Topic: 63$ Loan defaulted by [Rohan Kotkar] - page 2. (Read 890 times)

I am sorry CYBER_COWBOY but look like he tried to scam you again. He told you to buy his account and also, he told that it was worth much more than 63$..Ahhhh

This means he wanted to sell the account to you more than 63$ and thus would have been demanding more money from you in case you agree (by balancing out the unpaid debt of 63$).

To be honest, a clean member account isn't that much worth and this Rohan Kotkar account is worthless because it has been tagged. There are other complications too like buying and selling account is not considered a good thing on the forum and it could also damage your reputation if you purchased that account.

You should forget about this money as it seems that he is a scammer and have no intention to return the amount.

Update: Rohan contacted me one week ago 12th June and said that he was very sorry and money is the reason he gets in trouble, his solution to solve this case was that I was gonna purchase his bitcointalk account (For him his bitcointalk account was worth much more then $63).
Of course I refused... then I waited maybe he truly is sorry and will give me another offer like some repayment each week or month. But no.. after I refused to buy his account he did go back into total silence again.

I know he is active on Telegram since his status is "last seen recently" and not "more then one week ago"

Also.. he said he saw this thread, but he has not been online since 31 May on bitcointalk?! So he is using another account now I think.

I prefer to give each unique address a unique label. Example: "loan repayment from Rohan Kotkar". That makes it instantly clear who paid for what.

I thinked first it was best to have same adress for all my things on Bitcointalk since on the profile you can add your bitcoin adress for some saftey reasons.
I have other wallets to that I use. But next time I will one adress for each loan  

You can still do this, even if you use different addresses every time. There's absolutely no need to use the same address for  "a lot of stuff", as your wallet can generate an endless number of addresses at no cost whatsoever. And even if your funds are spread out across multiple wallet addresses, you can still consolidate and spend them in a single transaction by combining multiple inputs.

I have been using that adress for a lot of stuff not only lending. Rohan Kotkar has not paid me a single bitcoin or dollar back.
If he would say he has paid back. (But he won´t do that, he know what he has done and are in shame) I can for sure proof him wrong because I am the one that has send all the money to that wallet, nobody else. From example: Stake & Noones.
But I will think of using a unique adress for each loan for future loans.

I often send money from Noones from my trading profit to that wallet and then I lend out money to make more profit, but instead of making more profit I ended up losing the profit becasue I trusted a scammer. 
Or if I get some winnings in Stake I sometimes also send money there.

Again thanks for the information and this will be changed for future loans  

Before I decide on this Flag, I've noticed another problem with this scam accusation:
Address bc1qlvjpqyv26eg7ar6sxzv9dfedcp2hcgnwr9f4p5 has received 16 payments since the start of this loan, and (apart from mentioning amounts in dollars instead of Bitcoin) there's no way for me to verify whether or not one or more of those payments came from Rohan Kotkar. Needless to say: this could have been avoided by using a unique address for this loan. We're using blockchain evidence, so screenshots are meaningless.

New flag with accurate link: https://bitcointalk.org/index.php?action=trust;flag=3179

This: https://bitcointalksearch.org/topic/63-loan-defaulted-by-rohan-kotkar-5455027
Flags can only link to a topic, not to a post.

Hello I will change it now

What one of this should I use

https://bitcointalksearch.org/topic/m.62144289

https://bitcointalksearch.org/topic/m.62144300

?

Thanks for the help

@examplens, @Avirunes, @GazetaBitcoin, @FatFork, @NotATether, @Poker Player, @AHOYBRAUSE, @CYBER_COWBOY: the Flag links to the wrong topic and thus shouldn't be Supported.
@CYBER_COWBOY: please create a correct Flag and replace the link in this topic.

Thank you I will think about it later, but also before I did not know how to link to a specific message.
But also its easy for people to check in my loan thread and see that these people have loaned, I have send the loan and they have paid back the loan.
Why I gave AHOYBRAUSE is becasue I think he contribus good to this forum and I don´t think he will try to scam anyone at any time. I gave him neutral first two months, so I could learn to know him little bit better, then i changed to positive.  
I have put a link to all my feedback now.





Thank you a lot for your kind words.
Yes I did not know about the campaign signature thing before, I was just make my decision from that he had a 3-5 yeard old account (I dont remeber know) and I thinked leaving it behind for $60 would be stupid.
But I was wrong and have now learned my lesson. I choose to see the positive in it that it "only" costed me $55 and not more.  




Agan thank you all for all the help I got here, all from creating flag to link to a message and everything else.
This is how a forum should work, we help each other out.
Trust me when I say that this is very good helpful information for me that I take with me for the future.
Thanks guys  

Sorry for your loss OP, this is the first lesson that you have learn in your loan business,never to borrow a member that is not in a campaign signature payroll because it will be difficult for him to pay back the loan,or rather still he might have it in mind to scam you. We have seen forum members in signature campaign that is even finding difficult to pay back collected loan due to greed. You should be very careful before you borrow anyone here loan,if possible know the forum members that are into giving out loans and contact them to seek for their advise before you give loan out to anyone to avoid another loss. I believe Shasan,examplens and the other loan givers are well experienced in the forum. You will gain back your loss in double folds  because of your good heart.

It is also very important to present all the evidence in one topic, which would later become a reference for potential feedback. The flag he created leads to his lending topic, where the accused user can change his posts and complicate the recognition of real facts.

Also, @CYBER_COWBOY, when you leave feedback to someone, regardless of whether it is positive, neutral or negative, you must provide a reference to some proof. Otherwise, it's just your word, and that's not enough. We have seen abuses of the trust system many times.

For example, without proper references, it sounds like you're trying to falsely create positive trust:

Thank you a lot!

If I may jump in, you can get a "direct link" to the message by clicking the top right side of the post you want to be referenced. For example, if I want to use your post as a reference link, I'll right-click that "#16" --marked in green box-- and copy the link.



I hope you didn't have to get to this in the future, but suppose you lend another money to another user and they got defaulted again, or suppose you're raising a flag against someone for whatever reason --not only loan default--, you can ask for support or opposition here. Examplens has done it for you for this case

Sometimes other people look at the trust score as valid points for them to trust these people and if you look at the defaulters feedback it somehow shows that he pay on his past loans. Maybe he see OP as good target to do his loan and quit scheme. For sure he will never go back here as he do this dumb action.

This is another unfortunate incident happen to a lender and I guess if many like this will happen for sure it can affect the trust of other low rank member to get a loan. Since for sure lenders will doubt to approve their loan due this cases.

I'd say how long the account has been in this forum can't used to trust someone.

But you're not wrong for trusting him because he have 2 positive feedback before, I think other user would also think the user could be trusted for $55. So you're just in bad luck, there's always a risk someone will scam even though they have many positive feedback, participate in signature campaign or have a good reputation.

Don't be surprised, a newbie account could cheat you as low as $1.

Hi everyone & thanks for all replies!  

Sadly I did not think anyone would cheat somebody for $55. That´s not how my parents teach me how life works when I did grow up.
But of course I  know nothing is 100% & he did talk me over at Telegram and also I think a 5 years old account was not worth leaving behind for $55.
(I did not know so much about merit, rankings & signature campaings at the start)

I was wrong and I have learned a lesson for next time, as I am new here its impossible to know everything from the start, I learn with time and take this as a experience.
I am glad I did deny him when he asked for $100! I see the positive things out of this that it "only" costed me $55 to learn the lesson and not more.  

Its awful that people using honest people to get some money instead of actually do honest work, but but... Also as I said I was thinking if I was gonna do this accusing, I was pretty sure it would make me never see the money again, but IF I did not do it and he scammed somebody else, it would not feel good at all for me!

Wish you all a great day and thanks for all tips and inputs! Its very good information for me for the future.

THANK YOU ALL!

FLAG https://bitcointalk.org/index.php?action=trust;u=2690537;page=iflags


& Thanks Sashan for showing me how I link direct to the message, how is it possible to link direct to a specific message on a site instead of just to the site for the future?
I bee searching for this long but can´t find how to do it

Other than that, the flaw I see is that the borrower did not participate in any signature campaign. He was a member, i.e. lower rank but the loan was low as well. If he came from a time of inactivity it is another red flag, but if he had at least managed to participate in a paid campaign when he asked for the loan, he could have been making $40 or $50 a week, so it would make more sense to pay back the loan in order to continue earning money on the forum. And yet, there are times like that when people scam.

Anyway, I am tagging him too.