It’s easy to think getting rich comes down to luck, connections, or simply working harder. But the real game-changer lies in your mindset. Without understanding how investments work, you’re likely to lose money in the market. Jumping into a business without knowing the risks and challenges often leads to failure. Your ability to spot opportunities and sidestep traps is directly tied to how much you know. The more you grow your understanding, the more you unlock the potential for wealth.
However,let’s be honest: We’re all operating within a system designed to push us toward spending and debt. Capitalism thrives on consumption, with everything — from ads to social media to the way jobs are structured — nudging us to chase the next shiny thing.his fuels dissatisfaction and endless comparison, making it harder to stay focused on what truly matters.
You know, when I first saw the topic of the thread, I said to myself " but there are people who are really smart but still don't earn" and this is true. But reading through the posts and comments, I see it talked about spotting opportunities, the right mindset, avoiding societal traps, etcetera, and how all these could be linked to one's financial understanding. That's true, but I won't directly connect one's ability to earn to their understanding, what I can directly connect ones ability to earn to is their courage and the bravery to take a step despite the risk. I've seen people who are literal illiterates and still earn. They hire people who are smart enough to do the hard maths for them and they do their stuff.
All these factors individually, learning about investments, getting a skill, identifying opportunities, and so on, are all useless if you can't take action. So, I'd rather say " you can't earn beyond your level of courage/ability to face risks".
It is naive to think that only people with knowledge, education and degrees can make a lot of money and the rest cannot. In theory yes, but in reality, our world doesn't work that way. If we have knowledge but no courage, do not dare to take risks, then do not blame fate that we are not luckier than others. While those who know they are not good but still dare to take risks, step out of their comfort zone and dare to make trade-offs, the results will be completely different.
Not to mention, wealth sometimes comes from relationships, luck...this is not new and there have been many such cases. In short, wealth comes to us in many different ways, there is no single path or formula when it comes to wealth.
But in life, we cannot wait for luck to come to us because there is no guarantee. So instead, try to improve our knowledge, work hard, try to step out of our comfort zone...seek wealth and wealth will come to us.
