Don't always think all that glitters are gold(looking at ripple at the moment), Ripple still have some long way to go, through this fight with the SEC, though the battle line has been set already but hopefully Ripple find a soft landing in future. There are still secret news trending about this Ripple and if that's true then consider Ripple gone at last, but we all hope that doesn't happen.
Secret news? Please tell us!
I have been here for 8 years and been investing into bitcoin for the same period as well, and I can say that XRP is a shitcoin. Just because something has value doesn't mean that it should, that is not how things work, it ranks based on the adoption rate and if people pick a bad coin that means it will be ranked high. However that is the nature of crypto, it is not a new thing. For example, bitcoin is a good coin right? It's ranked as the first coin, way above anything else, 5 times more market cap than ethereum, 50%+ of ALL crypto, so it is great right?
Well if you look at blockchains, I can find you a better blockchain that was built just this month, let alone the past 11 years, which means bitcoin is only good because it is ranked first and the first one ever made and it has mass adoption, not because it has a good blockchain. Same goes for XRP, it is a shitcoin when you look at the blockchain and how it is so centralized, but people like it so it will definitely keep going up unless SEC shuts down the company.