[ANN] BTCJam - Peer to Peer Bitcoin Lending - page 50.

miTgiB

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Merit: 100

Du hast

Quote from: Tulkas on February 14, 2013, 11:55:44 AM

Loan policy update:

It's no longer possible to create anonymous listings. The borrower must have at least identity and address verified.

While I am not a borrower, I've had docs waiting about a week for address verification, is there a way to poke you with a stick?

EDIT: Nevermind, you already have this taken care of

Tulkas

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Activity: 352

Merit: 250

Founder, BTCJAM

Loan policy update:

It's no longer possible to create anonymous listings. The borrower must have at least identity and address verified.

miTgiB

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Activity: 251

Merit: 100

Du hast

Quote from: SlickTheNick on February 13, 2013, 08:40:24 PM

I think 2 active loan limit is fair. Recently got burned pretty bad by someone with the username "user3984". Basically lost all the profit iv made and am now in the red. This guy has like 31 repaid loans, but also has 19 that are currently active, and now half are overdue and he seems to have just peaced out with the money. Seems like he spent quite a bit of time building up loan rep then took out a whole bunch of smaller loans over time to make it not so suspicious.

If users were limited by the amount of loans to take out it could help get rid of this problem. Maybe have it so you can only have one "in funding" at a time, and max 2 active at a time.

No reason you couldn't just limit yourself to 2 loans per person when lending. There are too few quality borrowers as it is to lend to.

Tulkas

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Activity: 352

Merit: 250

Founder, BTCJAM

Quote from: Smoovious on February 13, 2013, 04:14:27 PM

Quote from: Smoovious on February 10, 2013, 06:09:46 PM

Quote from: Tulkas on February 10, 2013, 07:12:28 AM

Quote from: Smoovious on February 09, 2013, 05:28:55 PM

Tulkas...

I have sent in the coin for the next payment on my loan, to my deposit address, but it hasn't even shown up as unconfirmed yet. Has been a couple hours now.

Deposit addy: 173JVQDZbogfvxCm2GBbgdKVNLmM16uymB
http://blockchain.info/tx/b7b67fcc16159d06656a7508d4b7c0401c2d499e4b3bd54ddec630d47279f6e3

This is the same addy I have always used to deposit to with no problem, would you check to see something isn't working properly?

The wallet was changed after the attack, you should always generate a new address to make deposits. I will put the old wallet online and get the coins.

Thnxy, appreciate it.

Tulkas...

How is the progress on this? I'm getting concerned...

-- Smoov

Hello Smoov,

Put the old wallet online, the 8.30230209 BTC was there

. sent to your BTCJam account.

SlickTheNick

full member

Activity: 220

Merit: 100

Quote from: BurtW on February 13, 2013, 08:55:08 PM

Give him a -10, that is about all you can do at this point.

Already did :p Not really concerned, all part of the risk man

BurtW

legendary

Activity: 2646

Merit: 1137

All paid signature campaigns should be banned.

Give him a -10, that is about all you can do at this point.

SlickTheNick

full member

Activity: 220

Merit: 100

I think 2 active loan limit is fair. Recently got burned pretty bad by someone with the username "user3984". Basically lost all the profit iv made and am now in the red. This guy has like 31 repaid loans, but also has 19 that are currently active, and now half are overdue and he seems to have just peaced out with the money. Seems like he spent quite a bit of time building up loan rep then took out a whole bunch of smaller loans over time to make it not so suspicious.

If users were limited by the amount of loans to take out it could help get rid of this problem. Maybe have it so you can only have one "in funding" at a time, and max 2 active at a time.

Smoovious

hero member

Activity: 504

Merit: 500

Scattering my bits around the net since 1980

Quote from: Smoovious on February 10, 2013, 06:09:46 PM

Quote from: Tulkas on February 10, 2013, 07:12:28 AM

Quote from: Smoovious on February 09, 2013, 05:28:55 PM

Tulkas...

I have sent in the coin for the next payment on my loan, to my deposit address, but it hasn't even shown up as unconfirmed yet. Has been a couple hours now.

Deposit addy: 173JVQDZbogfvxCm2GBbgdKVNLmM16uymB
http://blockchain.info/tx/b7b67fcc16159d06656a7508d4b7c0401c2d499e4b3bd54ddec630d47279f6e3

This is the same addy I have always used to deposit to with no problem, would you check to see something isn't working properly?

The wallet was changed after the attack, you should always generate a new address to make deposits. I will put the old wallet online and get the coins.

Thnxy, appreciate it.

Tulkas...

How is the progress on this? I'm getting concerned...

-- Smoov

Tulkas

sr. member

Activity: 352

Merit: 250

Founder, BTCJAM

Quote from: Shermo on February 13, 2013, 03:20:34 AM

The site says I need to reverify my facebook account, but when I click that it just created a new account linked to my facebook account (my current account is using Google auth). Think its a bit broken....

Yep, its corrected now.

Shermo

sr. member

Activity: 272

Merit: 250

The site says I need to reverify my facebook account, but when I click that it just created a new account linked to my facebook account (my current account is using Google auth). Think its a bit broken....

boonies4u

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Activity: 826

Merit: 1000

Quote from: Tulkas on February 12, 2013, 12:07:09 PM

Quote from: Monster Tent on February 12, 2013, 07:33:48 AM

It would be better if you could show you actually owned assets rather than yet another social network account.

Do you mean proof of income, house ownership, etc?

Titles/deeds and mortgage papers I assume.

ThaddeusB

member

Activity: 84

Merit: 10

Quote from: Tulkas on February 12, 2013, 02:41:56 PM

Quote from: creativex on February 12, 2013, 01:57:40 PM

Sweet. Dropped a rating point because paypal unfortunately still exists. Roll Eyes

No, the logic for social networks changed.

Now to earn points your account must be verified ,old or with a minimum number of connections (friends).

The paypal reward still 6 points.

(to refresh the status of your account just sign in with Facebook). eBay will be updated automatically soon.

This is definitely a positive change to prevent throw away accounts helping scammers... I have recovered the two missing rating points now.

creativex

sr. member

Activity: 434

Merit: 250

Fair enough, my bad.

...still think it's unfortunate that paypal still exists btw. Grin

Edit: N/M logging in from fb actually dropped me to zero and apparently nuked my account. Probably due to the fact that my son uses my fb account 1000x more than I do.

Edit2: Changed fb account primary email address back to mine and tried logging into btcjam again from fb, but now it just says "We're sorry, but something went wrong."

Edit3: Apparently fixed.

Tulkas

sr. member

Activity: 352

Merit: 250

Founder, BTCJAM

Quote from: creativex on February 12, 2013, 01:57:40 PM

Sweet. Dropped a rating point because paypal unfortunately still exists. Roll Eyes

No, the logic for social networks changed.

Now to earn points your account must be verified ,old or with a minimum number of connections (friends).

The paypal reward still 6 points.

(to refresh the status of your account just sign in with Facebook). eBay will be updated automatically soon.

creativex

sr. member

Activity: 434

Merit: 250

Sweet. Dropped a rating point because paypal unfortunately still exists. Roll Eyes

ThaddeusB

member

Activity: 84

Merit: 10

It looks like everyone who has PayPal dropped 2 points today. Is it only worth 4 instead of 6 now? (For the record, 4 is a much more reasonable than 6 given that nothing else is worth more than 2.) Or is it coincidence and all these people lost 2 points from eBay/Facebook? I lost 2 points and my eBay is 4 years old and Facebook 3 years old with 100+ friends, so I doubt it is the second option.

ThaddeusB

member

Activity: 84

Merit: 10

Quote from: BurtW on February 12, 2013, 07:28:53 AM

The Ponzi scam operators are not going to like having a limit on the number of active loans.

I see that the Ponzi scam scum have started voting for unlimited loans.

I guess this poll will show just how many scammers vote.

Simple solution: do not lend to people with multiple outstanding loans. Why does the site need to impose a hard limit? I personally do not lend to such borrowers, but voted for "unlimited". I guess that makes me a scammer. Roll Eyes

Tulkas

sr. member

Activity: 352

Merit: 250

Founder, BTCJAM

Quote from: ThaddeusB on February 11, 2013, 11:34:27 PM

Tulkas,

I suggest you not give a reputation point for eBay unless the person actually has some feedback there. Otherwise, it is just yet another automated process for scammers to easily game with 30 seconds of effort.

Also, I have been getting the "We're sorry, but something went wrong." all day when I click on the rate a user button. Something is probably messed up on your end.

Thaddeus

Thanks for the suggestion.

Now the Facebook and eBay accounts will only add verification points if they are either verified , old or with a minimum number of connections (friends).

Tulkas

sr. member

Activity: 352

Merit: 250

Founder, BTCJAM

Quote from: Monster Tent on February 12, 2013, 07:33:48 AM

It would be better if you could show you actually owned assets rather than yet another social network account.

Do you mean proof of income, house ownership, etc?

Monster Tent

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Activity: 238

Merit: 100

It would be better if you could show you actually owned assets rather than yet another social network account.

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