Topic: 120$ Loan defaulted by [Supreemo] (Read 726 times)

I guess I already expected this kind of response here. Even last time when I was asking an honest question about a scam gambling site where I had been scammed for 10kphp I instead was accused of being cahoots with the site. Although, there were still lots of people who gave helpful response which I was thankful about. I don't blame anyone though, it's hard to trust where we can't identify real people.

And about the telegram, I don't think there was any risk involved though. What I had were files that required only effort to get while the other side only provided account details which he or she could have recovered any time he/she wanted through email recovery.


I honestly am not expecting that much anymore, I already see this as a lost cause since as I have said, I had no proof of any of my claims. And while I am truly not the scammer or have scammed anyone else, I can't say I am completely clean.

I guess I just felt I had to say something no matter how useless it would have already been since the accusation is not a simple issue. It involves money that someone worked hard for. I have been scammed and phished several times already myself, the last thing I want to happen is to be labelled the same as such scammers/thieves that I furiously hate.

If ever I had to leave because of my multiple accounts and sending merits, I didnt want my last image in this forum to be as a scammer.

I guess I just hoped a bit that there was a way to identify any differences or whatever between me and the scammer somehow. But I guess that hope is already down the drain.

While it's not a good feeling to lose something you have given effort to build or be accused of something you are not, I already have too much on my plate right now personally. I don't want to waste anymore effort on something I have no control over nor engage in conversations that may degrade the image I've built here even more if I get triggered emotionally somehow and say things that I wouldn't want said to me as well.

Besides, it's my fault anyway for trusting that person, be it in the time of pandemic or not. Sucks to be me, I guess I was just unlucky.

Well, maybe you can see this as my last effort to clear my account from being a scammer. If someone gets to prove my claims somehow then great, if not then it is what it is.

I enjoyed conversing with like minded people during my stay. Although I won't be initiating in conversations anymore since no one would even want to converse with an account that has a scammer label stuck on it, I can still read posts here when I am curious about news related to this industry from time to time so I guess that at least is a good thing.

I actually ended up typing more than I originally wanted but felt quite relieved being able to express my thoughts. I am letting go of this issue now and would probably stop visiting this forum for quite some time for some peace of mind.

Regardless of how I am being seen right now, I'm thankful for you both for taking the time to read and actually responding with your views on this.

-Similificator

Yes, you are through the evilgreed account. We don't do KYC here, so anyone can make up anything just to save their asses

And you really expect us to believe what you say here?

After exchanging merits with your alt accounts? You can't be trusted for sure.

I see 2 more likely alt accounts of yours and one of them is banned. I need to first confirm this before posting them here. You should have paid the loan and everything should have just been fine. I guess that is karma hitting right back at you.

your story sounds like bullshit. there is no proof and no one will ever think your story is true. the connection has actually been published. You acknowledge that you once had an @evilgreed account. and there is no evidence that you are no longer operating the account.
I still can't believe anyone interacts online via telegram and lends their account without fear of being scammed.

I swear on however small of a reputation I have in this forum that I have never scammed anyone nor will I ever scam anyone. I am not in any way connected to supremo or karmamiu.

The only thing that I am guilty of is giving merits to my alt accounts out of desperation which are Similificator, Vatimins and redhondaxrm125. And I have fully admitted my fault about this issue and have never done it since. Which is why the supposedly negative trust that was given to me by "lovesmayfamilis" was changed into neutral.

The account evilgreed is only an account the was lent to me in exchange for some favors (trading learning materials) by some random guy on my old number on telegram back then. I have only been able to use that account on a few campaigns. And yes, used some of its smerits on the account that I REALLY owned. But after that, I long decided to stop using the evilgreed account since I had lost contact with the guy after losing my main phone. Also, he still had the recovery email so even if I wanted to claim the account for myself, he could have easily recovered it.

On the very few occasions that we had conversations on telegram, he was friendly and had not scammed me nor changed the account password even after I have sent him the files he asked for. So I eventually thought that the guy I was chatting with was at least a decent person. I really had no idea that he was a scammer or anything. Had I known what type of person he was, I would have never borrowed that account regardless of desperation due to unemployment.

Again, I really am not a scammer nor am I in any way connected to the accounts supremo and karmamiu. I wasn't raised that way by my parents and I also know too well the feeling because of lots of experience being phished and scammed myself.

Reading most of the responses and having nothing to prove my innocence about this, I am feeling really sad and hopeless right now. It may be small change for most of the people here but for me, what I earn from bounties, regardless of the amount helps me and my family a lot in making ends meet along with the other odd jobs I do. That's why I am trying to be really cautious about the things I do here and try my best to not ruin the chance I have to earn in this forum.

In my stay in this forum I enjoyed conversations with likeminded people, have grown a lot and have gradually put a lot of effort in most of my posts. I have been helped and was able to learn then later on have become capable of helping out other members as well which I did as much as I could whenever I had the chance.
I really hope that as much as I have tried to help others on some occasions in this forum at least one person would also try to help me out in any way to compare the accounts I own to the accounts being accused of scamming that would distinguish the difference between them. Although, I don't know how that can be done and that if ever it would take a lot of effort.

I really am lost on what I should do from now on and think that making this response might already be useless and won't change anything.

I was really shocked after seeing the negative trusts and the reference on the 13th of July when I was about to remove my sig and try to look for some other open campaigns. Since then, I have been contemplating a lot whether I should still try to explain myself or not since I didn't know how or what to do to prove that I am not connected in this scamming thing or if there would ever be someone willing to make an effort to help out some random stranger online like me that has nothing of value to provide in exchange.

Still, I just went ahead and made this response. Although not expecting much, I'm still holding on to that hope that someone who knows what to do about my case might still try to help.

Whichever the case thanks for reading my side.

I tried to peruse the proposal and discovered that it didn't even make sense at the first place. Getting someone to vouch for someone that wants to borrow. What then is the function of collateral?
You are trying to solve a problem which is existing in another dimension. Anyone willing to issue a non collateral loan to a non reputable member is doing it at their peril.
Talking about getting a campaign manager as a surety such that when there is a loan default, the manager transfers the weekly pay to the lender. This suggestion of yours is laughable. Who has defaulted a loan before and still comfortable in a campaign and getting paid?

Basically, those who have the mentality of repaying the loan, even if they lose the fund after taking the loan from you, they will still make the repayment, or they will keep in touch with you until the loan is repaid. So it becomes difficult at times to understand people's thinking, because for low money they destroy the reputation of their high rank account.

@SiNeReiNZzz  may have decided his next step after taking a loan from you, because I took a loan from you and realized how friendly you are. If users like SiNeReiNZzz kept in touch with you, their account reputation wouldn't be ruined like this.

This shows who s/he truly is in the real life. How can someone  be of that behavior to run down some other person's business just out of greed. Funny enough he has other accounts that were actively working on campaign and receiving pay why not he use the pay from those accounts to settle his debt rather than refusing to pay. Out of greed he has been kicked out and account likely to be flagged  for s/his wicked act. What a greedy one to be found on this platform and atleast he/ she got exposed by their act and nobody did that for s/he to hold responsible for the woes befalling them.

Supported the flag against this user. It’s such a shame that this user defaulted on a loan while he has an alt account that can pay back immediately the default loan amount. He was very active on our local board before when his account doesn’t have campaign. He keeps translating long thread just to earn merit.

All his effort to farm those merits is just wasted. I feel ashamed that many loan defaulters came from my local board. As much as possible @Shasan, Don’t accept loan request from user that came from our country mainly those who earned merit rapidly because it’s a common local mentality here to get a loan and not pay back virtually or physically.

You are right and I agree with you that legendary members also have default loans and which can be earned within 2 weeks. I have earned 0.01BTC+ within 2 weeks but a legendary member (SiNeReiNZzz) defaulted such a loan. Which was too easy to recover for him. And I know a few people who have lost their funds at the time of taking a loan or after the loan and didn't use the fund but repaid/repaying. Also, the repayment wasn't too low and few people took more than 2 years but recover and they are too cooperative.

I don't know why someone will take a loan and intentionally not want to pay back and feels okay with it,forgetting that it is someone's money s/he use for business. It is a pity that we still have such greedy fellows in the forum,who have plans of scamming people of their money. At least if his Sinbad campaign kicked him out,he would have find an alternative way to pay the money because he used the money. He is on another campaign and was suppose to use his weekly pay from there to pay back his loan. He deserves any punishment that is given to him.

In this forum we have seen Legendary rank users also defaulted with little funds which was very unexpected. Because if those users were active in the forum, they could have paid those loans by participating in the signature campaign. So think about how many things lenders have to think about, even if they consider lending to a user, there is no guarantee that he will not default. So lenders should always be aware of this risk, lenders have experience after seeing the activities of many users in the past.

For non-collateral loans, no one knows who will repay or not so I do not think any user will try to open such a service as the service provider will be responsible for defaulting the loan. Many reputed members with high-quality posts and merit defaulted loans. So, it is always risky.

You are right but if we try to check ins and outs then a lot of users will not be able to get non-collateral loans but of them few might be really needy borrowers. So, for a few stupid people, I do not want to punish innocent people.

It is not your fault! Who could ever realize that a member  would default a $100 loan. Next time do check their activities for a at least a year before agreeing to any loan request. If they are active every day then the chances of them defaulting would be less. This is not a fixed solution but it will give you reassurance. I hope this low life comes back and repays the amount he owns you.

Lol, I don't think it's going to happen here. He has been caught with so many alts and now to save his alts, if he wants to send the defaulted fund back, that doesn't make him honest. It will be a fraudulent activity on top of cheating.

I see a service opportunity here. Someone can offer a Credit Rating service here for a % fee from the lender. Though it's risky considering the service provider is liable for a defaulted loan.

I find this somewhat strange. Why should other people take responsibility for the actions of another user? You contradict yourself. Here on the forum, no one knows what a person did, who he was in the past, and so on. But at your suggestion, our managers should, whenever someone wants to borrow money, become guarantors for them. Have you put yourself in the shoes of these people? Why should anyone care about other people's problems?

Absolutely right mate. Not to talk of when this platform is filled with anonymous persons who you have no clues who they are in their real life  both past and current. If it were to be possible for borrowers here to pass a kyc test before requesting for a loan that would have be better rather than being anonymous hiding behind to scam funds and run away with it but this platform frowns at such and wants to remain anonymous likewise everyone here.
So I guess the only collateral one would need for the loan is their platform account which seems to have grew through ranks to enable them do so but these days from what has happened, borrowers with no conscience does the unthinkable and damn it, they have their way and no one can be able to trace them since they are anonymous.

OP, I gave an opinion my previous post and again I am also sharing the second. How about you putting up a policy that anyone who wants to take a lone must have a reputable member or a high rank member from the rank of a snr. member to vouch or stand in as a surety or  if the borrower is promoting any campaign, the campaign manager should be able to sign a signature that the borrower is in his or her campaign and if they default, their weekly payments would be transferred to the lender.

 Lastly, the borrowing amount should be graded according to ranking as per payment level so that  no one borrows more than they earn in one or two weeks put together. @shasan

That $120 is the worth of his value here in Bitcointalk for him to default on a loan, he is not logging in anymore I guess he is overwhelmed by the competition here that he believes that he cannot get into a campaign anymore so he screws up his account, the opinion that he has other accounts may be true he doesn't need this account anymore, that's one of the risks of offering a loan you have no expectation on the character of the borrower.

This is very bad of him. This are the people who not ready to repent from crime. As it is he is a serious criminal I'm real life. And he will never make it in life if this is what he does for a living. This is a very bad lifestyle. Shasan please next time thoroughly investigate the person small before issueing the loan out. If possible go to the local board and ask their leader there if possible because in business there is a big risk. So in physical life of this business lenders give form to borrowers to fill and since this is an online loan without kyc, still cross check the user profile, his post history and how long the person has been in the forum. Just a suggestion. Sorry for the lost. I pray you should recover it.

I really highly appreciate your observation and opinion. But there is a lot of scammer with a lot of scamming technique. Few users may overcome your opinion as they try to take small loans and day by day increase the loan amount. Finally, try to take a large amount and default on the loan. For reference, you can see Continuous, meatmeat and many more. These users took a lot of loans and finally defaulted on the loan.

It might be better for you to tighten the loan rules for new borrowers which aern't prominent users (if you agree to their proposal), eg limiting them to a smaller amount eg $50 or less for a few trial loans until you have cleared any doubt that the user won't try cheat.

It seems that the user's status as a promoter of a certain campaign is no longer a reliable guarantee to give them a loan especially if they have only been accepted for a few weeks, the fact is that we don't know whether the campaign salary is only their main or side income.