9. no charge backs
depends on which side you are, this isn't good for everyone
10. It will be worth more later then the day you purchased it
I call it good for everyone, because it's understood from the start that there is no getting your money back, so the person giving the money has to take that into consideration when making the deal, the risk vs reward. The reason I posit this point is because in the current system you often times don't know what will happen, maybe money back, maybe not.
yes, but it leaves the possibility of getting scammed, if there is a valid reason for a refund you're going to get it on some services
) *Worldwide* Transfers 
