Sell unpaid invoices, without harming your customer relationships. Sell to the highest bidder. On the http://Ecex.Exchange
Avoid risk. Sell if you can. Sell when you can. Keep friends close and loose debtors on your way. http://Ecex.Exchange
As these assignments are hard to understand I will bring some examples:
- company x sells goods to company y with payment term 150 but then needs to get paid faster - they can sell invoice with bit lower price.
- bank b has non-performing loans - also those can be sold.
- financial institution I have performing loans but want exit loan business - sure assignment exchange will help.
- Mister X has 10 wallets of different cryptocurrencies - he can bind them all together to one assignment instrument and sell them.
- Miss J is not happy with the load offered by her bank - she can ask for loan offers i.e.sell claim against herself - again assignment.
The receivables market is uncharted territory. Not developed yet. http://Ecex.Exchange is a secondary market for different types of digital products.
An assignment and actors on Ecex.Exchange Trading Platform
What is a 'Creditor' and How Creditors Make Money
A creditor is an entity (person or institution) that extends credit by giving another entity permission to borrow money intended to be repaid in the future. A business who provides supplies or services to a company or an individual and does not demand payment immediately is also considered a creditor, based on the fact that the client owes the business money for services already rendered.
Creditors can be classified as either personal or real. People who loan money to friends or family are personal creditors. Real creditors such as banks or finance companies have legal contracts with the borrower, sometimes granting the lender the right to claim any of the debtor's real assets (e.g. real estate or cars) if he fails to pay back the loan.
Simply, creditors make money by charging interest on the loans they offer their clients. For example, if a creditor lends a borrower $5,000 with a 5% interest rate, the lender makes money due to the interest on the loan. In turn, the creditor accepts a degree of risk that the borrower may not repay the loan. To mitigate risk, most creditors index their interest rates or fees to the borrower's creditworthiness and past credit history. Thus, being a responsible borrower could save you a substantial sum, particularly if you are taking out a large loan, like a mortgage. Interest rates for mortgages vary based on a myriad of factors, including the size of the down payment and the lender itself; however, one's creditworthiness has a primary impact one one's interest rate.
Assignment
Long story short creditor is the owner of rights and these rights are on a form of written contract. This written contract is the object of the next contract – assignment.
Contract assignment.
A contract assignment means that a party to the contract assigns the entire contract to another party. This means that the party gives the obligations and benefits of an existing contract to another party. This situation occurs when a party to a contract wants another party to completely step in and fulfill the contract.
The ability to assign a contract to another party is a fairly common practice in contracts law. This type of assignment is common in a wide variety of different contract situations.
Assignment of Rights
There is also a second type of assignment. Sometimes, an assignor will only make an assignment of rights. This means that the original party remains obligated to fulfill the contract, but another party receives the contractual benefits.
Assignor and Assignee
An assignor can be an individual, a group, or a business.
The assignor is the party that transfers its contractual rights to another party. In a contract assignment, this means that the party transfers both the contractual obligations and the contractual benefits. In an assignment of rights, this means that the party transfers just the benefit of the contract.
The assignee is the party that receives the rights and obligations under the contract, but wasn't an original party to the contract. Usually, an assignee receives the contract rights and obligations directly from an original party to the contract.
Obligor and Obligee
An obligor is a party that is obligated to do something under the terms of a contract.
You will sometimes hear the term 'obligor' used to describe a 'borrower' or a 'debtor.' This is common because many contracts are debt contracts, but it's important to note that obligors can be required to do something other than repay debt. Obligors can be obligated to perform a particular task or even to refrain from a particular activity.
Whenever we have an assignment and an obligor, we'll have an obligee.
Ecex.Exchange Trading Platform as a debtor tool
Assignment of rights under a contract is the complete transfer of the rights to receive the benefits accruing to one of the parties to that contract. For example, if Party A contracts with Party B to sell Party A's car to Party B for €100, Party A can later assign the benefits of the contract - i.e., the right to be paid $10 - to Party C. In this scenario, Party A is the obligee/assignor, Party B is an obligor, and Party C is the assignee. Such an assignment may be donative (essentially given as a gift), or it may be contractually exchanged for consideration. It is important to note, however, that Party C is not a third party beneficiary third party beneficiary, because the contract itself was not made for the purpose of benefitting Party C. When an assignment is made, the assignment always takes place after the original contract was formed. An Assignment only transfers the rights/benefits to a new owner. The obligations remain with the previous or previous owner.
Let's take the step further. Assume that Party C put the obligation on the Party B to Ecex.Exchange Trading Platform and he/she want this obligation sell and price is €50. He/She log in and put the asking price to €50 and sent the notification to other parties and the market that he or she has assignments for sale. Let assume that Party B receives the info and he/or she make the counteroffer and put the price on Ecex.Exchange Trading Platform, let's say €40. Maybe they agree on €45.
As we see there is the great possibility to ease the situation of the debtor while allowing the parties to solve more delicate financing problems more flexible.
The main idea here is that the debtor can always log on to the Ecex.Exchange Trading Platform and bid on the specific claim against which he is a debtor. The creditor and the debtor are both Ecex.Exchange Trading Platform significant customers in addition to investors who are interested in mediation.
Chinese law, and contractual rights — assignments, Ecex.Exchange expertise.
The Chinese law also recognizes the assignment of contractual rights and regards it as a change of parties to the contract. In essence, under Chinese law, the assignment of contractual rights means that the parties to a duly formed contract may assign their contractual rights to a third person without changing the terms of the contract.22 Article 79 of the Chinese Contract Law provides that the obligee may assign all or part of its contractual rights to a third party. Chinese law allows the obligee to assign its contractual rights to a third party as long as the assignment does not violate the law or social ethics. The underlying rationale is that the assignment of contracts may encourage transactions and promote the development of the market economy. However, in order to protect the public interest and maintain an orderly marketplace, as well as to balance the rights and interests of both parties, Chinese law also limits the scope of the assignment of contractual rights.23 According to Chinese law, there are three situations in which the contractual rights are not assignable: First, if the nature of the contractual rights makes them un-assignable, then the contractual rights may not be assigned to a third party. Chinese Contract Law art. 87 (1999)
Ecex.Exchange looking for possibilities to launch services in Chinese people as well. To be precise, in the first place, Chinese speakers and in the second order in the Chinese state. However, as in the previous section, assignments are also possible in a country with 1.3 billion inhabitants.
Ecex.Exchange – This is the beginning
Our first steps in the assignment market are made. We are ready to list all kinds of assignments, trade them and let our clients decide the outcome.
Ecex.Exchange Trading Platform (EETP) clients’ visions.
EETP users will be very different economic agents who willing to perform a very different set of agreements. EETP blueprints show us, trading systems are meant for various universal agreements
based on assignments from antic cession agreement logic and that there are possibilities to use EETP that all future exploitation is impossible to present.
Here are a little overview and examples of what private people and companies can do with EETP.
1.Private person.
The simplest problem for the private person is personal loans and loan agreement. Assume that Private Person wants to take a loan 5000 euros. The easiest use is to sell loan agreement against her/himself on EETP. It means loan buyer is lender and lender can be the assignor and sell loan forward trough stock like a bid/ask system. Buyer is the assignee and a Private person loan is on a free market. Everybody can buy it through EETP.
A private person can, of course, be as the assignor and sell all her/his assignments on EETP. The process is very simple. Private person log to EETP, there will be Jumio like identification, after that she/he downloading all assignment-related documents to digital container, read NDA and assignment agreement, place the price to assignment and after the submitting data the assignment is on EETP and Private person role is assignor and her/his assignment is on market.
A private person can as assignee to find the financier for temporary bills or other loan agreements that she/he has to pay. Adding documents to assignment digital containers and put the price Privat person can sell all different obligations she/he owns.
2. Company
Mostly same thing as the private person: Then about possibilities, then the company can sell loans and banks and credit companies have to buy them through simple assignment agreements. Keep in mind that loan agreements and other related documents are in the digital container and belong to an assignment agreement. Assignee determines the provisions and the assignor have to agree if the assignor wants to buy and all this takes place in the marketplace, there mostly the same picture as the stock market only instruments are assignments.
3. Financial institutions.
Let say that Italia gets busted. There are a hundred banks, wanting to sell the loan agreements and the only way is by phone to find the old classmate in China and try to pitch the quality of the distress loan portfolio.
EETP has a solution. Italian banks can but as assignor all loans to one digital container and spread the selling information through EETP to possible buyers and even give in ask side indicative offer. And maybe there will be in ten minutes the deal and the unknown for Italian bank manager Soul credit company bought all loans.
Visit https://ecex.exchange/ for list loan, debt, assignment.
Assignment
Long story short creditor is the owner of rights and these rights are on the form of a written contract. This written contract is the object of the next contract – assignment.
Contract assignment.
A contract assignment means that a party to the contract assigns the entire contract to another party. This means that the party gives the obligations and benefits of an existing contract to another party. This situation occurs when a party to a contract wants another party to completely step in and fulfill the contract.
The ability to assign a contract to another party is a fairly common practice in contract law. This type of assignment is common in a wide variety of different contract situations.
Assignment of Rights
There is also a second type of assignment. Sometimes, an assignor will only make an assignment of rights. This means that the original party remains obligated to fulfill the contract, but another party receives the contractual benefits.
Assignor and Assignee
An assignor can be an individual, a group, or a business.
The assignor is the party that transfers its contractual rights to another party. In a contract assignment, this means that the party transfers both the contractual obligations and the contractual benefits. In an assignment of rights, this means that the party transfers just the benefit of the contract.
The assignee is the party that receives the rights and obligations under the contract but wasn't an original party to the contract. Usually, an assignee receives the contract rights and obligations directly from an original party to the contract.
Obligor and Obligee
An obligor is a party that is obligated to do something under the terms of a contract.
You will sometimes hear the term 'obligor' used to describe a 'borrower' or a 'debtor.' This is common because many contracts are debt contracts, but it's important to note that obligors can be required to do something other than repaying debt. Obligors can be obligated to perform a particular task or even to refrain from a particular activity.
Whenever we have an assignment and an obligor, we'll have an obligee.
Assignment listing tutorial (Umbrella word assignments keep inside invoices, claims, debts, contracts and all kinds of requirements.
https://info.ecex.exchange/knowledgebase/assignment-listing-tutorial-umbrella-word-assignments-keep-inside-invoices-claims-debts-contracts-and-all-kind-of-requirements/
Banks may assign performing or non-performing loans to outside investors in order to manage the composition of their balance sheet, their risks and to allow a potential business model re-orientation. Loan contracts can, in principle, be assigned from the originating creditor to a third-party investor under private law regimes. This is most often done via an assignment agreement with the new creditor, which takes over the original creditor's rights and obligations.
Ecex.Exchange Trading Platform is meant exactly for that kind of business.Banks will introduce NPLs on our platform and potential assignees will obtain the rights trough assignment agreement.
Sales can contribute to strengthening banks’ balance sheets and their profitability in the medium to long-term, as the transferring bank would not incur the additional administrative expenses and potential additional losses related to the future management of the loans. In addition, removing NPLs from a bank's balance sheet reduces the uncertainty around the bank's asset quality and loan valuations, as uncertainty on possible future losses associated with the NPL portfolio disappears. In the short term, however, the assignment of NPLs might in some cases stress the bank's capital position and raise concerns regarding the viability of the bank.
In some cases, assignee of NPL contracts, including non-banks, may be more effective in recovering value, in particular through the potential use of better management and servicing. Especially some smaller banks may lack the required in-house capacities and internal processes to manage large portfolios of non-performing loans. Moreover, banks and non-bank investors may face a different set of incentives and constraints when managing loans. Banks may be more reluctant to restructure loans to avoid moral hazard and so-called strategic defaults of existing borrowers.
Today an important aspect of the functioning of secondary markets for NPLs are the large bid-ask spreads. Ecex.Exchange will reduce spreads and it decreases uncertainties about future cash flows, information asymmetries between assignors and assignees and also first-mover disadvantages/ coordination challenges. Together, these factors may significantly constrain the price discovery process. Potential assignees tend not to have access to reliable, granular, readily available standardized information on asset quality and loan tapes in banks. As a consequence, potential assignees may in some cases offer a price that does not reflect the value of portfolios for sale, thus hindering potential transactions.However, Ecex.Exchange provides stock market like price possibilities and assignors and assignees will present they best prices and wills and it is nature of the business that at some point prices are suitable for both parties.
If you are selling claims, be sure to also sell to the debtor. This is the driving force. http://Ecex.Exchange
Banks get rid of your bad loans. Auction low-yield portfolios at auction. http://Ecex.Exchange
0,5 ETH loan. Tutorial P2P deal, asset listing, investing.
https://info.ecex.exchange/knowledgebase/05-eth-loan-tutorial-pp-deal-asset-listing-investing/
BTC up, TSLA down.
Jesse Lauriston Livermore: “Buy rising stocks and sell falling stocks”
Loan 0.5 ETH https://ecex.exchange/link?code=62AF183C52CF4819953322E04DB0D963 #Assignment
Dictate your own terms. Claim your loan. Sell the obligation. Be free to decide. Explore possibilities. Take the nature of business in your own hand.
https://info.ecex.exchange/knowledgebase/05-eth-loan-tutorial-pp-deal-asset-listing-investing/
Eventually, all loans will be listed exchange like ecosystems. We are probably the first.
Who has unmanageable loans in the portfolio, hurry.
Listing is free at the moment.
Ecex.Exchange provides a trading service. Claims, assets, and assignments holders listing service. An opportunity for investors to invest. We looking for assets listings. Hopefully NPL, loans.
Ecex.Exchange works online. You have to sign in, create an account and upload assignments for sale. Listing is free for the first three months.
http://Ecex.Exchange is profit making tool for traders and debt owners. Auction like market arrangement gives advantages to bigger credit institutions. But everybody wins.
Under the civil law system, cession is the equivalent of assignment, and therefore, is an act by which a personal claim is transferred from the assignor (the cedent) to the assignee (the cessionary). Whereas real rights are transferred by delivery, personal rights are transferred by cession. Once the obligation of the debtor is transferred, the cessionary is entirely substituted. The original creditor (cedent) loses his right to claim and the new creditor (cessionary) gains that right.
Paid Listing Application
If you are interested listing your asset on Ecex Exchange please fill the application
https://info.ecex.exchange/paid-listing-application/
Eventually, all receivables will be listed on the exchange like markets. (like http://Ecex.Exchange) We are probably the first.
Token listing price 2 eth. [email protected]
An assignment and actors on Ecex.Exchange Trading Platform
What is a 'Creditor' and How Creditors Make Money
A creditor is an entity (person or institution) that extends credit by giving another entity permission to borrow money intended to be repaid in the future. A business who provides supplies or services to a company or an individual and does not demand payment immediately is also considered a creditor, based on the fact that the client owes the business money for services already rendered.
Creditors can be classified as either personal or real. People who loan money to friends or family are personal creditors. Real creditors such as banks or finance companies have legal contracts with the borrower, sometimes granting the lender the right to claim any of the debtor's real assets (e.g. real estate or cars) if he fails to pay back the loan.
Simply, creditors make money by charging interest on the loans they offer their clients. For example, if a creditor lends a borrower $5,000 with a 5% interest rate, the lender makes money due to the interest on the loan. In turn, the creditor accepts a degree of risk that the borrower may not repay the loan. To mitigate risk, most creditors index their interest rates or fees to the borrower's creditworthiness and past credit history. Thus, being a responsible borrower could save you a substantial sum, particularly if you are taking out a large loan, like a mortgage. Interest rates for mortgages vary based on a myriad of factors, including the size of the down payment and the lender itself; however, one's creditworthiness has a primary impact one one's interest rate.
Assignment
Long story short creditor is the owner of rights and these rights are on a form of written contract. This written contract is the object of the next contract – assignment.
Contract assignment.
A contract assignment means that a party to the contract assigns the entire contract to another party. This means that the party gives the obligations and benefits of an existing contract to another party. This situation occurs when a party to a contract wants another party to completely step in and fulfill the contract.
The ability to assign a contract to another party is a fairly common practice in contracts law. This type of assignment is common in a wide variety of different contract situations.
Assignment of Rights
There is also a second type of assignment. Sometimes, an assignor will only make an assignment of rights. This means that the original party remains obligated to fulfill the contract, but another party receives the contractual benefits.
Assignor and Assignee
An assignor can be an individual, a group, or a business.
The assignor is the party that transfers its contractual rights to another party. In a contract assignment, this means that the party transfers both the contractual obligations and the contractual benefits. In an assignment of rights, this means that the party transfers just the benefit of the contract.
The assignee is the party that receives the rights and obligations under the contract, but wasn't an original party to the contract. Usually, an assignee receives the contract rights and obligations directly from an original party to the contract.
Obligor and Obligee
An obligor is a party that is obligated to do something under the terms of a contract.
You will sometimes hear the term 'obligor' used to describe a 'borrower' or a 'debtor.' This is common because many contracts are debt contracts, but it's important to note that obligors can be required to do something other than repay debt. Obligors can be obligated to perform a particular task or even to refrain from a particular activity.
Whenever we have an assignment and an obligor, we'll have an obligee.
If you are fired for a virus, help is always welcome.
Put a claim against your employer on the http://Ecex.Exchange
Taking into account the situation regarding the spread of Coronavirus, we would like to let you know that http://Ecex.Exchange will continue working as usual.
Franchise agreement. See if there is a representative in your region. https://info.ecex.exchange/section/franchise/
If you want a loan, here is a chance to sell a claim against yourself!
https://info.ecex.exchange/knowledgebase/05-eth-loan-tutorial-pp-deal-asset-listing-investing/
Dictate your own terms. Claim your loan. Sell the obligation. Be free to decide. Explore possibilities. Take the nature of business in your own hand.
https://info.ecex.exchange/knowledgebase/05-eth-loan-tutorial-pp-deal-asset-listing-investing/
Assignment listing tutorial (Umbrella word assignments keep inside invoices, claims, debts, contracts and all kinds of requirements.
https://info.ecex.exchange/knowledgebase/assignment-listing-tutorial-umbrella-word-assignments-keep-inside-invoices-claims-debts-contracts-and-all-kind-of-requirements/
https://trade.ecex.exchange/tradesecondary?m=ETH&t=BNB
