The increase in Xrp has always been a hot topic of conversation in the crypto world, even though currently the price of Xrp is high, there are still many interested people who want to buy it, including if you don't buy at a price of 0.4, it's a big loss, you have missed several important moments for Xrp. I have collected a little Xrp at a low price and in my observation Xrp is still on the rise with a green graph sometimes there is a slight correction that occurs, the estimate you mentioned is too far for Xrp to reach $20 in 2025 too close for now.
All are free to give response to the XRP token having a community with a wide network is likely to reach a new ATH which we cannot yet determine at what number?
The speculations shouldn't reach something otherwordly, I do agree.
Many out there speculate on XRP going as far as to $1 or $2 and more, because simply put - it is a US-based centralized coin that would have much more appeal under the new administration.
So maybe, during this season's bullish behavior, it would reach bigger heights. I do think so.