in that way, as time passes I will have to manage my long term savings on my own. It happens the same with stocks and bonds, people need tome manage them themselves here, because the government only saves one's FIAT for retirement, which has proven to be fatal for people expecting to retire with any sense of financial security here.
I think I would go for between 25%-50%, sounds reasonable if I diversify the rest with less volatile/more traditional assets.
Also, do you think that accepting bitcoin into your retirement savings account is a form of the DCA method?
Yes that's like DCAIt would be great if I could have a retirement saving in crypto like Bitcoin, but I would prefer to keep it myself, not in a government-appointed institution because I feel safer seeing our savings in my personal wallet so I can keep monitoring that it's still safe and by remaining in our personal wallet we can determine for ourselves whether to keep it or exchange it for other types of investments that can also provide passive income when we retire.
There will always be people who complain that their savings gets lessened overtime even though they haven't made any loans yet but a lot of the employees of those company are already kicked out and now in jail because they are guilty of the said act. Not only sure if that also happens to other countries. Having an addition aside from our retirement savings is always a good idea and bitcoin is one the best candidates for it.
Also, do you think that accepting bitcoin into your retirement savings account is a form of the DCA method?
Yes that's like DCAIt would be great if I could have a retirement saving in crypto like Bitcoin, but I would prefer to keep it myself, not in a government-appointed institution because I feel safer seeing our savings in my personal wallet so I can keep monitoring that it's still safe and by remaining in our personal wallet we can determine for ourselves whether to keep it or exchange it for other types of investments that can also provide passive income when we retire.
There will always be people who complain that their savings gets lessened overtime even though they haven't made any loans yet but a lot of the employees of those company are already kicked out and now in jail because they are guilty of the said act. Not only sure if that also happens to other countries. Having an addition aside from our retirement savings is always a good idea and bitcoin is one the best candidates for it.
No, because that won't make us enjoy in old age, it will actually make old age on worried anytime. We all know that bitcoin and all crypto has a fluctuating value and it is impossible for us to keep it in old age. For Retirement Savings, simply by using the savings that have been collected from youth, that already makes us enjoy with a cup of coffee in the morning.
You say things that are indeed logical, but please also note that each savings will always be valuable and will not be wasted in vain if it is a valuable asset. Because even though in old age someone who has saved Bitcoin can not enjoy it anymore due to an old age with no more needs. He can immediately give the savings to his own family as his next generation while teaching about how to get it and also use it in a good place so as not to be wasted. Because it is true that in old age everyone does not need too much money even though he has to maintain a healthy body with a regular diet and by eating nutritious food.
Regardless of anything, considering adding bitcoin to our savings does make sense.
If possible that we can include it in our savings, it's worth a shot. We don't like to rely on speculative market trends in crypto but there are lots of reasons to consider adding bitcoin as part of our financial plan.
Much better to slowly plan it for now while we are still capable of doing our respective financial source of income.
No, because that won't make us enjoy in old age, it will actually make old age on worried anytime. We all know that bitcoin and all crypto has a fluctuating value and it is impossible for us to keep it in old age.
We can keep it even it ages in time and that's what I'm doing.For Retirement Savings, simply by using the savings that have been collected from youth, that already makes us enjoy with a cup of coffee in the morning.
We don't live only for one morning at a time. Joking aside, yeah that's what retirement savings is for. We have to prepare for our future so that every morning we've got some meals to eat. There are a lot of oldies that haven't planned their retirement and it's due to the circumstances that they've faced when they're younger. It's like having no financial education at all on the early days while us, we're lucky to have such discussions wherein we can think of what we must do in the future in preparation of our tiring days.
No, because that won't make us enjoy in old age, it will actually make old age on worried anytime. We all know that bitcoin and all crypto has a fluctuating value and it is impossible for us to keep it in old age. For Retirement Savings, simply by using the savings that have been collected from youth, that already makes us enjoy with a cup of coffee in the morning.
As a bitcoin supporter, would you consider adding bitcoin to your retirement savings
The bitcoins I can put away are meant to become someday the bulk of my retirement savings. But that's the bitcoins I can earn and that I manage to not spend.
The rest of my retirement savings come from the old channels, from the stable day job (but I expect that to just barely keep me fed).
So if bitcoin goes to oblivion before I get to the retirement age, I won't remain 100% uncovered. However, the chances are small for that.
If bitcoin gets to new highs... I hope I'll have the chance for a decent life at old age.
But all that is really far. For now.. it's easier to just stack sats and don't think that far.
As a bitcoin supporter, would you consider adding bitcoin to your retirement savings
The bitcoins I can put away are meant to become someday the bulk of my retirement savings. But that's the bitcoins I can earn and that I manage to not spend.
The rest of my retirement savings come from the old channels, from the stable day job (but I expect that to just barely keep me fed).
So if bitcoin goes to oblivion before I get to the retirement age, I won't remain 100% uncovered. However, the chances are small for that.
If bitcoin gets to new highs... I hope I'll have the chance for a decent life at old age.
But all that is really far. For now.. it's easier to just stack sats and don't think that far.
As a bitcoin supporter, would you consider adding bitcoin to your retirement savings, or do you prefer the traditional 401(K) or IRA? If yes, to what degree? 100%, 75 %, 50%? Also, do you think that accepting bitcoin into your retirement savings account is a form of the DCA method?
I will consider bitcoin as part of my retire plan. If possible I can use the retirement plan for buying assets like bitcoin and gold, I will prefer that. I m not having the fiat mentality because fiat value will always get to reduce. I am not a type that have to depend on anything like government or anything that have to do with retire plan because I work for myself. I prefer my savings for the future not to be in fiat, it is better if I have asset instead. During a massive bear market, it is another good sign that I should save in bitcoin.
Bitcoin’s future remains uncertain for now so it’s actually not bad to reserve some bitcoin for retirement so that if ever the price surges high, at least we can also benefit from it and will make our retirement days valuable. But let’s not also forget to secure fiat before bitcoin because it’s an obvious fact that fiat will still be highly needed in the future especially if we have some maintenance check ups and medicines that will help us live a longer life.
The thing is... that nothing is certain. Not even fiat. And I don't mean the current day's inflation, which is still not huge (but far from small either).
But look at Venezuela and their fiat. Do you really think that something like that (2018-2021) cannot happen to "better" fiat, like EUR or USD? Not now, but maybe in 20 years? Never say never.
That's why keeping some eggs in more baskets is the best... if one can afford that.
As a bitcoin supporter, would you consider adding bitcoin to your retirement savings
The bitcoins I can put away are meant to become someday the bulk of my retirement savings. But that's the bitcoins I can earn and that I manage to not spend.
The rest of my retirement savings come from the old channels, from the stable day job (but I expect that to just barely keep me fed).
So if bitcoin goes to oblivion before I get to the retirement age, I won't remain 100% uncovered. However, the chances are small for that.
If bitcoin gets to new highs... I hope I'll have the chance for a decent life at old age.
But all that is really far. For now.. it's easier to just stack sats and don't think that far.
I don't have a government retirement fund. I've always been avoiding social security as much as I could and instead buying properties and investing. I have some money in the bank, some real estate, and a lot of bitcoin. Maybe not a lot compared to what some people own, but a lot compared to my total savings. Probably 80% of my liquid assets is in bitcoin, so I don't need to add anything to my retirement fund. My retirement fund already consists of bitcoin.
If I had some money saved up for retirement, I wouldn't add it to my bitcoin stash. I'd feel that going over 90% is pretty bold, even an enthusiast like me, but if I had nothing I'd gladly choose as much as 50% of bitcoin exposure.
If I had some money saved up for retirement, I wouldn't add it to my bitcoin stash. I'd feel that going over 90% is pretty bold, even an enthusiast like me, but if I had nothing I'd gladly choose as much as 50% of bitcoin exposure.
As a bitcoin supporter, would you consider adding bitcoin to your retirement savings, or do you prefer the traditional 401(K) or IRA? If yes, to what degree? 100%, 75 %, 50%? Also, do you think that accepting bitcoin into your retirement savings account is a form of the DCA method?
The right question is about how much bitcoin would anyone keep for retirement savings
100%, 75% or even 50% is just stupid. No one should do that, especially for retirement, which is a moment in life where you can't hold for years expecting the price to bounce back.
A Retirement portfolio should be very conservative , and more than 10% in bitcoin ia just crazy. Unless you are really rich
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