A steady source of income is a man's bottom line to support his family - page 9.

ginsan

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Quote from: boyptc on February 10, 2023, 07:26:46 AM

If you're thinking that something might unforeseen to come and happen to you then you have to secure your family through availing an insurance.

It doesn't really look important at all when you're not in a tough situation. But availing a policy of insurance will make you feel secured for your family.

When you're the bread winner and there's no other people that you can rely on then, you have to protect yourself through it.

I think the fear of unexpected problems that come suddenly can be overcome by being thrifty or having savings from now on. Many of them out there may find it very difficult to find a job with an appropriate salary that can adequately support them, but there are many jobs with relatively low salaries and no benefits whatsoever.

No matter how difficult the work we do, we have to take care of it as best as possible at this time because that is the path that will lead us to achieve success and the most important thing is to be grateful and in this life, never complain because that is not a way out in this life.

Kelvinid

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Quote from: GideonGono on February 10, 2023, 08:16:05 AM

Without a steady source of income how do you think that their Family could survive?
Even if you have a huge amount of money if your not using it wisely to have an income it would just drain up from all the food and bills for your family.
I've been there and done that it doesn't really work out unless you would have a passive or steady source of income.

That is why we should be wise in spending and change our lifestyle for this could really help us to survive from inflation draining our income. It is really a big challenge for low earners to budget their salary, so having a side hustle will give some breath. But we don't just stop there, saving is also important and changing our spending habits. And when it comes to having more extra money, investing is our next goal. We have to acquire multiple sources of income because this gives us the financial freedom that most of us are aiming for.

Smack That Ace

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Quote from: Kasabus on February 10, 2023, 02:05:12 AM

Quote from: Smack That Ace on February 09, 2023, 10:18:52 AM

Quote from: Marcellin9 on February 07, 2023, 09:18:22 PM

... If you have any advice for my friend, please let me know. Thank you.

Having a steady source of income is something we all want, and no one wants to be unemployed or lose a job that helps us feed our families. But like you said, in life, there are often unexpected things that happen, so having a stable income is not enough, but it is necessary to have one or more savings for those emergencies. That's also why I disagree with some people using their entire wealth to invest in bitcoin without any savings. They think it's smart to do so, but if the unexpected happens and the investment gets stuck, they're stuck.

In case of OP’s friend, he should consider first getting a stable job regardless if it’s low paid as long as it can provide their needs. But getting a job alone is not enough, he should have other side jobs that can give him additional income and so he can save too for their emergency funds. So that in case his wife will need a surgery later on, he can use the funds intended for emergency funds, or any other unforeseen events that are beyond their control.

Agree, I think he should accept any job, even a low salary because it is better than him earning nothing. Every day that passes is an extra burden so don't hesitate or be picky, he needs to accept and if possible, he doesn't need much sleep to work for money. OP's situation can be said to be the end of difficulties if he is not determined, his family will never get through. He is the family's only hope.

maydna

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The next time he applies to a company and ends up getting hired but at a lower salary than another company, he should accept it because he can earn money to feed his family and survive until he can find another job. We cannot expect what we desire to always come true. And while someone wants us to work, we have to try our best so that the boss at the company can see that we really intend to work because we have a family.

But that story has passed, and now your friend has to try to find another job at another company. Hopefully, your friend can get the job he wants and survive with his family.

GideonGono

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Without a steady source of income how do you think that their Family could survive?
Even if you have a huge amount of money if your not using it wisely to have an income it would just drain up from all the food and bills for your family.
I've been there and done that it doesn't really work out unless you would have a passive or steady source of income.

Raceonsucced

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Indeed, at this time jobs are very difficult to get, not least many companies go bankrupt. regarding your friend, he must be very depressed but I can only hope that he finds a suitable and well-paid job, also that his wife will get well soon.

but no matter how big the profit of a job is, even if it's a bit lower but not bad compared to no work at all. but maybe it's even better to have a backup job, just in case.

Taskford

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Quote from: Marcellin9 on February 07, 2023, 09:18:22 PM

My friend's story sends me a signal: no matter how much I earn right now, try to keep my job and souce of income stable. I am also a family man and have responsibilities. Anything bad can also happen to me so I have to be prepared to the unforseen problems, although I am doing fine now. Make hay while the sun shines. If you have any advice for my friend, please let me know. Thank you.

Sticking up on your comfort zone will create a disaster in your life since even if you have steady income stream at the moment still there will be unfortunate changes like what happen to your friend. So while you are doing good right now better find another source of income since it can help you to be more secure in future if crisis came. More possible stream more better so don't became one of your friend and take action while its early since its so stressful to find a new job especially when you have family to feed.

boyptc

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If you're thinking that something might unforeseen to come and happen to you then you have to secure your family through availing an insurance.

It doesn't really look important at all when you're not in a tough situation. But availing a policy of insurance will make you feel secured for your family.

When you're the bread winner and there's no other people that you can rely on then, you have to protect yourself through it.

ancafe

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Men who are responsible, are those who always meet the needs of their families, this is just a reflection of a good man and full of responsibility.

Quote from: Marcellin9 on February 07, 2023, 09:18:22 PM

My friend's story sends me a signal: no matter how much I earn right now, try to keep my job and souce of income stable. I am also a family man and have responsibilities. Anything bad can also happen to me so I have to be prepared to the unforseen problems, although I am doing fine now. Make hay while the sun shines. If you have any advice for my friend, please let me know. Thank you.

Maintaining a more stable income is far better than investing the large amount of money you have in investments, you can combine investment with meeting daily needs, many patterns can be adapted for such work, so you don't neglect family needs.

The simple pattern that I do is to make a percentage of three, the total of the income I earn from various jobs. 50% to meet family needs, 20% savings and 30% investment, it is proven that I am still able to maintain maximum cash flow. The benefits of these three patterns are enormous, when something happens we can use the savings to use, for example the needs of school children, health costs when families go to the hospital and urgent needs such as being outside the home to relax while traveling. So that investment is not disturbed and daily needs are not reduced. I have been implementing this concept for almost three years and managed to manage my finances stably even during conditions of inflation, recession and even when Covid-19 hit.

Kasabus

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Quote from: Smack That Ace on February 09, 2023, 10:18:52 AM

Quote from: Marcellin9 on February 07, 2023, 09:18:22 PM

... If you have any advice for my friend, please let me know. Thank you.

Having a steady source of income is something we all want, and no one wants to be unemployed or lose a job that helps us feed our families. But like you said, in life, there are often unexpected things that happen, so having a stable income is not enough, but it is necessary to have one or more savings for those emergencies. That's also why I disagree with some people using their entire wealth to invest in bitcoin without any savings. They think it's smart to do so, but if the unexpected happens and the investment gets stuck, they're stuck.

In case of OP’s friend, he should consider first getting a stable job regardless if it’s low paid as long as it can provide their needs. But getting a job alone is not enough, he should have other side jobs that can give him additional income and so he can save too for their emergency funds. So that in case his wife will need a surgery later on, he can use the funds intended for emergency funds, or any other unforeseen events that are beyond their control.

Finestream

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Quote from: mk4 on February 07, 2023, 09:25:32 PM

Or better yet, have multiple income streams. Just so you have a backup if you get fired from your job or your main income goes bust.

If possible, every working individual should not just rely on a single job because once the company impose lay off, you will find it hard to live jobless. That’s when we have to adopt side hustles because it’s the safest thing we should do so we won’t be affected if we happen to lose our main job.

As for your friend OP, I cannot blame him if that is his mindset because he’s really living a hard life right now. But if he chose to be picky at all times, how can he land a good job that will give him an income? If you can spare him some extra money for business, I guess that would be better but still getting a main job should be the priority.

DrBeer

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1. I would immediately discard the gender division.
Why, for example, a woman cannot provide for her family, or, for example, both (husband and wife) supported the family on an equal footing? There are no standards, there are all sorts of situations. And the "thesis" - "a man earns and a woman nurses children, cleans the apartment and cooks food" - smells strongly of the Middle Ages

2. The task of ANY family member is to create and bring to the family those assets and values that he can. Someone is money, someone is comfort, someone is high-quality and reasonable management of the family budget, someone is investment, someone is EDUCATION of children (this is very important).

3. What is "permanent income" for you? Working as an employee with a monthly income? Own business ? Investment activities ? Self-employment (folk craft, outsourcing, ....) ?
I would phrase it a little differently. This is if we talk about material wealth and financial independence. The goal of each family member is to generate income, preferably from an active and passive part, and preferably with more than 1 source of income. Everyone - according to their capabilities, and with an understanding of their responsibility.

And the wording "the main goal of a man is to support his family" - as if hints that all the rest are kept women in relation to a man. It is not right

Fesatmas

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Really understand what your partner is going through. But I think it's better to take a job that doesn't live up to expectations in terms of pay and benefits than to continue being unemployed. Doesn't he also need money for his daily needs? So if you don't have income, how can you fulfill it. I mean it's better to try existing jobs while looking for the desired job. If we force ourselves to get a job that we really want, it will be very difficult, especially if we don't have an income, even if it's small. It is better to get rid of our "selfishness".

Rruchi man

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Quote from: Marcellin9 on February 07, 2023, 09:18:22 PM

My friend's story sends me a signal: no matter how much I earn right now, try to keep my job and souce of income stable. I am also a family man and have responsibilities. Anything bad can also happen to me so I have to be prepared to the unforseen problems, although I am doing fine now. Make hay while the sun shines. If you have any advice for my friend, please let me know. Thank you.

Since your friend already has a kind of job he has in mind, that is a job with benefits, he has two options in front of him;
- Don't take any of the job without benefits, stay Jobless and searching for another better and more befitting opportunity.
- Take this jobs he doesn't like, but stay searching for better opportunity.

The first choice may not be an easy road, because the decision to stay jobless and searching can be a very difficult position to maintain especially since the bills are mounting up.

The second choice will provide him with some money to hold his side with while he searches for better opportunity, but the danger is that he may become comfortable and unmotivated to keep searching for another opportunity.

Your friend can evaluate this two choices and option before him to find out the one and situation that he can best handle.

Smack That Ace

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Quote from: Marcellin9 on February 07, 2023, 09:18:22 PM

... If you have any advice for my friend, please let me know. Thank you.

Having a steady source of income is something we all want, and no one wants to be unemployed or lose a job that helps us feed our families. But like you said, in life, there are often unexpected things that happen, so having a stable income is not enough, but it is necessary to have one or more savings for those emergencies. That's also why I disagree with some people using their entire wealth to invest in bitcoin without any savings. They think it's smart to do so, but if the unexpected happens and the investment gets stuck, they're stuck.

Flexystar

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I would vote plus one to the multiple income sources because that is the bottom need of today’s lifestyle. Our employers are giving x salaries based on let’s say skills, minimum wager criteria and also the industry we work in. The problem is we are not able tackle the inflation with that money. Apart from the inflation, we are not even able to fulfil the daily needs properly since stuff is getting way way costly in day to days life. I’m sure to overcome this we need or have only multiple income solution and nothing else. Hope so we keep up with the pace of modern era.

DOH!

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Quote from: Marcellin9 on February 07, 2023, 09:18:22 PM

I mentioned somewhere that my closest friend has been unemployed for over a year due to the devastating collapse of his line of business and and his wife's sickness. Last time we met was a month ago and he was depressed in certain ways which worried me a lot. I called him to see if he was fine last Sunday and he told me he was looking for jobs and the next day he would go to several interviews. I was glad to hear that. Last night I called to follow up and he said the interviews were not going well. I aksed why. He told me that nowadays most companies are not doing well, barely making even actually. The interviewers would just say the job is not entitled to any insurance or benefits, what they can offer is a very low base salary and the commission part would be subject to how many sales the employee can bring to their company. My friend was not willing to take any of them because he has a family to feed and his wife's condition is unstable which could need a lot of money for surgery at any time. I understand him and am trying my best to help him find a high-pay job.

My friend's story sends me a signal: no matter how much I earn right now, try to keep my job and souce of income stable. I am also a family man and have responsibilities. Anything bad can also happen to me so I have to be prepared to the unforseen problems, although I am doing fine now. Make hay while the sun shines. If you have any advice for my friend, please let me know. Thank you.

It's a pity, but I think this friend should temporarily accept the challenge of a job that he thinks is low salary and commission based on the revenue generated for the company / business to continue to earn money cover the cost of his wife's treatment. then it's better to choose and find a better job. Obviously, after the covid19 epidemic, finding a stable job with a good income is extremely difficult. I myself have a family and children, this story also reminds me to always plan and build income ranges # to create a backup fund, a passbook or insurance… that's also my responsibility.

ethereumhunter

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When a company wants to hire someone, they should be able to take the job, even if the salary is low and doesn't meet their expectations. If he works on sales commissions, he can try it first and see how much chance he has of getting a large commission. He may do a good job and earn a big commission. Meeting lots of people might open up business opportunities for him because an idea usually emerges if we meet other people.

xSkylarx

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Quote from: Viscore on February 09, 2023, 05:41:20 AM

Quote from: Marcellin9 on February 07, 2023, 09:18:22 PM

I mentioned somewhere that my closest friend has been unemployed for over a year due to the devastating collapse of his line of business and and his wife's sickness. Last time we met was a month ago and he was depressed in certain ways which worried me a lot. I called him to see if he was fine last Sunday and he told me he was looking for jobs and the next day he would go to several interviews. I was glad to hear that. Last night I called to follow up and he said the interviews were not going well. I aksed why. He told me that nowadays most companies are not doing well, barely making even actually. The interviewers would just say the job is not entitled to any insurance or benefits, what they can offer is a very low base salary and the commission part would be subject to how many sales the employee can bring to their company. My friend was not willing to take any of them because he has a family to feed and his wife's condition is unstable which could need a lot of money for surgery at any time. I understand him and am trying my best to help him find a high-pay job.

My friend's story sends me a signal: no matter how much I earn right now, try to keep my job and souce of income stable. I am also a family man and have responsibilities. Anything bad can also happen to me so I have to be prepared to the unforseen problems, although I am doing fine now. Make hay while the sun shines. If you have any advice for my friend, please let me know. Thank you.

It’s hard to find jobs that will instantly offer you a high salary especially if you are a still a newbie. You can only expect for it maybe after years of being employed once you get the promotion. So my advice for your friend is he should never decline those jobs because it’s much better to have a low paying job so you can feed your family than to never have a source of income at all. If your friend really desire to have a higher source of income, a good investment can make it possible but for an 8-hour day job, I guess all it can offer are minimum wages unless if you are working in an executive department.

Unless he has skills which let's say is way higher than others though you'll start at low salary. That is why others are spending a lot of time honing their skills last pandemic so that they can get into competitions towards getting the positions. Also, the other solution to this is having multiple sources of income like side jobs, I noticed after the pandemic a lot of people are doing side jobs and working as hard as they can since the prices of foods right now are higher. OP you have no choice but to accept it and find another source of income even if the salary is low but still you have 2 sources of income.

Viscore

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Quote from: Marcellin9 on February 07, 2023, 09:18:22 PM

I mentioned somewhere that my closest friend has been unemployed for over a year due to the devastating collapse of his line of business and and his wife's sickness. Last time we met was a month ago and he was depressed in certain ways which worried me a lot. I called him to see if he was fine last Sunday and he told me he was looking for jobs and the next day he would go to several interviews. I was glad to hear that. Last night I called to follow up and he said the interviews were not going well. I aksed why. He told me that nowadays most companies are not doing well, barely making even actually. The interviewers would just say the job is not entitled to any insurance or benefits, what they can offer is a very low base salary and the commission part would be subject to how many sales the employee can bring to their company. My friend was not willing to take any of them because he has a family to feed and his wife's condition is unstable which could need a lot of money for surgery at any time. I understand him and am trying my best to help him find a high-pay job.

My friend's story sends me a signal: no matter how much I earn right now, try to keep my job and souce of income stable. I am also a family man and have responsibilities. Anything bad can also happen to me so I have to be prepared to the unforseen problems, although I am doing fine now. Make hay while the sun shines. If you have any advice for my friend, please let me know. Thank you.

It’s hard to find jobs that will instantly offer you a high salary especially if you are a still a newbie. You can only expect for it maybe after years of being employed once you get the promotion. So my advice for your friend is he should never decline those jobs because it’s much better to have a low paying job so you can feed your family than to never have a source of income at all. If your friend really desire to have a higher source of income, a good investment can make it possible but for an 8-hour day job, I guess all it can offer are minimum wages unless if you are working in an executive department.

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