XRP is more secure... ETH next DAO is just waiting to happen and it will happen.. too risky!
edit: That is why banks have chosen to use Ripples technology.. it is much better than ETH and R3 proposal.
I have absolutely not doubt about XRP being x100 times better than ETH.
I believe that ETH will drop significantly (cannot scale... as we see today).
My point is that XRP can still be bypassed by owned solutions.
Why would a bank use the XRP coin, while they can invest 10x less and create their own?
Banks are good at talking to each other and excellent lobbyist when needed (pushing new regulations).
That is why I believe that XRP potential could be limited. I hope I am wrong as I hold some of these coins :-)