https://www.coindesk.com/bank-of-america-files-9-more-blockchain-patent-applications/
They are working on their own blockchain ("privately decentralize": mined by accredited miners, branches or partners)
Sorry for the FUD that may come behind. This is serious news in the bank industry. Maybe XRP can still become something in smaller countries (asia?). But watch OMG then...
Anyway: don't buy XRP bc you think it is gonna be the occudental world's standard for money movements. Buy it for something else (i dunno what... therefore I sold)
Bank of America is actually partner with Ripple
They are currently preparing to use blockchain for the future.
https://ripple.com/insights/announcing-ripples-global-payments-steering-group/
PS: The list of banks signed up to Ripple have grown a lot bigger since that article