In my opinion, the problem is not how big or small the capital is, but how to manage cash flow to optimize profits. That is the basic rule you need to keep in mind when starting the investment path. You need to understand what you want, what your risk appetite is, and have certain knowledge in which field to start being most effective.
The second rule is not to put all your eggs in one basket but to diversify your portfolio. Even if you invest in XRP or ADA, having 2-3 other cryptocurrencies, such as Bitcoin or Etherium, will make you less risky than holding a single cryptocurrency.
Each person will have a different goal and strategy. You need to always improve your investment knowledge, be confident in yourself, and not be too obedient to others.
No doubt about it; money is not everything in the world of investing. I liken knowing one's financial environment and level of comfort with risk to knowing one's ship and the sea. The proficiency of the skipper and his or her understanding of the seas is more important than the size of the ship.
Regarding the need for diversified portfolios, I wholeheartedly concur. It reminds me of performing a symphony, where a soloist can make lovely music but the full orchestra can make an entire soundscape. Coins like XRP, ADA, Bitcoin, and Ethereum can all contribute to a diversified and secure investing portfolio.
And indeed, each investor uses a strategy all their own. Its about developing one's own strengths and taking charge of one's own destiny. Its helpful to take cues from others, but ultimately we have to be the ones driving.
but no one knows if XRP will win again, it could just be that XRP's fate will be like MATIC that is the price will drop dramatically and it is threatened with being written off in many CEXs if it loses in court. I think the best choice for investment remains in BTC 
