63$ Loan defaulted by [Rohan Kotkar]

Nwada001

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Quote from: virasog on August 07, 2023, 06:30:56 PM

There seems a lot of twist in this Scam Accusations and let's see in which direction this case will move.

That is really strange that in order to gain some merits or feedback, the person will sacrifice his one account and create all this drama. As i recall all this, Rohan Kotkar took the loan from CYBER_COWBOY, then he asks to extend the loan, then he asks CYBER_COWBOY to buy his account. I can't believe that both accounts belong to a single person, and they are doing a drama here, for God knows what purpose Huh

To some point, I am still doubting this as you do, as there is more for CYBER_COWBOY to lose than gain in creating all this drama, as there are still active members who appear to be lending the account owner some money. Damaging their account might likely reduce their chances of getting their money back, as there will be no strong means for him to request his loan repayments, losing money and accounts all at the same time (if all the accounts actually belong to)

virasog

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Quote from: Bitcoin_Arena on August 07, 2023, 05:43:25 PM

Quote from: shasan on August 07, 2023, 03:08:57 PM

If that is true then why CYBER_COWBOY will create a scam accusation against Rohan Kotkar. I do not think anyone will destroy his/her account without any valid reason. If both accounts are operated by the same person then there is no necessity to create a scam accusation and destroy the account.

Probably to gain some trust ad merit as a new sheriff in town. If I remember so well, elmanchez also used to do the same thing. I think he posted in the scam accusations board and reputations a number of times before exit scamming.

There seems a lot of twist in this Scam Accusations and let's see in which direction this case will move.

That is really strange that in order to gain some merits or feedback, the person will sacrifice his one account and create all this drama. As i recall all this, Rohan Kotkar took the loan from CYBER_COWBOY, then he asks to extend the loan, then he asks CYBER_COWBOY to buy his account. I can't believe that both accounts belong to a single person, and they are doing a drama here, for God knows what purpose Huh

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Quote from: shasan on August 07, 2023, 03:08:57 PM

If that is true then why CYBER_COWBOY will create a scam accusation against Rohan Kotkar. I do not think anyone will destroy his/her account without any valid reason. If both accounts are operated by the same person then there is no necessity to create a scam accusation and destroy the account.

Probably to gain some trust ad merit as a new sheriff in town. If I remember so well, elmanchez also used to do the same thing. I think he posted in the scam accusations board and reputations a number of times before exit scamming.

examplens

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Quote from: shasan on August 07, 2023, 03:08:57 PM

It seems CYBER_COWBOY and Rohan Kotkar are the same person. If that is true then why CYBER_COWBOY will create a scam accusation against Rohan Kotkar. I do not think anyone will destroy his/her account without any valid reason. If both accounts are operated by the same person then there is no necessity to create a scam accusation and destroy the account.

From this angle, the whole thing seems schizophrenic. At least it's not clear to me what he wanted to achieve with that whole story about his loan service. CYBER_COWBOY offered loans, but on more than strange terms and outside of all the usual standards.
Now the CYBER_COWBOY account has been hacked (or so he claims), and he performs under the new Cantlogin account. If you look at what is written under that account, it is obvious that he has problems with himself.

shasan

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Quote from: Timelord2067 on August 05, 2023, 11:55:03 PM

Circumstantial evidence would suggest both CYBER_COWBOY and Rohan Kotkar are elmanchez

Rohan Kotkar is an alt of Smarty14392 (who is banned) through their shared use of whats app number 9657746573

Read on: https://bitcointalksearch.org/topic/m.62653587

It seems CYBER_COWBOY and Rohan Kotkar are the same person. If that is true then why CYBER_COWBOY will create a scam accusation against Rohan Kotkar. I do not think anyone will destroy his/her account without any valid reason. If both accounts are operated by the same person then there is no necessity to create a scam accusation and destroy the account.

Timelord2067

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Circumstantial evidence would suggest both CYBER_COWBOY and Rohan Kotkar are elmanchez

Rohan Kotkar is an alt of Smarty14392 (who is banned) through their shared use of whats app number 9657746573

Read on: https://bitcointalksearch.org/topic/m.62653587

Buddyspa

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I hope he can consider to pay you. Maybe something have been happen to him that he doesn't want to disclose.
I'm sure his conscience will judge him and make him to pay you back.

Poker Player

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Quote from: Helena Yu on June 22, 2023, 02:29:11 AM

Quote from: petulino on June 22, 2023, 01:05:42 AM

possibly he bought this account cheap and use short cut and messages discussion show that he has no intention of giving back.

in last two months if i am not wrong, more than 5 cases happened here. why not make some strong rules for giving loan such as active users for one year or Reputed member collateral?

The technique of buying an account to scam is nothing new, but I doubt this account was sold because there's no email or password change according to BPIP.

That had given me to think at first, that the account was sold, as it had two previous positive feedbacks for financial issues, and scamming someone for an amount of $63 doesn't seem very consistent with someone who seemed to show integrity in these matters in the past.

But if he didn't change passwords, I see it as much less likely.

shasan

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Quote from: petulino on June 22, 2023, 09:29:17 PM

Its mean that giving loan is trust game, lender will judge by self using own experienced whom to give how many loan but sometimes borrower take advantage of it. This is too risky and for becoming lender i must have big stock and also big heart to accept these loss.

i am agree that 10 people loan interest will recover loss but what will you say who are giving loan without any interest such as MR Irfan loan thread (currently paused) . I think this is more riskier because no way to recover.

You are right that it is too risky. As all the time same matter might not happen. Few lenders lost too much which is almost impossible to recover. I have also lost a lot of funds in crypto bitcoin/dogecoin and Ethereum the amount in USD right now is impossible to recover. It is too difficult to understand the mind/behaviour of the borrowers.

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Quote from: shasan on June 22, 2023, 09:13:29 PM

There are more that may not yet be published. Borrowers get a few times before being accused on the scam accusation board. There can't be any rule to maintain. There is a basic rule bo collateral no loan but we do not follow that. And if the loan is on fiat then if 10 people take loans and of them 1 person scams then there is the possibility to recover the loss. Lending business on the forum is too risky and we have to keep in mind about that.

Its mean that giving loan is trust game, lender will judge by self using own experienced whom to give how many loan but sometimes borrower take advantage of it. This is too risky and for becoming lender i must have big stock and also big heart to accept these loss.

i am agree that 10 people loan interest will recover loss but what will you say who are giving loan without any interest such as MR Irfan loan thread (currently paused) . I think this is more riskier because no way to recover.

shasan

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Quote from: petulino on June 22, 2023, 01:05:42 AM

first of all feeling regret for OP. fund is not big but these scammers using different techniques to collect fund in wrong way. He asked for low fund so that you trust on him and give him loan and he succeed in his mission. possibly he bought this account cheap and use short cut and messages discussion show that he has no intention of giving back.

in last two months if i am not wrong, more than 5 cases happened here. why not make some strong rules for giving loan such as active users for one year or Reputed member collateral?

There are more that may not yet be published. Borrowers get a few times before being accused on the scam accusation board. There can't be any rule to maintain. There is a basic rule bo collateral no loan but we do not follow that. And if the loan is on fiat then if 10 people take loans and of them 1 person scams then there is the possibility to recover the loss. Lending business on the forum is too risky and we have to keep in mind about that.

ScamViruS

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Quote from: petulino on June 22, 2023, 12:25:17 PM

Quote from: Helena Yu on June 22, 2023, 02:29:11 AM

The technique of buying an account to scam is nothing new, but I doubt this account was sold because there's no email or password change according to BPIP.

Maybe seller are trusted or any closed relationships so that buyer did not changed password. anyway we cannot say with 100% surety without any proof.

Anything can happen under the table. Because we can only speculate that something might actually happen, or that it might happen. So after seeing the behavior of this user, everyone will be warned, think more deeply before giving a loan. Because of such users, lenders now have to think a lot before approving any loan. They will try to use every means to scam the lenders.

DireWolfM14

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Quote from: holydarkness on June 22, 2023, 07:16:14 AM

I barely ventured to the Lending section so I might be wrong, but IIRC, there are instances in the past where members with high reputation --or even "moderate" ones like your example-- used their account as means of collateral, it's like saying, "my Hero rank speak for itself, I will repay the loan or anyone can bombard the account with negative trust." So yeah, unless my memory served me wrong --and there is a high probability of it, given I barely venture to the section-- "digital account" is a valid "collateral" for some.

The value of bitcointalk.org accounts was inflated for a while there, especially in the ICO days of 2017 and 2018 when signature campaigns were very lucrative. During that era (and before,) there were some lenders that would take accounts as collateral. I don't want to mention names, and it isn't important because most are no longer active in lending or in general. A lot of those deals happened behind the scenes, and the account would end up being sold if the borrower were to default.

As DT started clamping down on account sales, the practicality of accepting accounts as collateral quickly waned. That hasn't had much of an affect on high ranking accounts being given unsecured loans however, since the value of the account is still considered by the lender, but more in terms of what the account is worth to the borrower himself, not what the account is worth to the lender as a potential commodity to sell.

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Quote from: Helena Yu on June 22, 2023, 02:29:11 AM

The technique of buying an account to scam is nothing new, but I doubt this account was sold because there's no email or password change according to BPIP.

Maybe seller are trusted or any closed relationships so that buyer did not changed password. anyway we cannot say with 100% surety without any proof.

Quote

What did you mean about reputed member collateral? it's you ask an account as the collateral or you asking an escrow?

Actually i mean from collateral Guranatee of any most active and reputed member of local board. most of the time local users know the nature of each one and can give guarantee (if he failed to pay, i will pay)

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Quote from: Helena Yu on June 22, 2023, 02:29:11 AM

Quote from: petulino on June 22, 2023, 01:05:42 AM

possibly he bought this account cheap and use short cut and messages discussion show that he has no intention of giving back.

in last two months if i am not wrong, more than 5 cases happened here. why not make some strong rules for giving loan such as active users for one year or Reputed member collateral?

The technique of buying an account to scam is nothing new, but I doubt this account was sold because there's no email or password change according to BPIP.

Not all users will active in Bitcointalk especially if they're not join a signature campaign. What did you mean about reputed member collateral? it's you ask an account as the collateral or you asking an escrow? well most of borrowers prefer non collateral loan and digital account isn't a valid collateral.

As I said previously, 2 positive feedback leaved on the borrower account is enough to convince the lender.

I barely ventured to the Lending section so I might be wrong, but IIRC, there are instances in the past where members with high reputation --or even "moderate" ones like your example-- used their account as means of collateral, it's like saying, "my Hero rank speak for itself, I will repay the loan or anyone can bombard the account with negative trust." So yeah, unless my memory served me wrong --and there is a high probability of it, given I barely venture to the section-- "digital account" is a valid "collateral" for some.

Helena Yu

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Quote from: petulino on June 22, 2023, 01:05:42 AM

possibly he bought this account cheap and use short cut and messages discussion show that he has no intention of giving back.

in last two months if i am not wrong, more than 5 cases happened here. why not make some strong rules for giving loan such as active users for one year or Reputed member collateral?

The technique of buying an account to scam is nothing new, but I doubt this account was sold because there's no email or password change according to BPIP.

Not all users will active in Bitcointalk especially if they're not join a signature campaign. What did you mean about reputed member collateral? it's you ask an account as the collateral or you asking an escrow? well most of borrowers prefer non collateral loan and digital account isn't a valid collateral.

As I said previously, 2 positive feedback leaved on the borrower account is enough to convince the lender.

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first of all feeling regret for OP. fund is not big but these scammers using different techniques to collect fund in wrong way. He asked for low fund so that you trust on him and give him loan and he succeed in his mission. possibly he bought this account cheap and use short cut and messages discussion show that he has no intention of giving back.

in last two months if i am not wrong, more than 5 cases happened here. why not make some strong rules for giving loan such as active users for one year or Reputed member collateral?

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Quote from: CYBER_COWBOY on June 19, 2023, 12:06:28 PM

Update: Rohan contacted me one week ago 12th June and said that he was very sorry and money is the reason he gets in trouble, his solution to solve this case was that I was gonna purchase his bitcointalk account (For him his bitcointalk account was worth much more then $63).
Of course I refused... then I waited maybe he truly is sorry and will give me another offer like some repayment each week or month. But no.. after I refused to buy his account he did go back into total silence again.

I know he is active on Telegram since his status is "last seen recently" and not "more then one week ago"

Also.. he said he saw this thread, but he has not been online since 31 May on bitcointalk?! So he is using another account now I think.

Good choice, agreeing to accept his account for payment is violating forum rules (I think). Not active for more than 1 year, then suddenly active and asking for a loan, it's likely that that the current owner has bought the account and it could be new MO of Account trader they just buy cheap account and asking mini loan. I actually don't want to say it but I think you will not get your money back, I don't think the account owner even care if the account got many red trust.

I will flag him too tho.

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Quote from: shasan on June 19, 2023, 03:12:35 PM

Quote from: CYBER_COWBOY on June 19, 2023, 12:06:28 PM

Also.. he said he saw this thread, but he has not been online since 31 May on bitcointalk?! So he is using another account now I think.

His last online is before 4 days of the accusation but the user has seen your post means either s/he is using another account (98% chance) or s/he has seen it without logging into the account (almost no chance only chance is about 2%). I could not understand why you took about a week to update about it.

I think OP tried to give them some time, and waiting if they'll reply with some proposed idea of repayment, as he said on the updating post. However, after a week, it became obvious they're not going to propose anything. And thus, the update.

Quote from: CYBER_COWBOY on June 19, 2023, 12:06:28 PM

[...]
Of course I refused... then I waited maybe he truly is sorry and will give me another offer like some repayment each week or month. But no.. after I refused to buy his account he did go back into total silence again.
[...]

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Quote from: CYBER_COWBOY on June 19, 2023, 12:06:28 PM

Also.. he said he saw this thread, but he has not been online since 31 May on bitcointalk?! So he is using another account now I think.

His last online is before 4 days of the accusation but the user has seen your post means either s/he is using another account (98% chance) or s/he has seen it without logging into the account (almost no chance only chance is about 2%). I could not understand why you took about a week to update about it.

Topic: 63$ Loan defaulted by [Rohan Kotkar] (Read 803 times)