If Ripple is to be used in real-life transactions, it will be time for Ripple to increase its value and so far it's still Western Union testing only the coins, but hopefully they will use it so Ripple will be more advanced.
You do realise these companies have a private supply on a private network, not the same supply you're buying in to?
Banks won't drive the price of Ripple one bit, just people buying it because banks use it is what drives it, if every one understood this they wouldn't bother with Ripple, it's this misunderstanding that banks use the circulating supply that makes people buy it.
Could see it going back to $3 later in the year, maybe $5 at best if things go really well for crypto as a whole this year, better deals out there.
