Some time ago Was kinda wondering how does people earn from farming! How lucrative, safe and benefiting farming could be Buh at same time I saw many DeFi platform being exploited and many even rug pulled and always many newbies complaining of not knowing how to find thier way through farming, due to it's complexity !
Man, those newbies have been warned but they keep ignoring awareness that has already been made. So many of those newbies were so greedy with non sense APY that offered by the new yield farming platform. This is the reason why sometimes they were losing caused by they got exploited. There are lots of people have always remind them all to use only trusted yield farming platform. This was a red flag which made me stayed away not until I found $Near and it's farming & staking platforms. Near protocol which is a seamless blockchain makes things very much easier for people, so it's DeFi app or platform takes advantages of it's blockchain advantages. My best among all is Ref finance! It keeps giving out so much juicy reward and has also built a strong trust with users.
I never use those sites but i have ever heard about ref finance. I don't care so much about how much APY that already offered but i care about how legit the platform. Remember so many bad cases about defi happened caused by the developers didn't aware if there was a bug on their code. This needs to be audited regularly by various auditors. I just use tranchess, pancake, and ape right now. APY was not so big like what you have mentioned above but i do believe this will be offering long-term passive income as it's backed by so many major companies like binance. 
