A purchase price to advise me ? Or better stay away xrp ?
this is from a post by "XRPInStillH2O" on XRPChat.com I think he answers your question rather well.
-----
XRP is revolutionary in that Ripple Labs created something for themselves that acts as both a security and a currency.
Soon corporations will be issuing tokens or coins instead of shares of stock.
In my opinion, people will also start using XRP to buy goods and services. While that was not Ripple's intent for XRP's utility, I would not be surprised if businesses or individuals begin to accept XRP as a form of payment.
If the adoption of this technology goes as planned, the value per XRP will increase drastically in the next year or so. If only 38,000,000,000 XRP and change are available to the market at present -- commercial banks, investments banks, multinational corporations and hedge funds will buy up a majority of the available supply and drive up the price per XRP in the process. This will make it difficult for the average consumer to get their hands on any XRP. It will be a free for all when the specified amount of XRP held in escrow is released each month.
If the utility is proven even in the slightest, the price will shoot up very fast; perhaps even faster than BTC or ETH.
Think about it, if the technology is proven and can save banks millions if not billions of dollars a year, the institutions mentioned above are going to want to purchase as much XRP at as low of a price as possible. By doing so, it drastically reduces their cost basis over time. If you plan to use the asset for the foreseeable future, why pay exponentially more for the same asset two years from today if you can buy it at a reasonable price now?
To compare the market cap of XRP to that of MSFT or any other large cap stock is like comparing apples to oranges. You cannot use shares of MSFT to convert your US Dollars into Yen. You cannot use shares of MSFT as a currency because they are traded in round lots.
If you plan on buying XRP as an investment I would seriously consider getting some skin in the game as soon as possible.
If you invested $6,500 in XRP back in 2016, you could have purchased approximately 1 million XRP. The value of that $6,500 investment is approximately $300,000 right now.
If you invest the same $6,500 into XRP today, you will be able to purchase approximately 21,000 XRP. See the difference?
A famous Chinese proverb... “The best time to plant a tree was 20 years ago. The second best time is now.”
Soon $6,500 will buy you 6,500 XRP.
Soon after $6,500 will buy you 130 XRP, and at that time the people who bought in now will be millionaires -- the people who bought in a few months ago will be retired.
Most of you have $10,000 sitting in stock or in a fixed income account doing diddly squat. It is money that you feel warm and fuzzy about having at your disposal but in all reality, you will not end up touching it until you retire; if ever. Do yourself a favor, come to that realization and reposition it into XRP. You will look back on the transaction and thank yourself for having the courage to make an entrepreneurial investment.
