Are you willing to risk mate? because if yes then I will advise you to go all in to Ripple because look how cheap it is and comparing to its ATH you can be sure that this will at least go back to the old price when the bull market starts , maybe x3-5 from the value today is more than better than dividing into different coins.
The purpose of taking a risk is not to invest in all our capital in one coin. Crypto currency market is definitely risky, but we can make it less harmful to ourselves by our best choice. I don't say that ripple is not a good token,but investing in Ripple with all your capital would be at risk. If the Ripple loses his case to SEC, you can guess what will happen with the Ripple then.
If we look at ADA is getting more pumps to see in it than the Ripple. I think ADA would be the best choice instead of ripple. However, I think if $ 10,000 is divided into different coins instead of investing into one coin, it will also reduce the risk of loss and profit rate can also be higher. I never give priority to investment at a time in a coin. No coin is trustworthy and a coin, no matter what, I will never accept investment in it