This is a 2-way bitcoin card (just annouced and tested), which means you can keep both bitcoins and fiat (USD, EUR, GBP) in your account, and switch between them as you wish. Plastic card for $ 17 and Virtual for $3. Has both Visa and MasterCard.
They offer unnamed cards, and no documents are required if you load it up to $2500. Verified users have no load limits. Both verified and unverified have no daily spend limits, regarding to number of purchases and their values.
Has below average fees, although not always the lowest. 1% when converting BTC to fiat, $2,50 when using the ATM. They ship to 130+ countries, the highest number announced so far. No annuity.
They’re the only service with 24/7 support, and they’re very fast. It really counts when you are abroad and need help with some issue (see below my experience with Xapo).
The Wirex app is a big plus. I was a beta tester and it is pretty slick. Works like a charm for being in beta.
Wirex/E-Coin rate cannot be the same as Bitstamp by default - it is a different service, with different costs and business model. A pure exchange (like Bitstamp or others) works on huge volumes and gives you a certain functionality. Wirex/E-Coin offers instant load to your card with no lengthy registration process, no dealings with bank transfers etc. It's a bit like Costco vs your local grocery store, can't really compare the two purely on cost, it wouldn't be adequate.
That said, you get exactly the amount you see on your screen before confirming the transaction on your card, so, there is nothing hidden there - what you see is what you get.