Yes, it is true that a person's needs will never end, in my opinion it is because they are living humans who have common sense who will always think of having something that other people have, and in my opinion it is also very related to the name of desire which as we know the desire will never end, none other than because there are many new things that have sprung up that make us feel interested in having. Honestly, in my opinion, it is more precise "humans will never be able to fulfill their desires" that is more appropriate because for the problem of needs I think it is easy to fulfill if you are at a financial level, we must be able to distinguish what is meant by needs and desires, therefore management will always be prioritized because nothing but that can make your life balanced in every condition.
And yes the most important thing in life problems is to remain grateful for whatever we have and also for all the conditions we are experiencing, don't always prioritize your desires because obviously you will never be satisfied with what you have or what you achieve, so the point is to just be grateful, it's better.
There are always those moments on which you do sees that in every moment and situation which it seems that it is really that determined already or fixed. On the time that we do have extra money then suddenly there are some emergencies that do happen like hospitalization, emergency etc... on which it would really be that resulting on spending those savings into those things.Yes, you had saved up yourself for that situation but of course in exchange for those saved funds which leaves you nothing or even the worst if it wasnt enough then you would really be taking up some loans on which it would really be just that so normal on such conditions
but as much as possible then it would really be that wise that we should really be that avoiding getting loans.
Money management would really be that always recommended because if you do find yourself not really that putting attention to this then you might really be that ending up
on hard situation on which leaving you no choice but to get into those points on borrowing. Now that in every year which economic situations comes even more worst year by year
then it would really be that just right that you should really be finding other ways for you to earn money aside from your own main job. It is really just that needing up that
proper time management for that.
In any case management is the most important and must be set, especially in the case of life, you will never know about what will happen tomorrow, and if today you spree and spend all your money just for short-term pleasure then yes if tomorrow there is a new thing that is very sudden and also that urges you to spend money then I'm sure you will be confused and say "if only I saved yesterday's money", regretful involvement will always be there when we do things that are not accompanied by good management and planning.
Of course, and borrowing money has become a very common solution for everyone when facing such difficult times, although it helps you but I wouldn't say that it's entirely good, as you said. And if they can't change their lifestyle especially in terms of financial management then of course every time they experience difficult conditions their first action is to borrow money. Honestly in this matter I will not fully blame them for the reason if indeed their financial condition is really bad, but if they have pretty good finances but are still involved in problems like this then yes obviously the initial problem point is their very poor management. That's right, one of the actions or ways that can be done to restore their finances or increase their finances to be better is as you said, looking for new jobs such as part-time to increase their income, many have done this including myself, and this is an effective way that people always use to improve their finances.