Saving money is great, even better if you invest it, i mean imagine people investing in 2020 when we are in bearish right after the bullish ends when we hit really sharp decline of price, we've made fortune now.
but saving also require fulfillment of basic needs before hand unless you want to take path of the rough and complicated way of over saving that it costs you your health then its a big no no.
your point about we don't know what future holds that we can be lacking money in the future does hold a point but also life need balance if you save as much money as you can that its to the point where its unhealthy i think you should avoid that.
fulfill all basic needs, pay all the bills, calculate food needs for the whole month then when there are still money lefts its for saving, I think thats the balance of life, don't forget to save some money too for you to take vacation, mental health is also crucial.
because with bad mental health it will also affect the way you gonna be planning for your future that it might causes you to make many mistakes.
Topic: Take care of your money and learn to save. - page 7. (Read 881 times)
Every thing must have a future plan, if we forget the future plan just to be good in the present, then our future will not be good at all. The OP makes some pretty good points here, we need to think about the time. I spent enough money because I have enough money, but if there is no money in the future, then there will be no money to spend when needed. From the amount of money we have, we have to spend the amount of money that we need to spend, then we have to try to invest a part of the remaining money and try to save a part of it. If the investment can be planned from now and the plan can be implemented then this investment can change the financial status of a person in the future, on the other hand if the person has savings along with the investment then that savings will stand at the risk of the person. So you should plan with investment and savings to have time.
Most people in North America live under a “debt is the American dream” and consider debt to be good. They don’t teach anything about debt in high school. And this is the reason why so many people become buried in debt as they age.
Look at how many people are paying over $1000 a month for a car loan, this is crazy. $1000 a month used to be a mortgage but now people are paying that much for depreciating assets with interest.
And it can easily spiral out of control and you can forget about saving anything when you are this deep in debt.
Look at how many people are paying over $1000 a month for a car loan, this is crazy. $1000 a month used to be a mortgage but now people are paying that much for depreciating assets with interest.
And it can easily spiral out of control and you can forget about saving anything when you are this deep in debt.
It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.
You don't want people who are only interested in your money and what you spend for them! It is also not a fact that people are only interested in you for your money. There are of course many who are like this but it is not everyone. You just have to find those people instead and then get rid of the others.Quote
The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
Saving money is not a good idea unless you are saving up to reach a target to make an investment. Because fiat currency (which you are falsely calling money) is not a store of value, it experiences inflation and if there is a financial crisis it will lose more of its value. So it should be invested to keep its value when fiat dumps. 
People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.
The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
When you talk about money, you are talking about an essential part of life, but what you fail to understand is that money doesn't bring people in general close to you; it brings bad and fake people close to you. Why I said that is because all those that will come close to you when you have money, they are people you will find out guilty of giving you false advice and ways that you will lavish the money. So any one that will do that to you is not a good friend to you, so staying away from them is the best because a true friend will always give you good advice and also stand by you even though you are broke or rich. So when accompanying a friend, you should always look deeper into them to know who is fake and who is real.
But I think today's society is very different from before and is no longer what you think. In the society we live in, money is everything and if you don't have money, I don't think anyone will want to be with you or hang out with you. If you are an adult and have no job or money, do you think there will be someone to play with and willing to spend on your behalf every time we go out to play? And if you don't have money to take care of your wife and children, do you think they still love you and are willing to work to support you? Money cannot buy everything but money is deciding everything in today's society.
It's true that we should choose friends to hang out with and stay away from people who only like to take advantage of us. But we still need money if we want to maintain a relationship, and there won't be a relationship if we don't have money.
That goes without saying OP, pretty obvious advice if you ask me. Money makes the world go round and it's illogical and retarded for someone to not consider taking care of their finances when that could be the barrier for success and failure for them, it's true for the rest of us, if we don't care too much about the money that we're spending and all we do is do stupid shit with it and always give in to the temporary pleasures, we'd never be getting the happiness of long-term prosperity and we would never deserve anything financially good coming to our lives because we are too stupid to manage the money that we make.
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We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
It's quite funny reading this tho but why will people call you stingy? Or will you go about telling everyone how much you've got in your account? Money is ment to be spent on the important thing, money buys valuable assets, money buy fun and enjoyment, so it's the responsibility of every body on how they want to spend their money. No body will call you stingy when they ask for money and you don't give them perhaps they are not the one making the money for you, so you decide what to do with your money.
people who criticize are always the ones who haven't achieved more than you have. It's always that way when you have money, they come forward and be on your side but when you have nothing, you are set aside and even discredits your achievements.
it's best to just keep silent when you have money and never show them your success. not everyone on your side is your friend. sometimes they are just waiting for your failures.
Just how fast you got money, that’s how fast as well you gain friends, but when all you have is only yourself without money, you’ll turn into being insignificant for them immediately. So use your money for your own good, not for the other people’s sake.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
While you’re minimizing your spending, know that you can’t become rich just by saving money. Or maybe you can but not for wealth. And temporary riches isn’t what you want, so you need a better plan that is bigger than minimizing one’s spending. 
Savings doesn't guaranteed you becoming prosperous neither does it adds anything to your life, do you know that if you saved 10,000,000 today in 10 years time to come that money will be worthless due to inflation although it's not all problems it would solve but at least when the money finishes without any business then you are back to square one. The best is save money only for emergency funds or I be used in few months while salary keeps going into in business it could be bitcoin investment or any other landed properties to secure your future, it could be real estate or whatever you know that would generates money for you at a constant basis.
Money is like a magnet, it attracts people to you and that's why you need to be wise when you become wealthy. Most people that will come around you are for the grabs and when it is no more there, they'll disappear like the wind. While you enjoy your money, also try to make some wise decisions and future investments because nothing last forever. Sometimes, it might be the investments that would save you when you're at your lowest point.
Since money brings people closer and money drives people away, money should be given the most importance.
Nah, money doesn't drive people away, poverty does. When you hit rock bottom that's when you'd know people who genuinely love you and who would stick with you. 
~Snipped
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
I recently finished reading the book "Psychology of money" and one of my key takeaway from the book is that, as much as possible, I should exclude myself from the rat race of constantly trying to live my life to impress others. Embracing the luxury life when I don't even need it is such a bad idea because at the end of the day, when push comes to shove; all the people I'm trying to impress won't be there to support me.
As long as the basic stuff are enough to cater for my needs and I am contented, I am good. I only realized afterwards that most things I have gotten in the past was solely because I wanted to impress people. Not again!
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
If you still care about what people will say and that pressures you into spending money unwisely, then you are not old enough to have money. If you do not know how to say "no" to people who always require financial help, you will never stop giving because they will keep asking.
Every opportunity to get genuine money should be taken very seriously, and when that money is gotten, the next thought process for the individual should be how to invest and not just save. Having various investments at a young age helps release the tension that the thought of tomorrow is trying to bring.
People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.
The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
If the time comes when big money or opportunity comes to us, we must be ready and know how to handle the money that comes to us, there is nothing wrong if you want to treat yourself at the beginning but don't get into the habit of being one time big time because money can easily run out especially if it is not handled properly. There are times when there are opportunities that give us a lot of money and at that time, we should have put the money we got in the right way, it would be better if we save it or use it in things that we can consider investment for when the time comes If we get stuck or have financial problems, we don't worry too much because we were able to secure money at a time when we were earning a lot.
snip
The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
Get used to living with a frugal lifestyle, so you can always have money in your pocket. Apart from that, try not to attract too much attention from other people, you will only make things difficult for yourself because it's true what you said, money brings people closer and keeps people away. don't brag and don't show off, keep a low profile, and also don't be too light-hearted towards everyone, see who is worthy of your help, because there are many people out there who you don't need to help, they are fraudsters.The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
However, saving is of high necessity. And for you to be able to save a lot, make a good investment. When it succeed, you will have a lot of profits on the table which will help you live a comfortable life in the future.
people who criticize are always the ones who haven't achieved more than you have. It's always that way when you have money, they come forward and be on your side but when you have nothing, you are set aside and even discredits your achievements.
it's best to just keep silent when you have money and never show them your success. not everyone on your side is your friend. sometimes they are just waiting for your failures.
There are some prerequisites that can safe people from financial crisis but most time people do not value this or really care about this things as they are more focused on the impression they want to make in people's life which is absolutely going to end up in not being too good. There is what people call emergency funds, it's most times neglected by most people because it has to reduce the extravagant lifestyle which is more preferable than saving to a lot of people.
I learnt some lessons that one must do what is right for themselves and not for any one. If you want to make in life you must forsake the over exaggerated lifestyle or pleasure and focus on building yourself financially which will surely attract people to you in future but people like us do want instant people to come around us once we begin to make money and at that point we try to impress them as a result over spend.
In as much as investment is important we most also know that keep ourselves healthy by getting the necessary things in life is very important. No matter the pressure we face at some point we should always make it compulsory to impress ourselves than others as we all have an individual race and not a general race.
I learnt some lessons that one must do what is right for themselves and not for any one. If you want to make in life you must forsake the over exaggerated lifestyle or pleasure and focus on building yourself financially which will surely attract people to you in future but people like us do want instant people to come around us once we begin to make money and at that point we try to impress them as a result over spend.
In as much as investment is important we most also know that keep ourselves healthy by getting the necessary things in life is very important. No matter the pressure we face at some point we should always make it compulsory to impress ourselves than others as we all have an individual race and not a general race.
snip
The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
Get used to living with a frugal lifestyle, so you can always have money in your pocket. Apart from that, try not to attract too much attention from other people, you will only make things difficult for yourself because it's true what you said, money brings people closer and keeps people away. don't brag and don't show off, keep a low profile, and also don't be too light-hearted towards everyone, see who is worthy of your help, because there are many people out there who you don't need to help, they are fraudsters. The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
Money's fine, I guess, but real friends who have your back are way more important. Close friends stick with you through good times and bad. Not just when you're pickin' up the tab at the bar! So be wise how you spend, not throwing money around just cause you got it now. Buy things you really like but save some for later, and you'll find yourself with true genuine people who care about the real you. And not with fake friends, who only care about your money.
People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.
The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
When you talk about money, you are talking about an essential part of life, but what you fail to understand is that money doesn't bring people in general close to you; it brings bad and fake people close to you. Why I said that is because all those that will come close to you when you have money, they are people you will find out guilty of giving you false advice and ways that you will lavish the money. So any one that will do that to you is not a good friend to you, so staying away from them is the best because a true friend will always give you good advice and also stand by you even though you are broke or rich. So when accompanying a friend, you should always look deeper into them to know who is fake and who is real.
Further, the solution to knowing how to manage your finances is not more than a budget, because with a budget, you are covered and will see how your finances will be going free without any obstacle. Creating a budget is so simple because it consists of the things that you will want and need, and if you do the budget, you will be able to achieve them. Even if it is not all, you will be able to utilize your income, which is the main reason for the budget.
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